Chapter 366: The True Purpose of the Money Bank

The biggest power advantage of the family is the control of the place, according to some records, just a Fan Yang Lu family, from the Wei and Jin dynasties to the middle of the Tang Dynasty, there are more than 800 people who have entered the official history, and there are more than 400 officials in the annals of the grade, and they are apportioned to the Zhenguan Dynasty, at least more than 100 people, so the strength of the rest of the families is not much different, it is almost this number, and how many officials are qualified to enter the history of the entire imperial court? I'm afraid that the five surnames and seven families will occupy more than half.

With the support of the magistrates, it is easy to develop a little gray force and occupy this kind of financial resources that can bring them huge profits.

Therefore, Sun Xiangfu wants to return the minerals to the imperial court and put them up for auction, which is itself to rob them of the fruits in their bowls, and it is strange that they can be happy.

"Master Lu, in fact, this governor has always been very curious, originally you got the salt and iron from there and sold it to the tribes outside the Guan, but now you know, it is just some bandits and bandits, it just so happens that the army of the imperial court needs training, and it is most suitable to use them to train their hands."

Hearing this, Lu Wenyuan frowned, and said with a bit of anger, "Sun Dudu, the war between the imperial court and Goguryeo is imminent, and if you go to suppress the bandits now, it will delay the major affairs of the imperial court, and you won't see the powerful relationship between them!" ”

"How can it be delayed! Anyway, the army needs training! Arresting those bandits and bandits just allows them to work as miners in the government's own mines, killing two birds with one stone! I won't bother you, after the statistics of the fields and houses are out, the governor will sign an agreement on behalf of you, and the things we talked about today will be successfully completed, and if you have nothing else to do, you can go back to your home, and the imperial court yamen will not care about your dinner! ”

In the north, Sun Xiangfu has popular prestige and an army, and the sons of those families who are in charge of the affairs do not dare to make a mistake in front of Sun Xiangfu, but it is different in Guanzhong, these people originally looked down on Sun Xiangfu, a guy born with mud legs, and even dealt with him three times and twice, and at present, they can have such an attitude towards him, which is already forced by the situation.

"I'm afraid this agreement is not so easy to sign!"

Lu Wenyuan's voice changed from a slight anger to a cold speech with a bit of threat, but it didn't make Sun Xiangfu have any emotional fluctuations, just smiled, "It's okay, even if more than 100,000 households move over from Goguryeo, they can't plant millions of acres of land for your families, I believe that it is good to have the consent of the Wang family and the Cui family to sign, Lu Gongzi, if you can't make a decision on behalf of your Fanyang Lu family, please go back!" This is the court court, and no idlers are entertained. ”

Hearing this, although Lu Wenyuan was angry and the second Buddha ascended to heaven, he also had to control himself rationally, this kind of decision made by the family elders can only be vetoed by the head of the family, and he is not the head of the Fan Yang Lu family now.

Don't dare to say it to death, Lu Wenyuan just snorted coldly, and took the lead out of the yamen, and the sons of the other families also followed quickly, believing that they would get together later to discuss countermeasures, and Sun Xiangfu recruited Wuying'er, and after explaining a few words to him, he got up and went to the military headquarters.

The best way to train the troops is to let them fight, and clean up all the local forces, bandits and bandits, which is good for the country, and he believes that Hou Junji is happy to do such a thing.

At the same time, he needs to explain the matter of military expenses to Hou Junji, lest Li Shimin and the courtiers return to the bottom of the matter, so that they will not be able to explain it.

Looking at the list of items handed over by Sun Xiangfu, Hou Junji was very happy, however, when he saw the price behind the list, he was very painful.

All the soldiers were given two sets of summer clothes, two sets of autumn clothes, two sets of winter clothes, as well as a long cotton coat, a quilt made of lint, and a set of standard cotton armor.

In addition, there are two pairs of summer and winter leather boots and ten pairs of cotton socks.

As long as it is a general with troops, who would not be happy to equip his subordinate generals with these good things?

3,000 crossbow chariots, 3,000 bed crossbow chariots, and 4,000 catapult chariots with a greater siege effect, with these things on the battlefield, how many fewer people will be killed by the subordinate soldiers, who doesn't want it?

The whole army is equipped with standard knives and guns of the 100-steel level, longbows with pulleys, and fine iron helmets.

However, who can afford the 23 million yuan of equipment?

This is not counting the millions of dollars that will be spent on food and grass, and the millions that may be spent on medical care.

"These things, we Datang have the ability to supply them now?"

After struggling for a long time, Hou Junji asked.

"Yes! Guanzhong alone has millions of acres of cotton fields this year, and the cotton produced, not to mention these clothes, is more than enough to send them ten times as many clothes.

As for the materials for the chariots, in the past few days, I have negotiated with the families and merchants who originally provided the imperial court with ordnance materials, and they can supply them, as long as the iron materials for the smelting workshop are sufficient, it will not be difficult to build them.

As for the gold medicine for bone-setting, the alcohol for cleaning wounds, Shanyang's workshop has a lot of stock, and I also asked people to mobilize a few boats of white medicine from Jiaozhi, although the price is expensive, but the effect of that thing to stop bleeding is particularly good.

Of course, other knives, guns, arrows and other things also need a lot of iron, this link is very important, I came to Lu Gong, it is to discuss this with you. ”

"Discuss iron matters? Not a matter of negotiating money? ”

"Well, the money thing, in fact, is easy to do, find a loan from the money bank, and pay it back slowly in the future. If the iron matter is not solved well, it will be difficult for these equipment to become tangible things. ”

"Slowly? This is almost ten years of tax revenue for the imperial court, even if I ask Your Majesty to operate, the courtiers probably won't agree! ”

Seeing that Hou Junji was still entangled in the problem of money, Sun Xiangfu felt that he needed to popularize the knowledge of credit for him first, and in later generations, the country would embark on a major project, and it would be necessary to find a bank loan.

Capital is the first element of development, and from the moment the Tang Dynasty was established, the imperial court had the ability to use capital to promote the development of the country.

"Lu Gong, the people's money, stored in the bank, is a dead thing, it has no meaning except for slowly decaying, however, the money bank will lend it, but it can make a profit, use this profit, to make up for the loss of the money bank's treasury, as well as the salary expenses of the staff, etc., this is the normal way of operation of the bank.

Therefore, it is inevitable that the money will be taken out for lending, we do not need to be afraid of borrowing too much, it will take a long time to pay it off, on the contrary, as the operators of the money bank, they should encourage us to borrow more and repay the loan in a longer time, so that they can earn more.

When the capital of the bank is on the market, the market is activated in an instant, and all the ordnance we want is available, and the merchants who sell us ordnance materials, and the workers who work in the workshops and receive wages, earn the money, but no matter how they spend it in the market, those who do not consume in the end will deposit their money in the bank again, because now no one wants to bear the loss caused by the decay of money.

Qian Zhuang went out with his left hand and came in with his right hand, and the money was still so much money, but after he rolled and redistributed it, we had weapons and equipment in our hands, which could ensure the security of the country and the victory of foreign wars.

Then, next time, if we have any crisis, or if there are any projects to do, we can still find another money bank for loans, wealth, will be redistributed again, and we will get a lot of what we want, and each round of rolling, wealth redistribution, the imperial court will collect a round of taxes, take the tax money, and slowly repay the borrowed money······"

Sun Xiangfu tried his best to explain the role of credit to Hou Junji in a language that the ancients could understand, of course, it was not all right, anyway, Hou Junji was confused after listening to it.

"You mean, you don't plan to pay it off? No, you're saying that we spent all this money for nothing? It doesn't seem right·····

"Yes, I just want to tell you that reasonable borrowing, early consumption, and promoting national development can play a positive role in the country, and it is a good thing, not a bad thing.

As long as there is a rich bank, whether there is money in the treasury or not, it is no longer of much significance, because when the imperial court needs to spend money on projects, it can find a loan from the bank, which is the real purpose of the bank.

And you just need to tell the generals that we can have so many good things for them, so that they will support them no matter what, as for how much money the imperial court will owe, in fact, it has nothing to do with everyone, anyway, no one will be deducted, and no officials will be asked to pay back the money out of their pockets. ”

"Why, spending money has become a good thing? Let's go! I will follow your original words and send letters to everyone, by the way, you just said that you discussed the matter of iron, what is the matter of iron? ”

Hou Junji can't make decisions of more than 20 million yuan, he just wants the equipment listed on the list, as for whether the debt is good or bad, it is good for the emperor to distinguish it anyway.

"Xiao Xiang's order to report mineral resources in the surrounding areas of Guanzhong has been issued for half a month, but Ma Zhou's mine auction has still not been held, there must be a situation here, they can't solve it for a while, I will talk to the family today about land exchange, guess what they say?"

Hearing this, Hou Junji quickly understood, and continued, "The mines in various places were concealed by them by various means and developed privately, which was not a secret in the previous dynasty, you are now going to return these minerals to the imperial court, they will definitely obstruct them, do you know what means they will use?" ”

"Bandits."

Hearing this, Hou Junji smiled and said, "You are here to find me to send troops to suppress the bandits!" ”

Sun Xiangfu nodded and said, "Exactly, since the fields of these families in Guanzhong have been removed, then it is time for their family soldiers to clean up, and it is just right to give the general a chance to train his troops." Our new equipment should also be used to train the sergeants.

In addition, if you can not kill people, try to kill as few people as possible, and catch some people back to enrich the mines that the imperial court has mined itself, so as to better ensure the manufacture of ordnance and equipment. ”

When Hou Junji heard this, he nodded and said, "The old man has done this thing, in this way, I will immediately transfer the generals stationed in Chang'an to come over and assign tasks, and within half a month, I will definitely be able to go through all the surrounding areas of Guanzhong." ”

Sun Xiangfu shook his head and said, "Send a large army to fight, I am afraid that it will fight the grass golden snake, so that most of them will hide, and after the army retreats, they will come out to make trouble, when I talked to them today, I deliberately told them that I would let the army exterminate those bandits and bandits, in order to scare the grass and snakes, let them send someone to inform those people to hide, my people just took this opportunity to find out where they are, and then the general will send someone to quietly surround them, and it is best to capture them in one net." ”

Hearing this, Hou Junji nodded and said, "Well, this plan is very good, but they are only afraid that their eyes are now focused on the army in the city, so the old man has to use a plan to hide from the sky and cross the sea." ”

"Lu Gong is talking about the soldiers from all over the country who came to Guanzhong to assemble?"

"It seems that what Zhengming thinks in his heart is the same as the old man."

The two looked at each other and smiled, knowing the follow-up plan to suppress the bandits.