Of course, after leaving four, he had to add four more, and Emperor Chongzhen personally went to the inner study hall again, and selected four from the inner servants who were about to graduate in the form of interviews, and asked Lan Tianbao to take the four of them.

This matter later became a common practice. The only difference is that the number of attendants selected is that the length of time is not fixed.

Generally speaking, the eunuchs around the emperor are all eunuchs who were assigned by the emperor to serve since childhood when they were the crown prince or prince. When the crown prince becomes the emperor, they will inevitably replace the old eunuchs of the previous dynasty and grasp the core power of the inner court. This practice can also be said to be cronyism, but it is also necessary for the first emperor, otherwise, there is no peace of mind.

But there is also a disadvantage to this approach, that is, after the eunuchs around him gain power, they may not be able to do what they should do. When the emperor has stabilized his power and has been in power for a period of time, he knows what kind of capable subordinates he needs, selects and shapes the inner servants to train according to his own wishes, and exchanges new blood for old blood, even if it is just to make those eunuchs and old people threatened and dare not slack off, it is also a very good way.

And the inner servants of the inner study hall have not been polluted by the officialdom of the inner court, or they are the least polluted, which is a good source of cultivating talents. In this way, as long as the inner servant of the inner study hall is selected, it is equivalent to serving the emperor all the time, and when the emperor thinks that he is satisfied in the future, he will be reused.

After Emperor Chongzhen finished doing this, he went out of the palace again to observe the people's feelings.

At this time, the matter of repaying grain has been promoted again, and the streets and alleys are talking about this matter, after all, it is almost related to the affairs of every household, so it is naturally the focus of discussion.

Emperor Chongzhen was in the corner of the lobby of a teahouse, quietly drinking tea and listening to the discussion of the people of Beijing, and his heart was full of joy.

"I really didn't expect that the emperor would make such a heavy promise, everyone said that there was no need to pay it back, but the emperor still insisted on paying it back!"

"What didn't you think of here, you don't look at what the emperor is, that's a golden mouth, a word of truth, how can it be child's play?"

"You can't say that!" One of them took over the topic, glanced around like a thief, and said in a lower voice: "The emperor was not the emperor before! ”

"That's right, this grain is still repaid according to the bank interest, and the emperor has to pay a lot more food."

"Yes, the emperor really has nothing to say about this, he really takes our people seriously, he is really a unique good emperor!"

“……”

Listening to these appreciations, Emperor Chongzhen was in a very happy mood. The plainclothes factory guards who secretly guarded the surroundings were also very happy, everything was happy, and the atmosphere was very harmonious!

After hearing this, Emperor Chongzhen heard that they began to digress.

“……”

"This borrowing of grain means that we are keeping the grain in the bank, which is much better than keeping it in our own home. It's just a pity that the bank doesn't accept grain now, otherwise, I would have put all the grain stored at home in the bank! ”

"Not really! If this is really the case, who is stupid, don't they all deposit the grain in the bank, anyway, as long as the emperor is in power today, it is impossible to lose ours, and you can earn a little more interest grain, what a beautiful thing! ”

"Actually, even if there is no interest, as long as you can exchange it for a silver ticket, it is actually very cost-effective!"

"Yes, yes, yes, when you say that, it is true, the current silver ticket, it is getting more and more expensive!"

“……”

Hearing this, Emperor Chongzhen was a little surprised. I have always paid attention to military affairs, and I am leading troops to fight abroad, what is the matter with this expensive silver ticket?

So, he opened his mouth and asked a fat man who had just spoken: "This friend, what's the matter with this silver ticket getting more and more expensive?" ”

Hearing the question, these people in the lobby all looked at him when they heard the sound, and saw that Emperor Chongzhen had an extraordinary temperament, and felt a little strange in his heart, such a character should not be in the lobby, but to the private room on the second floor, right?

However, they didn't recognize Emperor Chongzhen, so they just thought so. It's just that for Emperor Chongzhen's question, they unconsciously prefer to answer.

I only heard the fat man smile and said to Emperor Chongzhen: "This brother, it seems that he has just come to Beijing, otherwise, you wouldn't know it." ”

Speaking of this, he paused and then pointed in the direction of the shopkeeper, and then said: "This bank has been open for so many years, and the credibility of this silver ticket is absolutely impossible to say." At any time, as long as you take this silver ticket to the bank, you will definitely be able to exchange it for physical silver. Moreover, when the imperial court held such auctions, the silver had to be deposited in the bank. Then everyone is naturally trustworthy, some transactions on weekdays, as long as the amount is larger, will be traded with silver tickets, convenient, very convenient! ”

Emperor Chongzhen nodded when he heard this, and his heart was satisfied. The establishment of the credibility of this silver ticket seems to have been successful.

"There are more transactions, and everyone likes to use this silver ticket, so naturally, this silver ticket is in demand." Another person, who seemed to be a businessman, also joined in the fun and explained, "Later, the silver ticket was a little insufficient, and everyone recognized that the silver ticket was a little higher than the price set on the ticket for convenience!" ”

When the fat man heard this, he hurriedly grabbed the topic and continued: "As soon as I came and went, this silver ticket became more and more expensive, and now, I can't afford to use it." ”

Li Ruolian, the commander of the Jinyi Guard, who had been accompanying the emperor, saw that the emperor cared so much about this matter, but as the commander of the Jinyi Guard, he did not pay attention to these people's livelihood and did not report the news in time, and he was a little uneasy. Of course, at the same time, he couldn't figure it out, and after looking at Emperor Chongzhen, he saw that he didn't seem to mind, so he asked the fat man, "How can this be?" If there is no silver ticket, take the silver to the bank to exchange it, as long as you have silver, then there will be no bad silver ticket, this silver ticket, how can it become more and more demanding, more and more expensive? ”

Regarding Li Ruolian's question, Emperor Chongzhen came from later generations, and naturally knew more about the economy than them.

Sure enough, I heard the fat man answer Li Ruolian: "This brother doesn't know anything, and the main reason for doing business is to be convenient and fast." Compared with physical silver, silver tickets do not have to worry about the problem of fineness, and there is no need to take the scale with you all day long, and you have to worry about whether there is a problem with the scale, which is more and less scales, anyway, if you use physical silver to do business, sometimes there will be a lot of disputes. However, with a silver ticket, there is no such problem at all! Therefore, when the amount is small, it may not be obvious, but once the transaction amount is large, then no matter who it is, they are all willing to use silver tickets to do business. “

After a pause, he didn't even drink a sip of tea, as if he was afraid that others would rush to say that he would not have a chance to show off, so he immediately continued: "In this way, if you are willing to trade with silver tickets, you will only give four hundred and ninety-nine taels, and I will admit it." Later, the silver ticket was very popular, and now it has reached four hundred and ninety taels, and some people will recognize it. You say, isn't this silver ticket getting more and more expensive? ”

Hearing this, Li Ruolian understood, but was a little unimpressed by this situation.

However, Emperor Chongzhen did not see it that way. Because he knew it in his heart. Today's silver tickets and silver are one-to-one exchange. Then the amount of silver bills circulating in the market will definitely be limited. The explanation given by this fat man is actually only a small microcosm.

From an overall economic point of view, it is inevitable that silver tickets, that is, silver are becoming more and more expensive, and it is not necessarily that silver tickets are more popular. However, with the subsidence of the war, the economy of the Ming Dynasty has given a lot of policies to benefit the people, and the productivity has increased a lot compared with the early years of Chongzhen. In addition, he has a large amount of silver to buy food and other things every year. In this way, in the Ming Dynasty, there are more and more materials, but the silver (silver ticket) used to trade materials is getting less and less, so naturally the silver (silver ticket) is getting more and more expensive.

This is a situation that must exist since Zhang Juzheng implemented a whip law and used silver as currency. When the amount of silver in the country does not match the total amount of economy, it will inevitably affect the economy and the lives of the people. According to later conclusions, moderate inflation is the healthy model.

Less silver, more goods, which leads to deflation. The original Ming Dynasty was affected by this, and it can be regarded as one of the reasons for the death of the Ming Dynasty.

It is estimated that people in this era will not know this truth. It can even be said that at this time, among all the people in the world, only they know how powerful this is.

It is also for this reason that he created this Daming Bank and used silver bills to establish credibility. Now the credibility of the imperial court, well, and its own credibility, should be about the same. After the grain is repaid this time, the silver ticket can be officially transformed into a monetary function. In other words, it is no longer one-to-one with physical silver, but with the collateral related to the imperial court, and then the reputation of the imperial court to issue silver tickets. Only in this way can we not be constrained by the mismatch of domestic silver productivity.

Of course, for transactions with small denominations, it is not worth printing silver bills (banknotes), so it is better to trade them with copper coins. However, it is also necessary to recycle the copper coins on the market, and the new copper coins will be printed by the imperial court, and it is strictly forbidden for the private sector to print them privately.

Thinking so, Emperor Chongzhen recorded this matter again in his heart. When I return to the palace, I have to arrange this matter.

If there is something in his heart, he doesn't want to stay longer. signaled to Li Ruolian, and he went to settle the bill, and the emperor himself stood up and left first.

Emperor Chongzhen left, and suddenly, many tea customers who seemed to have nothing to do with the surroundings checked out and left, which immediately surprised many people in the lobby.