Cao Ang's words made everyone pay attention.

Cao Ang said: "First of all, in Youzhou, you need to understand a thing called paper money, that is, the exquisite paper printed by Zhang Ming, which cannot be imitated. ”

"This paper can be exchanged for the amount of gold or silver coins marked on it..."

Cao Ang introduced, Xun Yu asked: "Since the one-to-one exchange of gold and silver coins can only be said to be more convenient, Zhang Ming can't give more money out of thin air." ”

Everyone nodded, the concept of paper money is good, and it is easy to trade.

Cao Ang took two steps under the hall, looked at everyone, and said confidently: "I thought so at first, but I investigated during that time in Youzhou and found a problem. ”

"That is, when some people get banknotes, they don't go to the money bank to exchange them, but pay them directly as coins to other people."

There were some eyebrows, but they still didn't fully understand.

One of the scribes asked, "Then the others go and exchange it, and it will be the same." ”

Indeed, Cao Ang also thinks so.

Cao Ang said: "This is a matter of quantity, when everyone is used to paper money, knowing that paper money can be exchanged at any time to the bank, then there is no hurry to exchange, and even some merchants have the convenience of trading, do not exchange." ”

"As time goes by, there are fewer and fewer people who go to the money bank to exchange, and there is always a part of the banknotes that are sent out that have not been exchanged."

"For example, if 10 million gold coins were only exchanged for 8 million in the end, then Zhang Ming has an extra 2 million money in his hand."

"As long as the amount is huge, or there is a time difference, such as the money used today, and someone will exchange it after more than ten days, Zhang Ming can completely embezzle this money."

"Moreover, the little nephew has done a survey in Youzhou, there are many people who use this banknote, and there are often people who want to use it in the county, no need to bring gold and silver, as long as you bring paper money, you can trade, and there will be a time difference of more than ten days in between."

After Cao Ang explained, everyone thought that Zhang Ming was a genius, and he could indeed make a lot of extra money by operating like this.

Cao Cao was suddenly excited, and he asked: "Can we also imitate Zhang Ming and get a money bank out to relieve our current financial pressure." ”

Cao Ang shook his head and said, "No, two questions." First, the banknotes made by Zhang Ming, the paper and pattern cannot be imitated, and we do not have this technology. ”

"Second, a huge amount of capital is needed in the initial stage, and a lot of money needs to be prepared in the money houses of each county, and I suspect that Zhang Ming used all the wealth he got from Dong Zhuo to the money bank."

Cao Cao can't solve these two problems, so he really can't get a money bank to finance now.

Cao Ang said so much, all to prove that Zhang Ming really needed so much money to repair the city, which couldn't be faked.

However, Zhang Ming didn't spend all the money in his hand, he must have a lot of money in his hand now.

Now it proves that Zhang Ming has money in his hands, but how could Zhang Ming lend them money?

Cao Ang said again: "Zhang Ming puts interests first, but he is not stupid at all, and he dares to lend us money, he has a good army of assassination, he is not very good at using it on the battlefield, but if he does not pay back the money, he will definitely teach us a lesson." ”

"What's more, this time we borrowed money, and it was also collateralized."

Cheng Yu said: "We are thousands of miles apart, and we are not connected, what can we mortgage." ”

Cao Ang said: "I, use me as collateral." ”

Hostage?

Many people were shocked, this is Cao Cao's eldest son, the future heir, how can he be a hostage.

Cao Ang seemed to understand what they were thinking, so he said: "Naturally, it is not a hostage, but a token of loan. ”

Cao Cao didn't say anything, and the other people had different faces.

Cao Ang continued: "With me in Youzhou, Zhang Ming will borrow money, it's just a matter of how much. ”

"In addition, I also need to learn football in Youzhou, and Youzhou has the largest library in the world, so my nephew can also study in Youzhou."

After Cao Ang finished speaking, everyone looked at Cao Cao, this matter was too big, and it could only be decided by Cao Cao.

"Ang'er, you just go to Youzhou, even if you don't borrow a penny, you have to stay there to study for a while, learning is the main thing, not only to learn football, but also to learn."

Cao Cao spoke, this is agreeing to the plan, not only agreeing, but also more intelligent.

If you don't have to borrow a penny, you have to study there.

What does this mean, he is not a hostage, it doesn't matter if he has money or not, the most important thing is to study in Youzhou for a period of time.

Cao Cao is an old fox, and he saw the key to the matter at once.

With Cao Cao's words, who dares to say that Cao Ang is going to be a hostage, and people are going to exchange and learn.

Cao Cao made up his mind in a word, and Cao Cao asked people to leave, leaving only a few people.

The people who stayed behind were Guo Jia, Cheng Yu, Xun Yu and Cao Ang.

"Ang'er, you can be more clear now, how sure are you about going to Zhang Ming to borrow money?"

Cao Ang said solemnly: "Father, there is a certainty, that is, Zhang Ming is going to charge interest, I don't know how much we can pay?" ”

"Then let Wen Ruo go with you, he has all the right to decide."

Cao Cao named Xun Yu to go, Xun Yu is a good hand in internal affairs, and he is more familiar with the economy than Cao Cao.

This Xun Yu agreed, and then Cao Cao asked them to prepare.

Speaking of Zhang Ming, after going back, there was no big move.

It's still eating, drinking, and having fun, at least externally.

Back in Youzhou, Zhang Ming didn't make much of a move.

The development of the army and the development of the economy are very smooth.

Despite this, Zhang Ming also faces a big problem.

That is, he has nowhere to expand.

At the current rate of development, there will be about a year left, and all the territories will be digested.

If he wants to expand, he can only fight Yuan Shao, and there is no other way.

If you can't fight with Yuan Shao, the two will definitely have a protracted battle and exhaust their vitality.

If there is no Cao Cao, only the two of them, then it will be okay to fight.

But with Cao Cao here, fighting with Yuan Shao, it was Cao Cao who benefited in the end.

Zhang Ming called Xi Zhicai and Tian Feng.

"How to expand is now imminent."

Zhang Ming said in a flat tone as much as possible: "Now, we have no place to expand, which means that our strength has to reach a bottleneck area. ”

"So, you have to plan strategically."

Tian Feng and Xi Zhicai are also difficult to do, and the only way to expand is to start a war with Yuan Shao, but they have calculated that it is not in their interests to start a war with Yuan Shao.

The three of them discussed for two days, but in the end there was not much progress.

Zhang Ming finally said: "It seems that we still have to start with the population, we can't increase the territory in the short term, so increase the population." ”

The three unanimously decided to start plundering the population abroad.