Troublesome?

Qian Lei was full of puzzlement, and Wu Yi was full of doubts.

What's the trouble with this?

Seeing the doubts on their faces, Shi Yiwen sighed in his heart, they had long been accustomed to all this, and he was once amazed by the proficiency of all the Ming people in using this troublesome means of payment, and even children would estimate the weight and fineness of silver ingots.

But all this, in Shi Yiwen's view, can be said to be extremely troublesome.

"What's the trouble with this? If you don't buy and scale, if there is a profiteer speculating or a traitor taking advantage of the tricks, won't you suffer a loss? ”

"Suffer?"

Shi Yiwen shook his head with a smile, and then said,

"What is the reason for the loss? Is it because there is no standard, what if there is one? ”

"Standard?"

Seeing Qian Lei's brows, he still looked puzzled. Drawing on the silver dollars of later generations, Shi Yiwen explained.

"This standard is to make silver dollars of different weights have one tael, five coins, two coins, and one coin, and the people can buy things for two dollars with one or two silver dollars, and they can directly use five dollars, two dollars, and one yuan of small silver dollars to make change, so that it is not more convenient......

The backward silver system is the biggest drawback of ancient Chinese currency silverization, there are many kinds of silver, the fineness is different, it is necessary to exchange and convert it when trading, it is very inconvenient to use, and the weighing of real silver is also extremely cumbersome, and this has given birth to a disadvantage - fire consumption, and it is not only the government that collects the fire consumption, but also the money bank...... The same should be collected.

"This ......"

When Qian Lei frowned and pondered whether this matter was feasible, Wu Cai wondered.

"What if it's less than a penny?"

"Naturally, it is to find money, ten cents of silver, one or two silver is difficult to find, one or two dollars is still easy to find, and most of the people are more than one dollar with silver......"

After explaining, Qian Lei asked rhetorically.

"Childe, there is naturally no problem with this silver dollar with a fixed weight, but how can we make the people and merchants willing to use our silver dollars?"

"No fire."

The simple three words not only stunned Qian Lei, but even Wu Cai was surprised and almost dropped the teacup in his hand to the ground.

"That's right, take our silver dollars to our silver village to exchange for silver money, and you won't be charged for fire consumption!"

Although it was just a simple explanation, it made Qian Lei feel a little dizzy. Why do money shops make money? It is the fire consumption when exchanging silver money, because the silver is scattered and colored, and there is also color folding and fire consumption, so the money shop operation depends on this to make money.

"The owner, do you know that this fire consumption is the largest input of the money shop, less than one percent, more than two or three percent, take 10 taels of broken silver, at most can only be exchanged for copper coins according to the "pattern silver" 7 taels or 8 taels ......"

"I know, that's why we have to go to the fire consumption, let me ask you, if our money bank only charges one fire consumption, in the future, as long as you take ten taels of silver dollars, you can get 10,000 yuan, which one are you willing to choose?"

Do you still need to choose?

Even people who don't have brains know which one to choose. After all, with scattered silver, ten taels of silver into the money shop three or four times, the silver will be "exhausted".

"Naturally, it's with our silver dollars."

With his brows furrowed, Qian Lei asked rhetorically.

"But in this case, won't the input of fire consumption be wasted? Wouldn't this exchange of money become a loss-making transaction? ”

"Loss? How can you lose money? ”

Shi Yiwen looked at Qian Lei with a smile.

"When the people of the whole capital use our silver dollars, outsiders who come to Beijing to do business or study, they must first exchange silver dollars, without our silver dollars, they will not be able to move an inch in the capital. Next, nearby places such as Tianjin will definitely use our silver dollar, and the most important thing is credit, which is the biggest capital! ”

As he spoke, Shi Yiwen took out a stack of papers, took out a palm-sized piece of paper and handed it to Qian Lei.

"Look at this."

"It's ......"

Taking the piece of paper, Qian Lei's eyes suddenly widened.

"Silver Ticket!"

The paper is printed with intricate and extremely delicate patterns, and the words "exchange for silver tickets" and "take ten taels of silver with full patterns with tickets" are written on it.

These silver stamps were specially prepared by Shi Yiwen for the Wanli Emperor for him to "spend a difference", and they were all printed by him with a color printer borrowed from the bank bills of the late Qing Dynasty in the space.

In order to pay bribes, he not only set up a money bank, but also specially printed tickets, I am afraid that this is the only one in the world. This will be the silver ticket originally used to bribe, but Shi Yiwen took it out and displayed it.

"Yes, it is a silver ticket, which is different from the "meeting ticket" that specializes in the exchange between the two places, and the bill that will be remitted in place A and cashed in place B is limited. Not to mention the others, it is the transactions in Beijing, the transactions of thousands of taels at every turn, and there are dozens of transactions every day, and it is always inconvenient to carry hundreds of taels or thousands of taels of silver with you, but what if you use this silver ticket? It's just a few pieces of paper. You said that one day, millions of people in the capital would believe in silver tickets as if they believed in silver dollars, what would happen then? Even in the future, Qian Zhuang can drive all the way along the canal to Linqing, Yangzhou, Nanjing, and Zhuang to enter the ticket, so that the silver dollar and silver ticket are naturally exchanged for the world! In this way, the fire consumption is just a small profit, and it is not worth mentioning......"

When he said this, not to mention the listener, even Shi Yiwen himself was enthusiastically boiled by what he said.

When what made him boil was not the exchange of the world, but another thought - how could he suddenly become a central bank!

I went there, didn't I just want to send some silver to the emperor and print the books in Ouchi's secret collection?

Why is it said to the central bank now, but if there is a real day, the cost of copying books will be only a drop in the bucket.

"Childe is far-sighted, and I really admire and admire him to the extreme!"

Qian Lei, who has been over the top for a long time, will have the slightest arrogance there, when he first came, he still felt that he was a talented person, but now after listening to Shi Yiwen's idea, he even began to doubt life, and his own idea is not even to carry shoes for others.

Seeing that Qian Lei was hit hard by himself, Shi Yiwen, who had achieved his goal, said with a smile.

"Qian Lei, if I let you be the shopkeeper of Qian Zhuang, how long will it take you to achieve the goal of exchanging the world!"

"Ahh

Looking at Gongzi in surprise, Qian Lei's eyes widened, and he actually became dumb for a while.

What does he mean by that?

"Why, didn't you still want to be my shopkeeper just now? Now you don't want to? ”

Shi Yiwen asked with a smile.

For now, he really has no other suitable candidates for a while, and as for the previous blow, it is just a ...... Knock on it, just give him a target.

"Gong, Gongzi, I, I'm afraid I can't do it myself, I can't do it......"

Qian Lei, who is a little skeptical about life, has lost his original self-confidence.

"If we can't do it, let's do it together, how?"

Looking at Qian Lei, Shi Yiwen's face was full of trusting smiles......