After staying in the local government office of Donghai Town for a long time, through communication with Sun Chuanting, Zhao Zongwu also grasped the basic information of some officials.

Man is the most rational creature in the world.

If you want to reap the harvest, you must pay hard work, if there is only a simple hard work, without a trace of gain, then people's inferior nature will instinctively drive them to choose new interests.

Zhao Zongwu did not want the Donghai Town that he had created, because these details had not been dealt with, resulting in the same corruption as the Ming Dynasty.

If people want to learn well, they need to build a lot of mechanisms to restrain them, but if they want to learn badly, they only need to spend money in vain.

It is inevitable to give the officials of Donghai Town a higher treatment, but Zhao Zongwu does not want corruption under his rule, so in order to prevent such a phenomenon, he thinks of curbing it from the source.

In the name of the officials of Donghai Town, they should handle their own accounts in Huaxia Bank, so that if any money is allocated, only a department needs to allocate special funds and money, and implement it with a strict system, so as to reduce the number of interventions in the links, then the phenomenon of corruption will be greatly reduced.

Thinking of this, Zhao Zongwu rushed to Huaxia Bank.

As early as the return of the Wadao Ocean Fleet with a huge amount of gold and silver, Zhao Zongwu thought about how Donghai Town should ensure the circulation of gold and silver in the future.

The current circulation of gold and silver in the Ming Dynasty actually has a big problem, and the most intuitive view is the quality of the currency itself, because the quality of silver will directly affect the development of all walks of life.

In order to avoid such troubles in Donghai Town, and in order to allow Donghai Town to continue to develop rapidly, Zhao Zongwu founded Huaxia Bank.

He wants to reframe the financial system.

The financial system of the Ming Dynasty during this period was too low-end, and if Donghai Town wanted to have a rapid development frequency, then a complete gold and silver monetary system was the cornerstone of supporting it.

"Director Zhang, this time the concept proposed by Ben Bo, you Huaxia Bank must do a good job, once the foundation is laid, Ben Bo will be implemented to the whole army!" Zhao Zongwu looked at Zhang Cheng with a serious expression, and his words were even more firm than ever, looking at Zhang Cheng, the president of Huaxia Bank.

Zhang Cheng nodded with solemnity on his face and said, "Uncle, don't worry, the lower officials will definitely do a good job in this matter." ”

"With your words, Benber is relieved."

Zhao Zongwu stepped forward and patted Zhang Cheng on the shoulder, in the eyes of outsiders, Zhang Cheng is a very stubborn person, with an incomprehensible code of conduct, it is not an exaggeration to say that he is iron-faced and selfless, but no one may know that Zhang Cheng's status in Zhao Zongwu's mind is very high.

may not be as talented as Sun Chuanting and Lu Xiangsheng, but Zhang Cheng has a quality that none of them have, and it is precisely because of this quality that many of the avant-garde ideas conceived by Zhao Zongwu can be successfully implemented in Donghai Town.

The local government office of Donghai Town has today, which is absolutely inseparable from Zhang Cheng's silent dedication.

"Uncle, the first batch of 3 million silver coins and 300,000 gold coins minted by Huaxia Bank have been completed, and according to the relevant procedures, they have been successfully handed over to the Donghai Town Local Government Office." After making a promise to Zhao Zongwu, Zhang Cheng led the topic to a new one.

As the Huaxia Bank founded by Zhao Zongwu, its establishment must lead to a monetary revolution, and the first stage is to establish the silver standard.

In the long history of China, the currency of the feudal dynasties of the past dynasties was based on copper, but China has been short of copper since ancient times, which also makes the development of the feudal dynasties to a certain base, there will be a shortage of currency, resulting in inflation.

Zhao Zongwu, who is familiar with the historical process, knows very well in his heart that if he wants the economic system under his command to avoid such a situation, then it is necessary to establish a credit currency system, but the current economic quality cannot do this, so he must take two steps back and start from the silver standard.

Through a series of financial means, to continue to expand the people's perception of currency in Donghai Town, when the economic volume reaches the level it should be, that is, when the credit currency will see the light of day.

"Good! Zhang, you're doing a great job. Hearing Zhang Cheng's report, Zhao Zongwu had a smile on his face, "This batch of gold and silver coins was put into Donghai Town, we have to see how the people react, if the private forces continue to praise the new version of gold and silver coins, then the next stage needs to increase the minting progress!" ”

It's hard to get started.

But if Donghai Town does not take this step, then if you want to unswervingly take the road of development, I am afraid that it will not be so easy in the future.

Zhang Cheng nodded and said: "As Uncle said at the beginning, minting currency is the world's first huge profit, and the gold and silver coins handed over to Donghai Town this time will make Huaxia Bank make a profit of one million taels of silver!" ”

Zhao Zongwu said with a smile: "This is just the beginning, if the currency reform is successfully completed, then the next stage of Benbo will expand its scope, with a sophisticated, standardized, standard monetary system, to gradually eliminate the Ming Dynasty and even the world's monetary mechanism, then it will be the real profiteering!" ”

Using other people's gold and silver to develop oneself is the real great wisdom.

Zhao Zongwu just wants to build Huaxia Bank into the Federal Reserve of future generations, using money from all over the world to pay for its own development and consumption, and it can also achieve the effect of weakening the enemy country, and such a weapon for accumulating money must also be in the hands of the official, and must not be in the hands of individuals!

"Uncle is right! Xiaguan must let Huaxia Bank develop and contribute to my Donghai Town! Although Zhang Cheng's age is not young, because of such an exciting career, Zhang Cheng feels that he can work for a long time.

"To put standardized currency, you must do a good job in price comparison, this point you Huaxia Bank must communicate with the local government office of Donghai Town, clarify the exchange mechanism, ensure the price benchmark, and let the people of Donghai Town live a good standard of living in this way!

It cannot be said that after the standard currency is introduced, the living standard of Donghai Town has regressed, which will be fatal to the subsequent development of Donghai Town! Zhao Zongwu seemed to have thought of possible problems, so he repeatedly assured Zhang Cheng of this, because whether Donghai Town can develop steadily depends on this.

"Uncle, don't worry." Zhang Cheng said solemnly with firmness in his words: "As early as a month ago, Huaxia Bank, together with the Audit Office and the Coordination Office under the Donghai Town Local Government Bureau, formulated the relevant financial benchmarks for Donghai Town in detail. ”

No matter what kind of thing it is, when it is first launched, it must be cultivated in the market to be long-lasting.

In the land of China, we have been accustomed to the exchange and circulation of silver and copper coins, and if you suddenly ask them to change their ways, there will inevitably be muttering in their hearts, and they must be hesitant about the emerging gold and silver coins.

Money is given its due power, which is fundamentally recognized by everyone, and if you want to ensure the strength of gold and silver coins, you must let everyone accept it from the heart!

If this novel gold and silver coin system is suddenly implemented in other parts of the Ming Dynasty, there must be many hesitant groups, after all, there are too many uncontrollable factors in this thing.

But it's different in Donghai Town, Zhao Zongwu's super high prestige makes many initiatives from Donghai Town absolutely supported by the people!

After all, since the foundation and meritorious awards, the trust of the people of Donghai Town in Zhao Zongwu has reached an unprecedented level!

"It's good to be able to do this, and we must be careful and careful in currency reform!" Zhao Zongwu still has a lot of trust in Zhang Cheng's ability, but he must make it clear when he should speak: "The currency reform is related to the fundamental development of Donghai Town, if there is any problem in the currency reform, it will be a fatal blow to the future of Donghai Town!" ”

Playing finance is not as simple as you think.

With a prosperous business atmosphere and stable local development, Donghai Town wants to have a big breakthrough, and a perfect currency system is the foundation to ensure everything.

There may be many problems at this stage, but as long as they are continuously corrected in the process, it will definitely lay a solid foundation for the development of Donghai Town.

In fact, there are many other currency reforms involving Donghai Town, such as changing the two to the yuan, the exchange mechanism of bank bills, bank loans, credit guarantees, and savings business......

Every item here is related to people's livelihood, so when promoting such a reform, Zhao Zongwu did not choose an absolutely official management model at the beginning, but used the linkage mechanism of bank + government, of course, the ownership of Huaxia Bank is absolutely controlled by Zhao Zongwu, and the economic system of Donghai Town is regulated in this way.

Zhang Cheng, Wang Weidong, Wang Yining and other capable talents were selected to hold important positions within Huaxia Bank, and through continuous discussion, research and practice, they gradually improved the newly constructed financial system.

Speaking of Zhao Zongwu, he also has to thank Jiannu, if it is not for Jiannu's initial sieving and eradication of most of the gentry and bullies who bully the countryside, then he wants to constantly draw a blueprint in Donghai Town according to his own will, which is a difficult thing in itself.

It is in the situation of the siege of Jiannu, if it is said that in the difficult development environment, it is necessary to devote a part of its mental energy to fight against the internal opposition, then it is absolutely impossible for Donghai Town to have the current height of development.

But fortunately, everything looks unfavorable, but in fact it looks very favorable, Zhao Zongwu is through this way, to continue to grow the Donghai Town he built, and now the mechanisms of Donghai Town are on the right track, which has brought a great threat to Jiannu!

In particular, Nurhachi is getting old, which in itself is the biggest problem!