How to solve the worries, only Du Kang!

As Cao Cao said back then, Xu is in this world, only Du Kang can solve his worries. However, it was only a moment of paralysis.

Fate is always up and down, and no one knows what the future holds. Just like for the Jin merchants, in the late Ming Dynasty, at the juncture of social turmoil, the Jin merchants saw the rise of the Manchu Qing Dynasty and the ambition of unifying the world with their unique sensitive sense of smell, so in addition to normal trade, they secretly transported military supplies to the Qing army, provided various information in the Guan, and engaged in political trading.

After the Qing army entered the customs, Shunzhi did not forget to establish a great cause for himself in the Central Plains, and held a banquet in the Forbidden City, personally summoned them, and gave them clothing. At the banquet, Shunzhi wanted to give them official rewards, and the eight families were flattered and tried their best to resign. As a result, Shunzhi named them "imperial merchants".

Although he is not a noble, he is also a so-called hereditary imperial businessman, and he retires with the country.

But in the end, they still couldn't escape the rise and fall of their family and country, although they tried every possible way to avoid it, but in the end, in Fuzhou, almost all the relatives of the eight families died under the knife of Wan Li, and not even a single grave was left - Wan Li ordered the corpses of the eight families to be loaded on the old boat, dragged overseas and sunk into the sea to feed the fish.

Of course, this is only the eight families, for the merchants of Jin, the real blow is that when the Tang thief Li Ziyuan entered the Jin, under the pretext of purging traitors, he copied the Jin merchant industry, and I don't know how many Jin merchants have accumulated family property for generations, and I don't know how many people died tragically under his knife.

Overnight, there were no rich people in Jindi!

This is an exaggeration, but it is only a slight exaggeration.

However, despite this, after the world was peaceful, Jindi was still slowly recovering. They either went to Mongolia to engage in the wool and leather trade, or went to the northeast to contract land for business. In short, the Jin people, in their unique way, have restored their former glory.

Just like the "railway" project from Kaifeng to Tongguan, because it was divided into 20 bidding sections according to the construction area, the public contract was tendered to the people, and once the news was released, it naturally attracted all parties eager to try. This time, in addition to Qinghe and Henan's local merchants and gentry, there are also some founding nobles - perhaps, the new dynasty does not encourage land annexation, and through the way of official land, push up the land price, so that the nobles have no financial resources to annex land, but they are actively engaged in industry and commerce, for a time, there is even a saying that "businessmen are honored", those founding lords will naturally not miss this opportunity to make a fortune. In contrast, the businessman from Shanxi obviously looked much shabby.

However, in the face of strong competitors, Jin Shang did not have the slightest cowardice. On the contrary, they moved around among the various forces, and they even won three bids in one fell swoop at an outrageously low price.

Small profits but quick turnover, they are also used in project bidding.

Of course, no one dares to cut corners, after all, this railway project, like the road, is "named and remembered", responsible for a hundred years, if you cut corners, not only will you have to return the full amount at that time, but people will also be exiled overseas.

In any case, the Jin merchants once again returned to the attention of everyone, but it is always true, and even compared to other places, the Jin merchants also opened the first local bank in North China, before that, even the gentry in Jiangnan did not open a bank. In the third year of Xingqian, the Fidelity Bank opened by the Jin people not only opened branches to large cities in the north, but also had bank branches in Zhongdu and Nanjing.

"Second brother, are we really going to find King Gui?"

On the street, a young man who was still a little childish hurriedly followed a burly middle-aged man and asked.

"Zitao, remember, we are not looking for King Gui, but talking about business."

The middle-aged man frowned and said. This person is Qi Ziying of Qi County, Shanxi, three years ago, it was he who took 100,000 taels of silver from more than 20 families to open Fidelity Bank, which is also the third bank after Daming Jianghuai Bank and Qinghe Bank, and now after three years of development, this bank has more than one million taels of capital, and the deposits are as many as 10 million.

It was his younger brother Qi Zitao who was taught by him. Qi Zitao didn't mind his brother's reprimand, but just shouted on the side.

"Brother, when you talk about business, you are also talking to King Gui, brother, you want to lend money to King Gui."

Seeing Qi Zitao talking about loans without shying away from the bustling streets, Qi Ziying, who couldn't cry or laugh, didn't say a word, grabbed the younger brother's arm and dragged him into the teahouse on the side. After finding a secluded place to sit down, Qi Ziying immediately scolded with a straight face.

"Didn't you stay at the inn to prepare for the exam? What are you running out for? ”

Originally, he brought Qi Zitao over so that he could be admitted to Qinghe Academy, with the emperor as the mountain chief and the emperor as the teacher, he would be promoted to officialdom in the future, but this kid ran out with him.

"But, eldest brother, anyway, this exam, the younger brother has seen it, this year's actual learning accounts for 30%, in the four books and thirteen classics, at most only 50%, and then add 20% of current affairs, even if the younger brother looks at it again, there must be no hope this year, so I thought, this year I will study in the preparatory class in the academy for a year, and then come back next year. I heard that the eldest brother wants to find King Gui, it must be to borrow money from King Gui, the biggest problem of our Fidelity now is that there are many deposits and little loans, and in the long run, it will not last long, so the eldest brother will find another way and want to have a plan in the vassal king. The younger brother naturally wanted to follow. ”

Qi Zitao's head is the analysis of the Tao.

Looking at the younger brother in front of him, Qi Ziying patted him on the shoulder and said.

"In business, big brother will have a way to solve it. You just need to study hard, and you will gain fame in the future, so that you can make a name for our Qi family. ”

"Big brother, don't you see, business is the most important thing in this world now, not to mention businessmen, even the ministers of the court, how many people are not in business? Even Your Majesty, isn't there someone who manages the imperial property for him? If you have time to study, it's better to learn from your brother, and then have more experience. ”

Qi Zitao complained unconvinced.

"What nonsense are you talking about! Little brother, you have to study with peace of mind, and in the future, you will win glory for your ancestors. Don't lose heart. The way of a businessman is not the right way after all! If you don't want to disappoint your eldest brother, stop this idea as soon as possible! Qi Ziying scolded angrily. Farming, reading, and trading were the traditions of Shanxi merchant families in the Ming Dynasty. And Qi Zitao has been smart since he was a child, and his memory is especially outstanding. When he was young, he studied in a private school with him, and he was repeatedly praised by his husband, often just need to read it once, and many articles Qi Zitao has memorized by heart, and can even recite them fluently. It is precisely because of his younger brother's extraordinary qualifications that Qi Ziying will give up his studies and leave home to do business to fund his younger brother's study. But there was an idea that he was now saying such "unproductive" words.

Qi Zitao originally wanted to refute it, wanting to say that the emperor was not in business. Seeing the angry appearance of the eldest brother, he dared to refute there, the eldest brother is like a father, how can he not understand this truth, and hurriedly surrendered his hand to confess.

"Big brother, little brother knows it's wrong. Never say it again. ”

Seeing that Qi Zitao admitted his mistake, Qi Ziying didn't want to blame him more. After all, today's trend is "no shame in words", and the younger brother will only go astray when he is still young. Thinking of this, Qi Ziying couldn't help but admonish his younger brother in a serious tone.

"Zitao, big brother knows that you are thinking about the bank. But have you ever thought about why this noble in the court can run rampant in the business world, and it is not a "official" word after all. In this railway contract, our Jinshang seems to have won three sections of road work, and the reliable is the low price, and most of them are contracted by Beiyang and Nanyang firms, and who are the shareholders of the two firms? Isn't it the nobles of the dynasty. Therefore, studying is not only for you, but also for my Qi family! ”

When Qi Ziying said this, Qi Zitao also felt a heavy responsibility, but after he lowered his head and thought about it, he still spoke.

"Big brother, the younger brother promised you to ask you about going to King Gui's mansion. But have you ever thought about another thing? ”

"Another thing?" Qi Ziying's eyebrows furrowed in surprise.

"If my little brother guessed correctly, you have been asking King Gui everywhere these days, it must be because the imperial court intends to divide the kingdoms into Yidi, but how much silver can the imperial court give to the vassal king? If there is not enough money and there are no taxes, where do they raise money? That's why you want to borrow money from the vassal king, so that our bank money will be released, right? ”

was broken by the younger brother, and Qi Ziying had no choice but to answer truthfully.

"That's true, this business has a regional view, and the natural bank also has, why can our bank absorb tens of millions of deposits, it is precisely because we are the bank of the Jin people, so the Jin merchants from all over the country are willing to deposit in Fidelity, but when it comes to lending, there is a problem, after all, many of those nobles themselves are shareholders of the bank, and their business names will naturally not use our silver. That's why we will save a thousand, and only lend out a few million taels. ”

Qi Ziying said helplessly.

"That's why Brother Wei will put his mind on the head of the vassal king, but don't worry, Brother Wei knows that those clans don't have much to pledge, so Brother Wei will let them use salt taxes and customs duties as collateral, so that they will definitely be able to recover their capital in the future. Just go back and wait for my good news. ”

Qi Ziying said that, he got up and wanted to leave the teahouse, but just when he got up, he only heard his younger brother say there.

"The eldest brother's caution, the younger brother naturally knows, but the eldest brother ......"

Looking at the eldest brother, Qi Zitao said.

"Big brother, do you remember the Eight Great Emperor Merchants back then?"

The younger brother's rhetorical question made Qi Ziying stunned, and he looked at the younger brother puzzled and said.

"The eight emperors and merchants are all traitors, not only harming the people of my world, but also harming my Jin Province, if it weren't for them recognizing thieves as their fathers, how could my Jin people have the current notoriety?"

"It's not!"

Shaking his head, Qi Zitao said in a low voice.

"Big brother, do you know, why were the eight imperial merchants back then? Big brother, do you know what a strange thing is? ”

https:

Genius one second to remember the address of this site:. Mobile version reading URL: m.