Chapter 815: The Royal Money

Kong Yingda's eyes bulged out instantly, and his face was full of surprise.

"How much?!"

It was not Kong Yingda who asked loudly, but the old man Yu Ming who came in with him......

The old man's performance was even more shocked than Kong Yingda, and he snatched the account book in Pei Xingjian's hand, and looked at it carefully, with an incredible expression.

"Fifteen,900,000 guan?!"

This time, the two old men spoke in unison, it was really unbelievable!

Fang Jun looked at the old man Yu Ming strangely: "Does the Yu Ming clan also care about the breeding goods?" Ben Hou also thought that you were all masters outside the world, the kind that cut off the red dust and the six roots were pure. ”

The old man glared and said, "That's a monk!" Besides, the monk still has to rely on sesame oil money to eat, let alone Yu Ming's? With so many mouths waiting to eat, you can't grow what you eat, and ordinary buying and selling transactions are also necessary. ”

Fang Jun nodded: "Yes, just Ling granddaughter's mouth will have to eat a lot of money a year......"

Thinking of foodie Yu Mingxue, Fang Jun had a headache.

But that girl hasn't seen anyone in the past few days, is it because she wants to be a lady?

The old man Yu Ming found a chair and sat down, snorted, and said angrily: "Yu Ming's family doesn't have so many good things to eat, the girl died early since she was a child, and she slept with the old food style, and she also suffered a lot. But when I came to you, I was hungry for delicacies from the mountains and seas every day, and I couldn't eat the coarse tea and light rice in the past, so I didn't leave, who are you complaining about? ”

Fang Jun was dumbfounded: "And blame me?" ”

I was serving that aunt and grandmother with delicious food and drink, why was it wrong?

Old man Yu Ming said as a matter of course: "Naturally, it is your fault, and you have to be responsible." ”

Fang Jun said angrily: "What is Benhou's responsibility? Do you have to support her for the rest of your life? ”

He was impressed by the strange brains of the Yu Ming clan, the little girl was out of tune, and this old one did whatever he wanted, and the handsome guy Yu Minglei was more normal and could communicate.

"By the way, why haven't you seen Brother Yu Ming these days?"

It's good that he didn't mention it, but when he mentioned it, the old man Yuming was suddenly annoyed, and pointed at Fang Jun's nose and scolded: "You baby is too treacherous!" The old man kindly led the clansmen to help you, but you used some nonsense and specious words to confuse the heavenly hearts of the juniors in my clan, which is really hateful! ”

Fang Jun touched his nose and didn't dare to say anything.

Speaking of which, it is true that he did not do it properly......

For a person who sincerely pursues the supreme way of heaven and dreams of becoming an immortal and sanctification, it is really a very cruel thing to completely shake the firm belief in his heart.

When Yu Minglei found that the Heavenly Dao he was obsessively pursuing was still so far away, his doubts about life and the shaking of his faith must have been very painful torture.

However, Fang Jun naturally refused to admit his mistake.

He asked rhetorically, "Did Ben Hou say something wrong?" ”

The old man Yu Ming was speechless.

Is that wrong?

According to Yu Minglei's retelling, Fang Jun's words are naturally not wrong. Even if the worldview of this era is very distorted, it does not prevent some radical people from questioning the world.

Unfortunately, Yu Ming is such a group of people who have both the best thoughts, brilliant minds, and erudite knowledge to overthrow the current worldview......

The mountains have an end, the river has an end, why is there no end to the sea?

If there is an end, what is the end?

Is Penglai Immortal Island?

Or is it a barren place?

Where is the end of the day?

Where is the end of the earth?

Once this kind of question takes root in the mind, you will always be thinking about seeking answers, but in this era, this kind of question cannot have an answer......

For these scholars of the Yu Ming family, the more questions they can't find answers, the more persistent they will be. The search for the Supreme Heavenly Way is such a question that seems to never have an answer, but will never give up!

So, now the whole tribe is terrified......

How could the old man not be angry?

It's just that Fang Jun's words are really not wrong, if you want to overthrow his words, you can only jump out and ignore his words.

However, this kind of philosophical problem is like a big pit, and it is easy for the Yuming family, which is the most philosophical and speculative family, to get in, but it is difficult to jump out......

Kong Yingda suddenly sneered at Fang Jun: "I think I'm a smart boy, I don't know if I've been deceived, it's ridiculous!" ”

Pei Xingjian and Old Man Yu Ming both looked at Kong Yingda in surprise, not knowing why this master said something amazing.

Fang Jun smiled and asked, "How can you see it?" ”

Kong Yingda put on an old face, pointed to the account book in the old man's hand, and sneered: "In the past, it was rumored that Fang Erlang was the reincarnation of the God of Wealth, and he could turn stones into gold, and the old man also thought so. But now it seems that it is nothing more than a rumor. Fifteen million? Hehe, you really dare to think about it! The imperial court's annual tax of less than 30 million yuan is the sum of cash, cloth, linen and other items, and no matter how rich the land south of the Yangtze River is, it is impossible to come up with 15 million yuan in cash! ”

Pei Xingjian nodded and said: "What the master said is extremely true, not to mention fifteen million guan, even half, it is also extremely difficult. At the beginning, the chief manager ordered those families to take out 600,000 yuan to ransom people, but it was already a lot of work, and so much money would definitely not be able to come up. ”

Kong Yingda was stunned and said: "Since you know, why don't you remind this kid, but let him be smart?" ”

With so much cash, the Jiangnan Shi clan will not be able to take out even if they empty the treasury, and if they want to match the amount, they can only offset it with land and houses. However, the land is the foundation of a family, and even if those scholars are willing to give you a million yuan for nothing, they will never give you a hundred thousand yuan of land!

In this way, isn't it a bamboo basket that is empty, just trying to make an account look good, but in fact, it can't collect money at all?

No matter how you calculate it, Fang Jun is a bad debt.

Fang Jun smiled but did not speak.

Kong Yingda was annoyed, patted the table, and said angrily: "Two hairy babies, are you selling with the old man?" What the hell is the idea, why don't you hurry up? ”

Old man Yuming also looked at Fang Jun with interest, wanting to see how he solved it.

Kong Yingda was angry, Fang Jun didn't dare to tease him anymore, stood up and pushed open the window, pointed to a building not far away, and said: "There will be a money bank starting tomorrow, and the name will be 'Royal Money Bank'." ”

Kong Yingda was confused, looking at the old man Yuming, who was also confused, and didn't know what "Qianzhuang" was......

It's not that the two old men are lonely and unheard, but that "Qianzhuang" is an industry that has never appeared so far.

The ancient feudal society did not have a unified financial institution, resulting in the long-standing pluralistic currency system and the mixed circulation of a variety of currencies, so that the currency exchange in the Spring and Autumn Period and the Warring States Period already existed, and the formal exchange business began to appear in the Western Han Dynasty, to the present dynasty, gold and silver cabinets, pawnshops and other industries to undertake this business. However, most of the loans are freely issued by the private sector, unsupervised, and flooded.

It was not until the middle of the Ming Dynasty that the real sense of "money village" appeared.

Kong Yingdaqi said: "What is the 'money bank'? ”

Fang Jun said indifferently: "To put it simply, it is a kind of business that uses other people's money to make money. ”

Kong Yingda looked at Fang Jun like a fool: "Where is there a fool who is willing to give you money and then let you make money?" ”

"Hehe, Master doesn't believe me? There are many such fools in the world. ”

Fang Jun is very proud, this feeling of crushing the ancients with "IQ" is very refreshing, especially the one who was crushed was still a famous Confucian at that time, and the pleasure was even more wonderful......

The old man Yu Ming suddenly interjected: "What the chief manager said, but let others store the money with you, and then you take it out and put the money in the print, and seek profit?" ”

Fang Jun was impressed by the old man Yuming.

Kong Yingda also understood, but he still couldn't figure out Fang Jun's routine, others who have money won't put the money in the print themselves, why should they store it with you and let you make profits in vain? However, he heard another meaning in Fang Jun's words, and asked: "Simply put, it is to seek profit, so what about the more complicated one?" ”

Fang Jun smiled: "Exchange rate exchange, unified currency, if one day you can afford to be qualified to mint money, tsk, then you have made a fortune!" ”

In this low-productivity feudal society, there is no more profitable business than banks!

When one day Datang's copper and gold coins can be remitted to the world, it will be tantamount to thousands of troops......