Zhang Nanxuan felt that he was too difficult, it was really too difficult, why was he so difficult?

This is the third day that he has been defeated by Bai Wufang. Zhang Nanxuan had just recovered from the shock of being defeated by Bai Wufang. Bai Wufang's swordsmanship was really a bit too powerful, and he couldn't resist that overwhelming sword at all. This defeat really left some shadows in my heart.

However, losing to Bai Wufang is not the worst thing, the worst thing is actually that his finances are in a worse situation.

Although in the story, the heroes walk the rivers and lakes in large chunks of meat and bowls of wine, so they don't have to care about money. Even when checking out, he directly took out a handful of gold dollars and threw them into the small second-hand, and directly said that there was no need to look for it.

But in fact, there are very, very few such people on the rivers and lakes. The more people who look at the atmosphere, the more careful they are to spend their money.

It's like a year ago, I got acquainted with the second son of a boat gang in the Jianghuai area, and the family is in the boat business. But spending money is called a cautious, eat a meal and settle the bill, and take the bill back carefully. I'm afraid that the store will miscalculate, or serve more or less food.

Of course, this can't be said about anyone else. In fact, Zhang Nanxuan himself is the same. Although he seems very bold every time he entertains others, especially when there are those famous women in the rivers and lakes, he is even more gentleman, rushing to take the initiative to pay or something. But in fact, he will also secretly check the bills.

Because if you don't drink the flowers of the bill, then you are likely to be cheated. Those hotels, Qinglou, their favorite is those high-rollers, those people spend a lot of money. Just quote a random price and they'll pay. Because people in the rivers and lakes value face the most, there are too few people who eat and drink for nothing. If you can escape from eating a bully meal, it will be even more embarrassing.

What do you want to say in the world? For the vast majority of people, especially people in the rivers and lakes, it is fame and fortune. Although it is very tempting to pursue supreme martial arts to climb to the peak or something, you have to be realistic in life. At present, there are only ten Heaven Rank masters in the whole world, of which there are six in the Empire.

And the number of ground level masters is a little larger, and there are only seventy-two people in the whole world. There are hundreds of millions of people in the world, and there are only so many people who can become such masters. Therefore, what most people who are in the rivers and lakes actually want is to make more money and become more famous.

But it's a good thing to make money, and it's easy to spend it. Especially for many people who are not good at managing money, they have worked hard to protect people's bodyguards or to find the treasures of their predecessors, and finally made some money. But the splurge is quick.

Just go out for a meal, you can pay for ten gold dollars. But people don't care about these people in the rivers and lakes, so they just do some tricks, and a meal costs fifteen gold yuan or more. This may not seem like much, but these inconspicuous small expenses add up to a very objective point.

According to an economic table made by the Reich Daily last year, the per capita income of the whole empire is estimated. The per capita monthly income of the empire was about twenty-two gold yuan. Of course, there is a difference between poor and rich areas. For example, Jiangcheng belongs to a wealthy area, and the imperial capital belongs to a super-wealthy area. And many parts of the border are poverty-stricken areas. Together, we averaged it and came up with an average income of 22 gold dollars per person per month.

And in the Imperial Daily, a financial list estimate was specially made for the people in the rivers and lakes. The list conducted a questionnaire survey of 10,000 people from the third rank to the sixth grade. In the end, statistics show that the average monthly income of people in the rivers and lakes is about 250 gold yuan. This income is very high compared to the per capita income of the empire.

But you must know that the lowest level of people in the questionnaire survey are all six-level people. In fact, the martial arts people of the sixth rank are already considered to have entered the middle class of the martial arts with one foot. There are also many low-level martial arts people with only seven or eight grades begging for a living in the rivers and lakes.

Because the profits of the rivers and lakes are high, but the risks are also high. According to the survey, the financial resources of most martial arts people are divided into several parts: bodyguards to protect the courtyard, escort the convoy, adventures, bounty tasks, hunting monsters, etc. Of course, there are some illegal things that can be used to make money, but the Imperial Daily does not list them one by one.

These jobs are lucrative, but they are also stressful and risky. Therefore, many martial arts people actually suffer from a certain degree of occupational diseases, and most of them are in a sub-healthy state.

And in order to relieve psychological pressure, many martial arts people will spend their money on various romantic places. Whether it's going to a green house, going to a casino, or inviting a group of fox friends to eat and drink, this is a manifestation of psychological unhealth and the need to use special ways to relieve stress.

In the case of Zhang Nanxuan, his pursuit is higher, and he hopes to become a master of the earth level or even the heaven level. The pressure on his back was even heavier. Maintaining a good persona comes at a huge cost. He can't be nostalgic for the Qinglou Chu Pavilion, nor can he go to the casino to gamble. The best way to relieve his stress is to go on a tour with beautiful martial arts women, but he can't do anything. Because he can't spread the scandal yet.

In order to maintain his personality, he also needs to spend a lot of money to package himself. Whether it is food, clothing or other expenses, he spends money like water every month.

Zhang Nanxuan's main income is divided into two pieces, one is the Taiyi Sect's Yulu. Because he is a personal disciple of the Taiyi Sect and walks with the twelve contemporary trials, Zhang Nanxuan can receive a subsidy of 2,000 gold yuan every month. This is his biggest piece of income. The other is a farmhouse on a manor that he invested in with others the year before last, and now it is on the right track and starting to make money. Because of Zhang Nanxuan as a banner, it still attracts a lot of people. Every month, more than 700 gold yuan of profits can be distributed to Zhang Nanxuan.

Two thousand seven hundred gold yuan, this is all Zhang Nanxuan's income.

In fact, he could have had more income. For example, give some products to the spokesperson or something. For example, Longyuan Sword Pavilion invited him and wanted him to be the spokesperson of the entry-level sword, but Zhang Nanxuan refused.

The rivers and lakes are circulating, and that is because Zhang Nanxuan is high and disdainful of endorsing that kind of basic product. After all, Longyuan Sword Pavilion is a well-known weapon production workshop in the rivers and lakes, and it produces a lot of swords and swords. Those swords and swords are also divided into three classes: heaven, earth and man. Among them, human-level weapons are the best-sold, and the rivers and lakes are the most in demand.

Zhang Nanxuan is invited to endorse those entry-level weapons, and the main target is the weapons used by those rookies below the fifth grade. Because Zhang Nanxuan's appeal and targeted customer base are also within this range.

Zhang Nanxuan refused to endorse these products, and everyone said that it was because Zhang Nanxuan wanted to be bigger and wanted to endorse more advanced products after the breakthrough. Don't want to get stuck in an endorsement contract.

In fact, only Zhang Nanxuan knows the key.

Longyuan Sword Pavilion opened a five-year endorsement plan, and the endorsement fee for a year was 20,000 gold yuan, and then increased by ten percent every year. If Zhang Nanxuan can break through to the third rank of the human level within three years, he can also increase it by 30% as a reward. Moreover, all the weapons and equipment used by Zhang Nanxuan in the future were covered by Longyuan Sword Pavilion, and they were tailor-made, not commercially available goods.

Seriously, Zhang Nanxuan is actually very impressed by this contract clause. He's actually desperately short of money.

But the biggest problem is that he and Longyuan Sword Pavilion can't directly sign a contract. He was cultivated by Taiyimen, and he needed the consent of Taiyimen to sign a contract with Longyuan Sword Pavilion. And it's too much to take a cut.

This is the meaning of the so-called sect raising you in the first twenty years and the sect raising in the next hundred years. Why does the sect bother to cultivate its own personal disciples? Give yourself so many resources? To put it bluntly, it is also driven by interests.

However, the elder in charge of negotiating this matter in the Taiyi Sect was a bit excessive, and while his master was in retreat, he opened his mouth to swallow all the endorsement fees of the Longyuan Sword Pavilion into the sect, and he could only receive an additional five hundred gold yuan per month. All other benefits are gone.

Zhang Nanxuan couldn't deal with this greedy elder in the end, so he could only wait for his master to consider endorsement after he got out of the customs.

But now he regretted it a little, because he now felt that five hundred gold dollars could crush people.

Because a letter appeared before him.

[Dear Zhang Nanxuan, hello. You borrow $10,000 from the Bank in 12 instalments. On the 9th of this month, 1,200 gold dollars must be repaid. Please have your funds ready, and we will send someone to collect the outstanding amount. Your loyal partner, Imperial Capital Chase Money Attached. 】