“…… This rule is the rule, Liao can't break the rules! ”

As soon as the front foot entered the line village, Zhu Mingzhong listened to the man's words, there were many people crowded in the wire village, and the person who spoke was a businessman who looked smiling, behind him were two guys, and the people around him had already seen the excitement, and there were two people standing opposite the businessman.

"Liao Dongjia, if it weren't for the concubine who fell ill at the beginning of spring, she would never delay the delivery, this goods are less, and the concubine is naturally willing to admit compensation, but this is only less than 20 horses, and the price of compensation is enough to buy more than a dozen pieces of cloth, this rule, the concubine really doesn't understand why?"

Listening to the woman's coherent inquiry, Zhu Mingzhong nodded secretly, this woman also has some insight.

"This rule is the rule of the line, Liao and Lu Shang agreed to hand over 1,000 horses, now the difference is your 23 horses, if the trumpet expires can not hand over the cloth, there will be a fine every night and a day, and I want to turn around from other line villages, naturally to increase the price, in this way, Liao only let you admit that the compensation is so much, it is already benevolent and righteous......"

Listening to the businessman's explanation, Zhu Mingzhong's brows furrowed, and he paced slowly, and also saw the woman's appearance clearly, she was about forty years old, and the young one was only sixteen or seventeen years old, the two of them were not beautiful, but they were also dignified.

"How much does he make you pay?"

"Thirteen taels."

The woman raised her head and glanced at Zhu Mingzhong, then sighed and didn't squeak again. "Sensei listen to her nonsense!"

Without waiting for Zhu Mingzhong to ask, the merchant said again.

"That was three months ago, when she paid less than 26 pieces of cloth, and Liao had to collect more than seven taels of silver according to the rules of the industry, plus she had to make up the amount of cloth from other places, and the extra silver made her pay 6 taels. It's not much, she borrowed twelve taels of silver yarn from the thread village at that time, plus three points of interest, isn't it? Right now...... You should have repaid me thirty-one taels and six dollars with interest! ”

Although the merchant had no abacus in his hand, when he spoke, it was as if he were dialing the beads of the abacus.

"Aunt Wang, your Wang family has been spinning cloth for generations, and you know the rules of this thread village, although you have good skills, you can't hold your skills to oppress people, right? The line village has the rules of the line village, these thirty-one taels, it is absolutely indispensable, and the rules cannot be broken! ”

The young girl on the side suddenly spoke.

"Liao Dongjia, there is heaven above and earth below! Back then, this line village was also our family's business, and when my father fled because of the support of the rebels, how did you change this line village to your name? You are still the shopkeeper of my family, didn't you rely on the corrupt officials who colluded with the slaves to swallow up our Wang family's business? ”

Zhu Mingzhong's heart sank when he heard this: it turned out that this mother and daughter were descendants of righteous men who were defeated by the Manchu Dynasty. Although the local government was not asked to return the family property of the anti-Qing righteous people by the Manchu Qing Dynasty many times, due to various reasons, not all the family property of the righteous people was returned.

As soon as the girl said this, the face of the businessman surnamed Liao suddenly became ugly,

"Liao Dongjia, the child's house is not blocked, don't worry about it...... To tell the truth, it was my father's decision to give you this line back then...... As for the rest, he can't be blamed for being a daughter-in-law...... I just hope you can remember the old love and raise your noble hand......"

The words have already reached this point, but the businessman surnamed Liao lowered his eyes and said.

"It's not that Liao doesn't miss the old love, it's the rules of the line village, and Liao Lao Liu can't break the rules, unless he ......"

Liao Lao Liu glanced at the woman in front of him.

"Except for Wang Niangzi, from now on, you will no longer weave cloth, then this silver, Liao will admit it himself."

"Liao Dongjia, aren't you bullying people? Who doesn't know that the Wang family has been weaving cloth for several lifetimes, and no one can compare with them in terms of weaving skills, just a little silver, as for being so compelling? ”

The matter has been made clear, and he doesn't ask how this surnamed Liao got this line of Zhuang back then, but he must be very uncomfortable every time he sees the mother and daughter of the Wang family, because their existence is to remind him how he got this family business, so he is so forced to force them to leave this business.

Hearing these words, Zhu Mingzhong's brows furrowed! Touching his pocket, he took out a fifty taels of silver dollar coupon directly from his wallet and said.

"I gave the money!"

Shoved the money into the woman's hand, and without waiting for the other party to speak, Zhu Mingzhong turned around and left. Ignore the shouts from behind.

Along the way, Zhu Mingzhong didn't speak, and it wasn't until after leaving this market that he asked when he saw the Songjiang city wall.

"How are you guys going to see the situation here?"

Although both Sun Yechen and Yao Chen were soldiers, Zhu Mingzhong hoped that they would not only look at problems from a military point of view, but would often take the initiative to discuss problems with them.

"Commerce is extremely prosperous, and the prosperity of Jiangnan is far from being comparable to that of the north, even if it is another twenty years, I am afraid that the north will not be able to catch up with Jiangnan."

As a northerner, Yao Sheng naturally envies the prosperity of the south, of course, he also knows that the speed of recovery in the north in recent years is also amazing, but compared with Jiangnan, the north is still congenitally deficient. As for what happened on the set before, it has been selectively ignored by him.

When Yao Sheng's words fell, Sun Yechen said on the side.

"The owner should be asking about the future of Songjiang!"

Glancing left and right, Sun Yechen continued.

"At present, although Songjiang has more than 10,000 weavers, Songjiang cloth has faintly reappeared yesterday's prosperity, but for the time being, its development potential is limited, and the reason for this should be ...... Hmmm......"

After pondering for a moment, Sun Yechen thought of what he had encountered in the market before.

"Finance, although the weaving industry in Songjiang is developed, but in this market, only see the thread cloth village, but not the bank, if there is a bank, the mother and daughter of the Wang family will not fall into this step of the field at all...... However, the bank does not necessarily lend to them, after all, ......"

"After all, what?"

Zhu Mingzhong asked rhetorically.

"After all, they owe the silver to the bank, and it is impossible for the bank to take the silver out, so let her tear down the east and make up the west wall."

"But the banks can take the money out and let them expand production."

Looking at Songjiang City in the distance, Zhu Mingzhong said slowly.

"In fact, there are thousands of families like them who are good at weaving cloth in the countryside, but they are often limited to family workshops and cannot be expanded, and the reason for this is the lack of capital."

In the rural households, there is also a division of labor, not everyone is good at spinning or weaving, not everyone can spin good yarn, weave good cloth, or can have both a yarn car and a loom, so often someone weaves, someone spins, in this division of labor, some people weave cloth in short supply, and some people can only use it for their own use or sell it to villagers in the country market.

"Do you remember that in "Xingshi Hengyan", it was written that in Shengze Town, Suzhou, there was a small family of Shi Fu and his wife. They have a loom, raise a few baskets of silkworms, reel silk and weave silk, and live a good life. The silk they weaved was brilliant and moist, and in the market, people rushed to buy it at a higher price, and Shi Fu and his wife made a lot of silver. A few years later, they bought three or four more looms; In less than ten years, he accumulated a few thousand gold, bought two large houses and thirty or forty looms, and hired people to weave silk. Shi Fu and his wife finally developed into machine households in ten years, but in such a decade, how many weavers, although their skills are good, but they have fallen into bankruptcy for various reasons, just like the mother and daughter of Fang Cai. ”

In addition to the rhetorical question, Zhu Mingzhong asked and answered himself.

"The machine owner invests and the machine worker contributes" The machine owner has a large amount of capital and a few to dozens of looms, opens a "machine room", and employs a few to dozens of workers for production. The hired laborer is the "mechanic". They pay wages from the machine owners every day, and while maintaining their lives, they will also learn better weaving skills, and there are many skilled craftsmen in the countryside who learned in the workshop, so the people are willing to go to the workshop to work, and then they will start with a loom like Shi Fu and his wife, and then spend ten years to accumulate ......"

Looking at Songjiang City, which was getting closer and closer, Zhu Mingzhong suddenly changed his words, and then said.

"What if we could compress the time of ten years into two or three years? What if they could apply for a loan from the bank and use the bank's capital to expand the factory? After all, a lot of times technology is capital! ”

This is the reason why Zhu Mingzhong came to Songjiang, he wants to understand Songjiang, a city that has recovered rapidly on its own, to understand the factories here, to understand the capital of this era, and now, he also sees another possibility - to combine banking and industry.

In another time and space, without the power of banks, how could the industrial and commercial industry develop rapidly? And now, although the banking industry of the Ming Dynasty has begun to take shape, they still have not been able to adapt to the changes of the times, perhaps, they have obtained a lot of money by lending to the vassal states of the South Seas, but where is the real market for banks?

It is the industrial and commercial market!

If the banks of the Ming Dynasty can take the initiative to provide loans to small enterprises, then the development of the Ming factory will be accelerated, and with the development of the factory, all kinds of machinery manufacturing will also flourish, just like another time and space, the development cycle of the United Kingdom, and finally, all the forces are superimposed together to form the industrial revolution. caused a change in the world.

It's just that how to "add fuel to the fire"?

Zhu Mingzhong's brows were tightened, and a thought was churning in his heart, how to promote the development of the "invisible hand", and then use the "invisible hand" of the industrial revolution to change everything.

Zhu Mingzhong did not know what kind of changes the industrial revolution would bring to the world more than a century in advance, but he knew very well what kind of changes it would bring to the Ming Dynasty, and that kind of change was earth-shaking......