"Zhang Yuanwai, you said that this Grange also loses money?"

Wu Sanmei's question sounded like a layman, not a layman in farming, but a layman in trading. There are losses and profits in any business, and farming is no exception.

Therefore, Zhang Guanghui is even more sure in his heart, the two men in front of him are the Xiangli of the Royal Chamber of Commerce, and most of them are more refined than monkeys and ruthless than wolves. And that woman, it must be the daughter of a general in Liaodong, it should be this Zhu Xiangli who spent a lot of money to marry, and she spoils her every day, and she is the one who doesn't know anything.

And she cares so much about the grange in Liaodong now, most of it is because her mother wants to build a grange in Liaodong...... Liaodong is the gate, the fallen leaves return to the roots, the heart is about the hometown, and most of them don't care about profits and losses.

"Of course there is a loss!" Zhang Guanghui's mind had turned several times, and he had already smelled the smell of yellow and white goods, and then sighed, "The business of farming has never been easy to do, and if there is a drought or a flood, you have to pay for it!" Even if there is no drought or flood, there are no various insect plagues, and food prices cannot be guaranteed...... After the completion of the Huanghuai transportation project, the wheat and millet of the Ming Dynasty fell vigorously. Now the best white flour can't be exchanged for six coins of silver when you take out a stone! If Liaodong is really restored, and a large area of land on both sides of the Liaohe River is reclaimed, the price of grain will have to fall by at least two percent, and no one will even ask for five yuan for one stone and white flour!

However, even when the price of grain was high that year, there were many losses in farming......"

"How can you still lose money when food prices are high?" Wu Sanmei asked puzzled.

Zhang Guanghui smiled bitterly: "When the price of grain is high, there is less land, and when there is less land, the price of land is high, and the cost of renting land is expensive. And there is little land and many people...... The people who farm the land also have to eat, and the artificial intelligence is relatively high. When the land price is high and the labor is high, the cost will be less. You have to spend money on farming! If you don't have the principal, you have to borrow it, and the interest rate is too high. If you don't want to borrow money, you can only save on seeds, farm tools, and water conservancy. So whether you borrow or not, the possibility of losing money is not small! ”

"What about having land and a capital in your own house?" Wu Sanmei asked, "This is always a sure win, right?" ”

Zhang Guanghui smiled even more bitterly, "That's even more of a loss!" What was the land price in the early years of Hongxing? What is the land price now? The slopes of Hongxing in the early years were more expensive than the current flat land. At that time, the owner who took the money to buy the land can't cry now. If you buy a sloping land cheaply, you can't rent it now...... On the side of Denglai Erfu, there are landlords everywhere who are screaming and screaming. Even a wealthy family like the Laiyang Zuo family has lost a lot of vitality because they bought land after a five-year contract! ”

"I didn't expect it to be so difficult to grow a field!" Wu Sanmei frowned and glanced at Emperor Zhu—Aren't you Mingjun? Why are the people below losing!

Zhu Cihong knew what Wu Sanmei meant, so he had to smile bitterly - he can't blame Ben Mingjun, it's all the fault of capitalism!

This capitalism is actually a loss!

Behind the transformation of small workshops into large factories and small farmers into large farms, there are countless small workshop owners and small farmers who have lost all their money......

"However, although there is a loss in the camp, it is still more reliable than doing business, and the agriculture is the end of the business!" Zhang Guanghui changed his words at this time, "Those who lose money in farming either have no capital or are too greedy." If you just want to keep the basics with agriculture, it is still very stable. ”

Wu Sanmei said: "But what if you don't have the time to cook?" What is the current market for renting land? ”

"This ...... To see. Zhang Guanghui's, "There are also big farmers and small farmers who rent land, and big farmers have their capital, and a rent is hundreds of acres, and the rent is guaranteed, but they refuse to give a high price." The small peasants had no capital and had to borrow usury from the landlords...... You can't rent your land to such tenants! ”

"Why?" Wu Sanmei asked a question while glancing at Emperor Zhu - this is the emperor of loan sharks! The usury is all in France and England! Are you afraid that a few tenants will default on their debts?

"You and Zhu Xiangli are rich and noble people, can you really live in the countryside and watch a bunch of bitter tenants?" Zhang Guanghui said with a smile, "Do you want to watch them, they are willing to pay the rent honestly?" ”

"That's right!" Wu Sanmei nodded, but thought in her heart: Why is the emperor never worried about not being able to recover the debts he put out? Could it be that Jin Yiwei helped collect the debt?

"Zhu Xiangli, Mrs. Zhu," Zhang Guanghui smiled, "If you two want to take advantage of the opportunity of the imperial court to issue land vouchers in Liaoxi and Liaodong to buy land, it is better to lease it to a big farmer for a long time in the end...... Even if the rent is lower. Even if the fields in western and eastern Liaodong are recultivated, they have to invest a lot of money in them. There's no way you two can stay in a place that's so cold that you can't stay forever! It is even more uneasy to entrust it to the housekeeper, so it is better to contract out the land price, and let those big farmers who have the capital and can farm go to open up the wasteland. After five or six years, the fields have been planted, the water conservancy has been repaired, and the official roads and waterway wharves in eastern and western Liaoning have also been repaired. ”

"But where are we going to find a farmer who can grow dry land?" Wu Sanmei asked.

"I just know a lot of people in Xia," Zhang Guanghui said with a smile, "When it comes to planting dry land, we are the old farmers in Shandong...... Why don't Huang Xiangli leave a business card for Zaixia, and after Liaodong recovers, how about introducing a few big farmers to the two of you? ”

"Okay......" Wu Sanmei's stupid Bai Tian actually agreed readily, but as soon as the words came out, she felt that something was wrong, what was written on Zhu Cihong's business card? Emperor Ming?

"Okay, okay." Zhu Cihong smiled and nodded, and took out the business card that had been prepared a long time ago and handed it to Zhang Guanghui.

The business card is impressively printed: Zhu Yaofei, the manager of the securities department of the head office of the Royal Chamber of Commerce.

......

"Master, that person is a good person, why do you use a fake business card to coax people?"

On the way back to Liaocheng Palace, Wu Sanmei frowned slightly and counted Emperor Zhu.

Zhu Cihong laughed: "You stupid and sweet girl, that Zhang Guanghui is lying to you!" ”

"Lie to me?" Wu Sanmei was stunned, "Why did he lie to me?" ”

Zhu Cihong said with a smile: "I don't know yet, when you hand over the grange in Liaodong to his people, you will know how he cheated you out of your money...... By the way, you go back and talk to Lao Taishan and Wu Sanfu, don't toss the grange outside the gate. ”

"Isn't the Grange outside the gate very good?" Wu Sanmei was puzzled, "The land outside the customs is fertile, and it can be connected into a large area, which is suitable for horse farming, and it is convenient for transportation, how can it be lost?" ”

"What do you do without losing money?" Zhu Cihong smiled, "What if the land is fertile and connected into a large area?" Managing land is carefully bought and sold, and it must be carefully calculated, and it must be fought for, and it is not allowed to shake off the shopkeeper! Don't say that your father and brother can't do this business. It's just something I can't do......"

There is no good business in the world! Especially in industries with free competition, it is even more difficult to do business.

Zhu Cihong is an emperor who is so good at trading, and his royal chamber of commerce is also making a lot of money in financial real estate - he played finance in his previous life, and his vision and management ability must be first-class in this era, and he also pulled the Huaiyang Salt Gang and the Southeast Sea Merchants as partners, of course, he will make money. As for real estate, the main thing is to look at the vision, of course he knows where in China is the most developed, and he is also the emperor, who holds the leading power of local development.

In addition to finance and real estate, Zhu Cihong's investment is very cautious, and he has only made a large amount of investment in the fields of iron smelting, military industry, and shipbuilding, which he has to invest. But because the Nanjing shipyard (which also had a branch in Shanghai) did not do well, the Royal Chamber of Commerce's investment in "heavy industry" did not yield much profit.

Zhu Cihong said again: "If you want to make money, follow me, Zheng Zhilong, and Shen Tingyang, and ask them to buy whatever we buy, and there is a chance that they will make money." If you toss around blindly, sooner or later you will break all the old books. ”

Wu Sanmei pursed her mouth, nodded and said, "My father and third brother really can't run a business...... In the past ten years, I have not made any money in any trading, only the two streets in Shanghai that you have given have made money. ”

Zhu Cihong smiled: "Hehe, your eldest brother and second brother won't do business...... The two feudal towns have lost so badly! As for the people in your family, they are all righteous and not in charge of money, they can't do business, so let's be honest officials! ”