Without arousing the emperor's vigilance, it seems difficult to quietly do things that can check and balance the emperor's power, but in fact, it is not as difficult as imagined, because they have a special think tank to help them think about problems, and someone has already put forward ideas for them in the general direction.

Therefore, after a simple two sentences, the matter immediately got to the point, Sun Xiangfu had thought of a way to tie the interests of their families and the safety of the country together, so that they did not dare to easily create turmoil for the country, and now, he thought of this, but became the think tank of the family, using the tricks to keep themselves, combining with each other, so that no one dared to easily move the other.

"Ladies and gentlemen, I believe that we are all consistent in terms of big interests, and when we think of achieving our interests, we only need to change our methods and methods, and how to change them so that we can make them more sustainable and more profitable?"

When Wang Xu said this, he sold Guanzi, and everyone's eyes focused on him.

That is, to turn wholly owned to open up the industry, and to open up the industry for borrowing.

The transfer of capital to operate is a loan operation.

In this way, there will definitely be a round of larger expansion of the industries controlled by our various names, which will not only help the imperial court to do a good job in the construction it wants, but also make more money and more industries for everyone, as for some of them, you can think of them yourself. ”

Everyone was stunned when they heard this, some people have not yet understood the meaning of Wang Xu's words, his words are very particular, even if someone present today leaks what he said to Li Shimin, it may not have much impact on him, because he only talked about a change in business model.

However, if Sun Xiangfu is here, in his heart, he will be shocked, the family's think tank is really not a vegetarian, after Wang Hao gave a general direction, the strategy they came up with is simply impeccable, especially when Sun Xiangfu is not in the court, and he can't point fingers at the government system, and he doesn't know these news at all.

In later generations, how many big bosses of real estate companies, because they borrowed too much and couldn't pay it back, and the banks were afraid that it would collapse, resulting in the formation of huge bad debts, so they had to pinch their noses and lend money to developers to help them hold up the industry?

This kind of trust market, in fact, is to raise the house price, because, the owner of the real estate company does not make money, he has no money to repay the loan, the house is a commodity in the hands of the developer, they want to make money to repay the loan, they can only sell the house at a higher price, all the interest loss of the loan, are added to the house price, and finally harm the people.

Small and micro real estate enterprises, perhaps because of the small impact, after the capital chain is broken, there may be a collapse, large real estate enterprises, the country does not dare to let it collapse, because once the collapse, it will lead to a series of industries, all with the collapse, resulting in an economic crisis.

For example, the factories in Weinan New Town, in fact, half of the industries are made of real estate and construction, as well as home life-related goods, and their offline is related to the national raw material suppliers, that is, to the people who make a living from these raw materials.

If this collapses, it is impossible to calculate how many people will be laid off, how many people will have no income and no food.

When Sun Xiangfu talked about housing prices with his classmates in later generations, he often said that no matter how the policy is controlled in the real estate industry, it is ineffective, and the housing price will only go higher and higher in the policy control.

What really should be controlled is actually the banking industry.

Banks will always be the most profitable enterprises in our country, why is that?

Because it is the banks that give birth to these real estate companies, using real estate companies to make people become house slaves and become their tools to make money, and banks make money from real estate developers and home buyers, without profit control.

Is the government selling the land high because the real estate developers themselves have the money to buy the land? No, real estate developers are not so rich, but banks have money, they can lend money to real estate merchants to buy land, and even, the strength of a real estate company's ability to lend money in the bank is the strength of the real estate developer's strength in the market.

If someone buys land at a high price, the government will naturally sell it high, and the price of land will be high, and the cost of the house will be high, and correspondingly, the price at which the people buy a house will be high.

And if the banks do not lend money to real estate developers according to the expected profits, they will not have the money to buy high-priced land, and everyone will not have the money to buy high-priced land, and the government will naturally sell it cheaply, and correspondingly, the houses that the people buy will also be cheap.

If this borrowing model does not change, it will be difficult for housing prices to return to their true cost.

Of course, this is related to the government's land sale price, which is not restricted, and the domestic people have the habit of saving, everyone saves money, and the bank must lend money to make a profit, so the root may also lie in this saving and consumption model.

Wang Xu's hand is to let the major families borrow money and engage in crazy development, which will show everyone a vigorous development and let the court taste the sweetness, but they are silent, tying their own interests to the court, and their operation methods, although they may not all be bad, but even if they collapse in the end, the loss of the court will be greater than their loss.

For example, the Wang family, they randomly found a side son, gave him 500,000 yuan, and asked him to go to Jiangling City to invest in the construction of a hotel.

However, 500,000 yuan, he can't afford to build the big hotel he wants, so he has to borrow money from the bank, after all, when the big hotel is opened, the profit is certain, and repayment is not a problem.

Then, the eldest grandson Wuji will definitely suggest that the imperial court grant it to them, and it may even exceed the quota for them, because the money village is rich now, and the imperial court is also rich now.

And what the eldest grandson Wuji wants now is political achievements, and Jiangling City will quickly become a central metropolis that is more prosperous than Dingxiang.

Then, this formed a deformed binding model between the interests of their family and the interests of the imperial court, this big hotel, will continue to borrow money to operate, make money, naturally good, but even if the final loss collapses, the Wang family, at most, will push out this collateral child to take the blame, and the loss is only 500,000 yuan.

However, Qianzhuang may lose a million yuan or even more, and it will also cause some social problems such as staff placement, and at that time, there will be a situation where the imperial court does not want this hotel to collapse at a loss even more than the Wang family, and other industries are even more so.

The people who came to participate in this conference were not stupid, and after Wang Xu gave them some explanations, they immediately understood.

"Our Datang now has a large market, if you use your own money to do business, if you have a million yuan, then you can only open a big hotel, but if you invest three or five hundred thousand yuan, find a money bank to borrow hundreds of thousands of yuan, you can open two at the same time, or even three, of course, the hotel industry, just an example, other industries, can be the same.

If you want to engage in ocean transportation, the original money is only enough to buy ten sea ships, but through loans, you can buy twenty or thirty ships, which not only expands your industry, because you owe money to Qian Zhuang, and the imperial court does not dare to let you have an accident easily and destroy the industry. ”

After Wang Xu explained this truth to everyone, everyone instantly felt like they had been opened up to the second pulse of Ren Du, and all kinds of ideas burst out.

It turns out that it is not only those poor people who need to borrow money, but also those who are rich also need to borrow money to operate in order to develop better and faster.

After that, what everyone talked about was the distribution of the industry and how to borrow money from the bank, just a few simple words, Wang Xu became the central figure of this banquet, but Lu Wenzhong and others couldn't get out of the fire, they didn't have a better strategy than Wang Xu put forward.

For such a large-scale gathering in Dingxiang City, it is impossible for Li Shimin not to receive any wind, and the secret guard system has even been found out, and it was they who directed the big drama of Sun Xiangfu returning to the south when he went south.

In Li Shimin's view, they separated their relationship with Sun Xiangfu, if they didn't want Sun Xiangfu to return to the center again and carry out follow-up blows to them, and Li Shimin himself happened to be because of his political disagreement with Sun Xiangfu and his behavior of resisting the will, so he needed to teach him a certain lesson, so he didn't pay attention to these small actions of the family.

However, Li Shimin, who got Wang Xu's main speech at the banquet, was a little confused, because, judging from the few words that Wang Xu said on the surface, this seems to be just a business behavior, and it seems to be a win-win situation.

Because, Li Shimin knows the current situation of the money bank, the people's deposits are more and more, and due to the cessation of the Tang Dynasty's foreign wars, the speed of coinage is getting faster and faster, and the current money of the money bank has accumulated to a very amazing number, reaching 300 million yuan.

If the money is not lent out to make a profit, then, the money bank may face losses, because the entire money bank system, to operate nearly 10,000 business halls, responsible for the salary of more than 100,000 people, even after the minting of new coins, the loss of stored coins has been reduced a lot, but that is also in the loss, in the long run, it is not good, Gao Shilian has begun to fold, to remind him, it seems that lending money to these families to stimulate the more vigorous development of Datang's business is a good way.

Previously, didn't Sun Xiangfu also use the strategy of tying the interests of the sons of the family to the imperial court, so that they no longer dared to do things that would harm the country and the people, in his opinion, it should only be good and no harm if it was continued.

Therefore, Li Shimin did not make any policy response to this, Qianzhuang, at present, has its own set of management systems for lending, as long as these families can operate under the management system of Qianzhuang.

And what he has to do now is to return to Chang'an, preside over the imperial examination with a scale of more than 50,000 people, and after the imperial examination, a whole round of internal affairs task assignment will be allocated, and internal governance will be strengthened.

Therefore, he held a large banquet at the Wangjianglou Hotel, and said goodbye to the representatives of the Western Regions who had not left Datang after the sports conference, and, according to Sun Xiangfu's previous strategy, he presented many beautifully printed and vernacular annotated Four Books and Five Classics to the representatives of various countries, telling them that these are the foundation of Datang's governance, and Datang welcomes foreign students from all countries who have learned the content of these books thoroughly to come to Datang for exchange and development, and even to become political officials.

This made the representatives of the countries very happy, they had signed some agreements with Fang Xuanling, the new secretary of the Ministry of Rites, that is, to send some of their domestic talents to study in Datang, the main content of the agreement is the number of students studying abroad and the cost of studying abroad, presumably the money Fang Xuanling got from them is enough to build a university in Chang'an that can accommodate tens of thousands of people.