After thinking about it, Zhu Youzhen said straight to the point, "I want to set up a secret guard, but the imperial court will not allocate a tael of silver, and no one can allocate it, but you can use the resources of the Jinyi Guard, what do you think?" ”

Qian Cai only understood what Zhu Youzhen meant at this time, "Your Highness doesn't know anything, in fact, the Jinyi Guard itself has a secret guard, but no one knows about the secret guard except the emperor, and our so-called Ghost Gate Thirteen Poor all belong to the secret guard, and now that Your Highness has obtained the token of the pro-army capital to protect the house, then this secret guard naturally belongs to His Royal Highness." ”

"What are the main tasks of the Dark Guards?"

"Mainly responsible for collecting some covert intelligence information, tracking, escorting and assassination."

"That's not my purpose, so let's change the name and call it Financial Guard."

This made Qian Cai a little surprised, he thought that Zhu Youzhen wanted to master a secret force that belonged to him completely, "Then the purpose of His Highness?" ”

"I want you to form a commercial force as soon as possible, complete the accumulation of capital and the integration of the market within a year, but do not take it by force, what do you think?" Only then did Zhu Youzhen say what he had been thinking in his mind for a long time.

Speaking of business, this makes money a little excited, Da Ming has always looked down on businessmen, and even wearing silk is illegal, but it has only improved in recent years, I didn't expect this young prince His Royal Highness to have such a plan.

"I wonder what His Highness's goal is? The subordinates have some rough views, if it is a small goal of hundreds of thousands of taels a year, at present, many businessmen in Nanzhili and Zhejiang are using coupons, if they buy at a low price and sell at a high price, it is not a problem to operate a few hundred thousand taels a year. ”

Qian Cai peeked at Zhu Youjian, and when he saw that he didn't react, he continued, "If it is a medium target of two or three million taels a year, you need to put more effort into it, just as His Highness just said about freight and transportation, now the foot merchants of the Ming Dynasty are carrying some goods nearby, and they have to go out of the state capital to have roads and road guides, plus various local tricks and miscellaneous taxes, even if the merchants transport the goods, they may lose money, and the freight of a large number of goods can be done by no one except the imperial court, but if the name of Jinyiwei cooperates with the chariots and horses and the Cao gang in various places, They pay money and materials, and we send people to transport, not only will the checkpoints not be difficult, but also save all kinds of harsh taxes and miscellaneous taxes, and at the same time, according to the output of different places, the materials are sold to earn the difference, and it is not a problem to achieve the medium goal. ”

Two or three million taels a year is only a medium goal, and the agricultural tax in Daming is only two million taels a year, but this statement about money makes Zhu Youzhen a little surprised, "There are small goals and medium goals, so there must be big goals?" ”

"I think His Highness is aiming for a big goal, since His Highness must have a plan to name this commercial force Financial Wei, the so-called finance, can subordinates be understood as gold, silver, and financing? To achieve the big goal, there is no other way to build a bank, open a market, and do finance. In this way, the big goal of 30 million taels of guarantees will be achieved, but it will be a little difficult in the early stage, and the investment is very large, and the effect is very slow. ”

"You're wrong, I'm just trying to achieve a small goal first. And the time has not yet come to open the market, since you have returned from Suzhou, do you know the current grain prices in Suzhou, Songjiang and Hangzhou? Zhu You listened to the analysis of the three goals of the small, medium and large money, and suddenly remembered the story of a small goal said by the richest man in his previous life.

"From last year to this year, due to disasters in many places, the price of grain has risen from 123 yuan and 1 stone a year ago to 322 yuan and 1 stone now." In addition to the position of Jinyiwei, Qian Cai is a businessman on the surface, and he is naturally easy to get to the market price.

"Take Suzhou Prefecture as an example, how much grain does it produce in a year? How many food stamps are there? What is the cost price of food stamps? ”

"Suzhou Prefecture produces about 30 million stones of grain every year, and the grain stamps are converted into at least 300 million stones, and the cost price of grain stamps cannot be calculated, but at least 80 million stones are sold at a price of less than 221 stones."

"Do you understand?" Zhu Youzhen looked at Qian Cai and asked.

"Your Highness, why are you going for a small goal? Are you going to rob you? If the grain store is run out and closed, then all the large and small money houses, pawnshops, and printing bureaus in Suzhou will be finished, and then the people of Suzhou will suffer, and the imperial court will inevitably investigate at that time. Is Your Highness thinking again? Although Qian Cai loves money, he still has feelings for businessmen and business, and he can't bear to watch the business of Suzhou Mansion go bankrupt and go bankrupt.

"Since I say it's a small target, it's natural to go to a small goal, whether it's Suzhou Mansion, Songjiang Mansion, Huzhou Mansion, Jiaxing Mansion, except for the grain coupons, other cake coupons, cloth coupons, etc. can all be borrowed from the money bank, pawnshop, half of the run and half of the sale, and then buy at a low price, and return the money village, but measure your own grasp, my small goal is not to make money, but to take the opportunity to buy small and medium-sized money in Nanzhili and Zhejiang. It is more troublesome to build your own money bank, and it is not as easy as it is to buy it. ”

"Why don't you just take the opportunity to buy the big bank?"

"In the future, you will understand that you only have one year to form a financial health and acquire a bank."

"Subordinates receive orders."

"You should go and prepare as soon as possible, and you will need to report to me on the progress every month."

"Yes, the subordinates retired." After speaking, the money withdrew from the side hall, but when he left, he still left the 500,000 taels of silver tickets, and Zhu Youzhen did not refuse after reading it, thinking that this guy has made a lot of money over the years.

Just when Qian Cai went out of the house, he happened to meet Luo Yangxing and a few people who came to the group, Qian Cai saluted the young owner, Luo Yangxing just glanced at him curiously, and was a little puzzled about why Qian Cai came here, but he didn't say much and walked inside.

A few people just asked where the porter Zhu Youzhen was, and went straight to the side hall without reporting.

At this time, Zhu Youzhen was still sitting in the hall thinking about what he had said to Qian Cai before, and when he saw Luo Yangxing and a few people coming, he just greeted casually, "Coming?" ”

Luo Yangxing didn't care about Zhu You's appearance, he walked straight up to him and said, "Fifth brother, I didn't have time to elaborate on the hurry you left when you came out of the barracks yesterday, you see that Ziyu has become like this now, we should always help him do something." ”

After listening to Luo Yangxing's words, Zhu Youzhen stopped thinking, and then said, "You can also see it?" ”

"Can you still see that? When will that guy just giggle without talking like he is now? Qin Jue said a little impatiently.

"What do you guys have in mind? That Fang Shihong is now shrinking in the mansion like a turtle, we don't have the ability to go around the Fang Mansion and pull him out, even if you catch him one day, can you still kill him? At most, it's just a beating to help Ziyu get angry. Zhu Youzhen said helplessly.

"But is it cheaper for him like that? It's just a temporary official, not to mention Ziyu, even I can't bear this breath. Luo Yang said angrily.

There was no good way, and several people fell silent.