Chapter 11 Exchanging Huge Sums of Money
Gently moving the porcelain plate aside, Ning Zhiheng stabilized his mood. Reach out and grope inside the urn.
Feeling the metal texture, Ning Zhiheng was ecstatic, this huge wealth finally arrived in his hands.
When he took out the gold ingots of the two large urns, he put them on the ground, and watched the pile of gold ingots glow enchantingly in the light. Ning Zhiheng felt as if his heart was about to pop out.
The savings of half of his life in his previous life, plus the cultural relics and antiques he collected later, were only worth a few million at most.
But the pile of gold ingots in front of him was worth ten times more than half his life's savings. How big the gap is, it can be seen how important chance is to a person, and the wealth mined overnight is far more than half a lifetime of accumulation.
These gold ingots are unified and are refined in the same batch. He took a piece of gold ingot in his hand, carefully stroked and checked, the bottom of the gold ingot was printed with the traditional Chinese "pick two" words, and there was no engraved year number, it should be smelted privately. The density of gold is very large, and it is unexpectedly pressed in the hand.
In the previous life, there were also gold artifacts in the collection, and the identification of gold still understood, the color was red and yellow and the texture was soft, and it was possible to judge with certainty that these were real gold, and the purity was still very high.
There are about more than 300 gold ingots here, and the gold is at least 3,000 taels, 3,000 taels of gold! This is a great asset in any era. It is enough for Ning Zhiheng to live his life in this troubled world rich and worry-free.
It took a long time for Ning Zhiheng's mood to slowly calm down. He prepared six cork chests and arranged them neatly, filling all six chests to the brim.
Then the porcelain plates were gently put back into the pottery urn, these porcelain plates are not of high value now, and it is cumbersome to take them out, so it is better to bury them in the ground.
It took more than an hour to fill in the soil and step on it. Then put the green bricks back as they were. Then pour water on it, so that the traces of excavation will not be obvious after a few days.
He paid enough rent that the landlord wouldn't bother him for a short time. After waiting for a month or two, even if someone notices something unusual, the building has already been empty.
At this time, it was already five o'clock in the morning, and Ning Zhiheng suddenly got such a big fortune, and he was so excited that he didn't feel sleepy. He briefly freshened up, washed his face with cold water, and sobered up.
Then take off your military uniform, take out a prepared suit and change into it, and put on a pair of gold-rimmed glasses. At this time, Ning Zhiheng was completely a well-mannered rich kid.
Taking advantage of the darkness, he moved all six boxes to the jeep at the door, locked the door when he went out, and then started the car to go around seven or eight blocks before stopping.
He won't come to this yard again, the door is locked, and the landlord will definitely not dare to open it without permission.
Besides, the rent had already been paid in advance, and the landlord had nothing to lose. He wouldn't be too troublesome to think of it. By the time the landlord found out a few months later, it was already wrong.
Not far from the vehicle is a bank called Nanye Bank. This Nanye bank has a good reputation in Nanjing, the national capital. I heard that there is a background of British power. Ning Zhiheng's preferred bank when planning, if the exchange is not smooth, or can not be sold at one time, then choose a backup bank.
I waited in the car until it was dark and the bank was open. Ning Zhiheng drove the car to the door of the bank. After getting out of the car, he stretched out his hand to signal the bank service staff on duty at the door.
The two waiters saw that Ning Zhiheng was full of style, and knew that it was not an ordinary customer, so they hurriedly stepped forward to greet him with a smile.
Ning Zhiheng didn't say much, casually handed two five-yuan fiat currency tips, and then pointed to the six boxes on the car.
These two people got so much tips early in the morning, half a month's salary! Le's face smiled, their eyes were full of strength, this must be the family's broad young man's door-to-door deposit, and his mouth said, "Young master, young master!" "The screaming is non-stop.
The two stepped forward and moved the wooden box into the bank hall, which was not crowded with many people, only a few staff members.
Ning Zhiheng frowned and said, "Find a quiet place and call your manager to meet me." ”
The two of them immediately understood that when they carried the box just now, they felt that the weight was very large, and this was about to come to the door with a big deal.
They hurriedly moved the boxes to a beautifully decorated office next to them. Please Ning Zhiheng wait, and then go to inform the manager to come.
Soon the manager who got the news rushed over, a middle-aged man in a suit and leather shoes, looking shrewd and capable.
"The surname is Chen, Chen Kangshi. He is the department manager of Nanye Bank and is in charge of the savings business. I heard that Mr. has important business to handle? Chen Kangshi said enthusiastically. He has been in the mall for many years, reading countless people, and the young man sitting on the sofa in front of him is straight, his eyes are calm, and there is a taste that is not easy to approach.
Ning Zhiheng smiled faintly, nodded politely and said: "Manager Chen, in Xia Lin Yifan, I came today to exchange a little gold at home for cash, I don't know if you can eat it in Nanye Bank?" ”
Mr. Lin laughed, not a contemptible boast, Nanye Bank's status in the industry is well-known, otherwise Mr. would not have found our bank. Don't know how much you're going to exchange? When Chen Kangshi heard that he was here to exchange gold, his eyebrows were raised, and he suddenly became excited.
Now that precious metals are hard to find in the world, why did the Nationalist Government make up its mind last year to carry out currency reform and issue fiat currency? No, it's because there are fewer and fewer domestic precious metals, especially gold and silver. The United States, Britain and other countries have raised the price of silver by a large margin, causing the price of silver to rise sharply, resulting in a large outflow of silver from China.
At the same time, there was a massive silver run in society, and at one point the country's financial markets were on the verge of collapse. Although the Nationalist government restricted silver, large quantities of silver were still smuggled out of the country.
Now the three major state-owned banks have forcibly bought gold and silver on the market, and Nanye Bank cannot intervene in this regard even if it has a British background.
Someone actually came to the door to deliver gold today, this is a pie-in-the-sky thing, don't miss it!
"I wonder what your bank's exchange price is now?" Although Ning Zhiheng knew it in his heart, he still wanted to talk about the price again, who would think that he had little money.
"Then it depends on the fineness of the gold, and Mr. Ning needs to exchange it for US dollars? Pound sterling? Or fiat? If the fineness is good and the price is negotiable, we can raise the market price by half. Chen Kangshi replied.
"Hmph, Manager Chen is good at doing business, if the market price is still coming to your Nanye Bank? In the current market, there is no market, is there anyone looking for you to exchange gold at that price? Ning Zhiheng's face suddenly turned cold. This Chen Kangshi is squeezing oil from the stones, and he is worthy of being a veteran of business.
Ning Zhiheng pursed the corners of his lips and said: "It seems that Manager Chen is not sincere in doing this business, so I'll change the bank and take a look." Then he got up and wanted to go.
Chen Kangshi hurriedly stopped, he also knew that this Mr. Lin was not really leaving, but he was not satisfied with his bid. It seems that he is not a layman who is not familiar with the door, and hurriedly bid again: "One percent, one percent!" Mr. Lin, don't be in a hurry, isn't it all about doing business slowly! ”
The two of you come and go, entangled for a long time, they are both understanding people in the mall, and finally Ning Zhiheng finally got impatient, after all, it is a seller's market now, I have gold in my hand, and I will take the initiative. If it doesn't work, he will break up, he is not a real businessman after all, and he doesn't want to be entangled after a long time.
"Manager Chen, my Lin family has also been in business for generations, and if it weren't for the urgent need for a large amount of money in the business this time, I wouldn't have taken out all the money I have. To tell the truth, if I can't redeem enough money to save the emergency, I won't be able to pay it back home. Ning Zhiheng also looked helpless, putting on a posture of never compromising if he didn't achieve his goal, "Believe it or not, I will go to the central bank and raise the price by one percent." ”
Chen Kangshi was calm and relaxed at first, after all, when talking about business, isn't this how to test each other, and finally maximize benefits. But when Ning Zhiheng was a little impatient, he couldn't sit still, and he could judge that this price was really unnegotiable. It is estimated that it is already the bottom line of the other party.
In fact, observing Ning Zhiheng from the beginning, I can feel that this young man's temperament and demeanor are definitely well-educated, and his every move may also have a military background. That's exactly what happened, his eyes were indeed ruthless, and he couldn't get away from ten in a moment.
Such a person can make friends, after all, the bank is the boss's, but the relationship is his own. In this world, there are many friends and many roads, and there is no harm in making more friends with the ability and background.
made up his mind at the moment, patted his chest and said: "Since Mr. Lin is in trouble, then I, Chen, am not a person who cares about baht, so if the color is enough, then increase the price by one and a half, how about it!" Mr. Lin, this is my biggest concession! ”
Ning Zhiheng's face softened when he heard this. This is also his bottom line price, after all, the origin of the gold this time cannot withstand investigation, which is why he is not willing to show his true identity.
As for going to the central bank and the Bank of China to exchange, the price must be very lossy. It is a powerful private bank like Nanye Bank that is the best choice.
Once a consensus is reached, delivery of the gold begins. Although Chen Kangshi was mentally prepared, when the six boxes were opened, the powerful visual shock still calmed him down for a long time without speaking. Ma Dan, this is definitely a big dog!
After the professionals had inspected the fineness and weight of the gold, and then increased the price by one and a half, An Ning Zhiheng asked for it to be converted into pounds, a total of 18,000 pounds.
What is the concept of 18,000 pounds, let's put it this way, it is equivalent to about 72,000 dollars. That's 210,000 silver dollars before the monetary reform!
You must know that in Beiping, one silver dollar can ask for a mutton shabu feast, even at such a price in Nanjing, the monthly living expenses of a family of three are only three silver dollars.
According to Ning Zhiheng's instructions, all the money was put into a special suitcase. Originally, Chen Kangshi wanted to persuade Ning Zhiheng to stay in Nanye Bank and withdraw it by check, but Ning Zhiheng categorically refused.
He clearly knew that a few years later, a large number of state-owned banks and foreign-funded banks collapsed one after another in the protracted war, and some even declared bankruptcy after a few years. Countless people have wasted their life savings, and how many people have jumped off the river with a useless savings slip. He didn't want to be one of them.