Jacob. The smile on Fuggel's face these days can't be suppressed, why? Because it's been so easy to make money lately! As bankers, the Fugger family liked to ask them for loans from high-quality customers. Just like the five major banks in China in later generations, I saw rich people such as Ma's father and Lao Wang asking them for loans. Insurance, the profit is enough......

Moreover, the interest rate of the loan in this year is much higher than that of later generations. The aristocracy and the Fugger family started with an annual interest rate of 15%. This is still a nobleman with a better ability to repay, and those who have a lot of debts need to raise the interest rate to borrow money. For example, 20% or more...... Sometimes, in the event of war, the annual interest rate can even skyrocket to 40%......

What the? You say those nobles may not be able to afford it? Impossible. Why? This time to deal with the estates, the nobles used the land they bought as collateral. In any case, the land will not depreciate. It's really not good, it's a big deal to confiscate those estates that were bought with mortgages......

In short, a loan with a land mortgage is still a relatively safe loan. In addition, the introducer of this business, Marin, is also Jacob. The very high-quality customers in Fugger's eyes are no less than Ma Dad and Lao Wang in the eyes of the five major banks in later generations. Because, Marin has hard currency collateral in his hands - grain and spirits!

Marin and Duke Ulrich bought the population, and there was a gap of hundreds of thousands of gold coins. All this money needs to be borrowed from the Fugger family, and the annual interest is 15%. And Marlin also has a mortgage, which can be grain or spirits made from grain. are mortgaged according to 8% of the market price, which is what the purchase price looks like. Of course, only when Marin could not afford to pay back the money would he mortgage grain or spirits. According to the intelligence of the Fugger family, the value of the grain and spirits in Marin's hands far exceeded the value of the mortgage. Therefore, there is no worry that Marin will not be able to repay the loan. In this way, the business is lying to make money.

Therefore, before Marin developed the Americas into a prosperous country, the most profitable on the surface was probably the Fugger family. Secondly, it was the Duke of Württemberg, Ulrich, who took a lot of cash.

However, if you look at it in the long run, Marin, the most profitable person, is not counted, but the most profitable people are actually those nobles who carved up most of the estates. This is because arable land retains its value forever, especially in South Germany, where there are few plains.

Of course, this long-term will take hundreds of years. The value of these lands can only be reflected when later generations begin to speculate on land. If it is pure farming, the profit is far less than that of the Fugger family, which opened a bank. But in a few hundred years, who can say whether the descendants of these nobles can keep the land of their ancestors?

If you think about it from a risk perspective, the most unreliable Duke of Württemberg, Ulrich, has become the biggest winner. Because, he's already in the bag......

But it's a pity that most of the money from this goods has to be used to pay off debts, rather than to invest money to make money. Moreover, with the extravagant style of this product, even if it can be hundreds of thousands more after repaying the debt, most of it will be spent by it......

Otherwise, with the proceeds that he can cash out one hundred thousand Gulden gold coins, it will be enough to buy a few Boguo.

However, Marin liked a loser like Duke Ulrich the most. Because, if it weren't for the huge debt of millions of gold coins, how could he be forced to sell people? And Marin is the most lacking in population, and for this kind of loser duke who dares to sell the population, he is so happy that he can't wait to kiss him a few times.

Moreover, Marin wants to use the Duke of Ulrich as a benchmark and an example for others to see. You know, the Duchy of Württemberg is not the only one with the largest population in Germany. Most of the vassal states of South Germany were overpopulated. Mainly, there are too few plains here.

After hundreds of years of stable life, no wars, and an ever-increasing population, the vassal states of southern Germany had the problem of population surplus. Therefore, the famous German mercenaries mainly came from the South German region. Because, only here is the surplus population to serve as soldiers and send them to death......

In addition to these peasant uprisings this year, there will be even larger peasant uprisings in the next decade, also in southern Germany.

In the German Peasants' War of 1524, more than 100,000 peasants were slaughtered by the suppressors. Moreover, most of these are strong men! If you pack it with their families, that's hundreds of thousands of people!

If you can take the opportunity to buy it, you can reclaim a large area of land in North America! You must know that when the thirteen states of North America became independent, the thirteen states were only two or three million. Hundreds of thousands of people can reclaim two or three states. That's the old American state, a state is at least 100,000 square kilometers! Two or three states, bigger than the whole German region!

Of course, it is unlikely that the so-called development of two or three states will be fully reclaimed. However, the fertile land on both sides of the main rivers can still be developed. That's what the pioneers of colonizers did in the beginning. They are too lazy to develop places that are not close to the river and are inconvenient for irrigation, and only develop the fertile land that is close to the river......

In Europe, the fertile land by the river was generally in the hands of the aristocracy......

Marin is now spending a lot of money to buy people from Duke Ulrich, a loser, in fact, just to show others. At the right time after the completion of the transaction, Marin will also deliberately reveal the news to make the other South German princes blush. Then, in a few years' time, when the peasant revolt broke out in 1524, they would remember that it seemed that these rebellions could be exchanged for money! Then, without Marlin saying it, they will take the initiative to sell it. After all, most of the German princes were not financially good. If you can exchange money, they won't be willing to kill ......

Or, so to speak, the princes with good economic conditions will not overly oppress the peasants. Without oppressing the peasants, there will be no peasant uprising......

That is to say, all the vassal states where a peasant revolt broke out, their princes must be very short of money. Otherwise, they would not have squeezed the peasants and forced them to revolt.

When the time comes, these princes who are short of money catch the rebellious peasants and can sell them for money, and they will definitely be willing. After all, no one wants to be a poor ghost......

……

When Marin urged the Duchy of Württemberg to escort the 26,500 peasants and their families to Karlsruhe as soon as possible for loading, the last batch of 3,000 peasant families of 13,000 people bought from the Bryschgau region in the local port of Emden had already been loaded and left for the American continent.

This time, the destination of the 13,000 immigrants is still New Jersey, east of the Delaware River, which has just been occupied. There's an area of 20,000 square kilometers. Previously, it was mainly composed of tens of thousands of English refugees, and only a few thousand Germans. Including the New York area on the New Jersey side, which is also dominated by English refugees.

Marin was a German after all, and naturally did not want the English to prevail in the place he valued most, even if they were also Germanic.

Therefore, whether it is this group of 13,000 people, or the next group of hundreds of thousands, Württembergers must be preferentially settled in New York and New Jersey, so that the Germans will dominate. Of course, the little fools taught by Taylor also need to be equipped. Marin needed the help of these missionaries to fool the new immigrants into despairing with them.

Fortunately, now many of Taylor's disciples can take charge on their own, and there is no need for Taylor to personally teach Xiao Fu. And Taylor's many disciples can work together to teach a larger number of small fool missionaries to help Marin calm people's hearts......

However, New Jersey certainly won't need more than 100,000 people. So, when the hundreds of thousands of immigrants from Württemberg arrived, Marin's colonial army crossed the Delaware River and marched in the direction of what would become Delaware and Pennsylvania to the west, occupying and developing these areas.

In later generations, Pennsylvania's red oak was famous. And the famous battleship "Constitution" was mainly built of red oak. Moreover, Pennsylvania is rich in resources. The Appalachian Mountains to the west are rich in coal resources. Pittsburgh, the famous steel center of the United States, was located in western Pennsylvania, near the coal mines of the Appalachian Mountains.

In addition, the world's first modern oil well was drilled by Derrick, the "originator of oil", in 1859 in Testerville, in northwest Pennsylvania near Lake Erie.

Marin didn't know where Testerville was, but he knew that an early well like Testerville would have had oil seedlings exposed to the ground before it was developed, emitting a sulfur-like smell. Otherwise, the oil workers in the early years would not have drilled there. After all, at that time, the oil industry had not yet started, and there was no theory of "looking for water obliquely, looking for oil on the backside". The only reason why they can drill wells is because the oil seedlings are outcropping......

And having control of Pennsylvania, then it is possible to go further west and look for high-quality iron ore in the Great Lakes. There is iron and coal, and the industrial conditions here are even better than those in Germany itself. After all, there is a shortage of iron ore in Germany itself. Even fewer high-grade, high-grade iron ore like the Great Lakes region......