Chapter 728: Huitong Dilemma
"How much silver does the trading house have in its hands now?" Before coming up with a countermeasure, Song Zheng still had to inquire about his family background.
"I got together with Ming Xuan and Huang Yue, and I still have more than 40,000 taels in my hands."
"What? So little? Song Zheng was taken aback, when he set up a gambling game when he was the champion of martial arts, he also earned 340,000 taels of silver.
Lu Chun smiled bitterly, "In order to expand branches in various places, we almost smashed all our family funds into it. Now these more than 40,000 taels are the surplus money in our hands, which is used to meet our daily expenses. β
Song Zheng frowned, "The business bank has income every day, can't you think of a way?" β
"It's true. Unfortunately, these inputs, in addition to expenses, have to be used to repay the loans of Kaibao and Chase. According to the agreement, the loans were paid in monthly installments, and now there are rumors that the two major banks will repossess the loans. If we withdraw all the money, we won't be able to repay the bank's agreed loan this month. The two big money banks have an excuse to recover all the loans. Lu Chun had to explain to Song Zheng in detail.
Song Zheng nodded, knowing that at this point, he couldn't let the two big money banks be honest.
Lu Chun continued, "When my father and others created each semicolon, they left 15,000 taels of base silver for each semicolon, if they were all concentrated, it would be enough, but these bottom silver were used to deal with emergencies and could not be moved lightly. In August last year, a fire broke out in the Quzhou branch treasury, which burned down the treasury and a batch of goods, and it was only possible to survive with 15,000 taels of silver. β
"Fire? Have you figured out what's going on? β
"Oh, it's not like anybody was sabotage." Lu Chun obviously knew what Song Zheng meant, "It's that the person guarding the treasury accidentally ignited the goods, and one of the two people died." β
Song Zheng sighed, "Fifteen thousand taels, it's still too little." If the fire is any bigger, I'm afraid I will have to transfer money from the head office. β
"That's why we don't want to touch the bottom silver." Lu Chun said, "In addition, you also know. We don't dare to delay the silver from the Ministry of Internal Affairs, and we have to send a dividend of 15,000 taels of silver every month, and this money cannot be discounted at all. β
The money of the palace cannot be moved, which is a big backer of Huitong Commercial and Trade Bank. At the beginning, the little emperor invested 100,000 taels of silver in the trading house through the Ministry of Internal Affairs, and the monthly dividend also rose from the initial 2,000 taels to 15,000 taels, which was considered a huge profit. Of course, this is also the decision of the trading house to win over the palace. Although Song Zheng won the trust of the Holy Lord, he was able to ensure that the Internal Affairs Office made money, and this relationship was even stronger.
The commercial and trade bank couldn't draw out the money, and most of the family funds of Lu Dafu and others were empty, and the more than 40,000 taels they made up were not even a fraction of 280,000 taels. Fortunately, the matter of buying Ruifeng Qian Zhuang was decided by everyone through discussion, otherwise, I am afraid that Xu Mingxuan and Huang Yue would also have complaints.
"You haven't discussed anything with Uncle Lu?"
"How can it not be discussed." Lu Chun sighed, "Ming Xuan once proposed to borrow silver from merchants who traded in our trading house, but it was ......."
Song Zheng continued, "But Uncle Lu is afraid that this move will affect the credibility of Huitong Trading Bank, and once the news comes out, I am afraid that the merchants will lose confidence in the trading company." β
"Exactly. Now there has been a rumor about Ruifeng Money, and a few well-informed merchants have asked the trading company whether this matter is true, and I haven't bothered to answer them. If the matter is completely dispersed, I am afraid that the business of the trading house will also be affected. β
"yes, it's a chain of things, the business of the trading house has been affected, the volume of transactions has dropped, and our income has decreased. At that time, not to mention expansion, even the loans of the two major banks will not be repaid. β
Lu Chun was silent. In this way, the trade line has almost reached the point of life and death.
Song Zheng stood up, muttering something in his mouth, and kept pacing in the room.
Lu Chun waited for a while, and then said cautiously, "Xiaolang, can you think of another way from the Criminal Department?" For example, you can disclose your identity and return to Jiangning in a grand manner. The Holy One trusts you so much that you can ......"
"No! This time I came back, I had more important things to do, and I couldn't show up in public for the time being. Song Zheng said categorically, before understanding the situation in the Guogong Mansion, it would be more advantageous for Song Zheng to hide in the shadows.
Perhaps knowing that his tone was a little colder, Song Zheng explained, "If I show up in public, my opponent will deal with me in a different way." And I have been away from Jiangning for so long, and many things have not been figured out, and I will fall into the ditch if I am not careful. β
Lu Chun smiled bitterly, "Xiaolang, it's really hard for you." β
When Jiangning Commercial and Trade Bank was founded, it was struggling. It was all because Song Zheng brought Huang Yue and Xu Mingxuan, and then thought of getting the emperor's inscription, bringing in the Internal Affairs Office to buy shares, and also risked sneaking to the base of Chase Bank, and got something to blackmail Chase Bank, which opened up the situation in one fell swoop. Although Song Zheng no longer interfered in the affairs of the business and trade in the later period, everyone still habitually asked Song Zheng for ideas whenever there was a major event.
Now that Song Zheng came back secretly, he didn't even go back to the Song Mansion, and his own son couldn't take a look, so he clearly had more important arrangements, but he didn't want to be dragged down by the business and trade again. Speaking of which, Lu Chun was really embarrassed to ask Song Zheng to do more.
Song Zheng paced back and forth, repeating the words "head office, semicolon, money bank" and so on, and suddenly, he was blessed to the heart, as if he thought of something.
At this moment, a figure broke in, bringing a gust of fragrant wind - it was Lu Feng'er.
"Brother, that 'three-eyed gourmet' is here, and he wants to see you." Lu Feng'er said hurriedly. The scar on Huang Yue's face was indeed terrifying, and Lu Feng'er couldn't change his mouth in a hurry.
Lu Chun glanced at Song Zheng with an inquiring look.
Song Zheng groaned slightly, "It's best not to spread the news of my return to the Prime Minister's Mansion." β
Lu Chun nodded. He knew that it was not that Song Zheng could not believe Huang Yue, but that Huang Yue had Huang Yuandu behind him, and Huang Yuandu was the culprit who forced Song Zheng to send an envoy to Xishu. In this case, it is indeed not suitable to tell Huang Yue the news of Song Zheng.
"However, you can tell your uncle secretly to put him at ease. I have a way to solve the problem in front of me. β
"Really?" Lu Chun was overjoyed and said that if his father knew that Song Zheng was back and thought of a way, his illness would be immediately better.
Song Zheng nodded, "Go quickly, I'll wait for you here for a while, and I'll tell you what to do when you come back." β
"Good!" Lu Chun's face was sad and he immediately walked to the door.
Song Zheng smiled behind him, "Brother Lu, don't hang up!" β
Lu Chun was stunned for a moment, and immediately put away his joy and put on a sad face, which caused Lu Feng'er next to him to laugh, which made Lu Chun extremely embarrassed.
After Lu Chun left, Lu Feng'er turned her head and looked at Song Zheng curiously, her eyes were shining, and Song Zheng felt furious.
"Miss Feng'er, what's the matter, I don't fit Brother Lu's clothes properly?" Song Zheng chuckled.
Lu Feng'er shook her head, "No, Brother Song is wearing his brother's clothes, well, it looks good!" Speaking of this, Lu Feng'er's face turned red.
Song Zheng laughed, "It just fits." However, Lu Feng'er's next sentence made Song Zheng a little embarrassed, and the girl said in a low voice, "This dress is ...... I did it. β
"Oh! Very good! Song Zheng was stunned, so he had to praise and bow his head to drink tea. Xindao, this Lu Feng'er's craftsmanship is really good.
After waiting for a while, Lu Feng'er asked softly, "You...... Do you know Muboyo? β
"Brother Boyo? Nature is awareness. Song Zheng replied. When he was taking the martial arts exam, Mu Boyo was in the dark eagle and was used by Huang Song to deal with him. However, after he became friends with Huang Yue, Mu Boyao left Dark Eagle, and after being admitted to the Wujin Warrior, Mu Boyao went to the Taiping Prefecture garrison camp.
Taiping Prefecture also belongs to Gyeonggi, not far from Jiangning, but Song Zheng only saw Mu Bo about once in the Song Mansion during the Spring Festival the year before last, and Song Zheng did not know what happened later.
He ...... How's he a person? Lu Feng'er asked with a slight tremble.
Song Zheng suddenly realized, just heard the little girl Lu'er say that Lu Feng'er promised to marry someone, could it be Mu Boyo? These two people are also suitable. Although the Lu family is now a big family, it is a family of businessmen after all, and its social status is not high. Outsiders look up to the Lu family, also because of the status of "imperial businessmen". And Mu Yi, the father of Mu Boyo, although he is Huang Yue's henchman, he is from a subordinate background after all. Waiting for Mu Bo to take the Wujin Examination, Mu Yi was considered to be a "master", but he was still serving by Huang Yue's side.
Since he guessed that Mu Boyo was Lu Feng'er's husband, Song Zheng was naturally happy to be an adult, and immediately praised, "Brother Boyo is talented in martial arts, and they are all the best choices." β
"Brother Song, tell me." Lu Feng'er chuckled, "I...... I've seen him. "His face was still red.
Song Zheng was slightly stunned, and immediately guessed that it was probably Mu Yi who had taken Mu Boyue to Lu Mansion to ask for marriage, and Feng'er had secretly seen Mu Boyue by hiding on the side.
Mu Boyo has high cheekbones, and he is indeed not handsome. However, this couldn't help Song Zheng, and immediately smiled, "I have a lot of friendship with Brother Boyo, his father Muyi, and I also call him uncle, how can I deceive Miss Feng'er?" Brother Boyo has great ambitions, and the word Boyo is derived from Jiang Wei, a famous general of the Three Kingdoms. In terms of kung fu, can you win the martial arts among thousands of people, how can you be an ordinary person? In terms of resourcefulness, even the next one has to say that he admires. As for ambition, being able to call himself Jiang Boyue is even worse below. β
"How can you say it so well!" Lu Feng'er sneered and said, "The double champion of civil and military affairs, a young man in ancient times." Hee-hee! β
Song Zheng was dumbfounded, so he had to shake his head with a wry smile, lowered his head and drank tea again.
Seeing Song Zheng's embarrassment, Lu Fenger was a little proud. Song Xiaolang, who is famous all over the world, actually lowered his head in front of him, and he can indeed be complacent. It's a pity that this matter can't be said, it's really not interesting.
"Brother Song, just now you always praised Namu Boyo, I don't know what your ambition is?"
How dare Song Zheng say that his ambition is to be a thief and hide at home to count gold and silver treasures, so he won't let Lu Feng'er laugh to death. But Song Zhuangyuan couldn't brag that he wanted to "govern the country and level the world", so he had to respond, "My ambition is unbearable, and Miss Feng'er may not believe it." β
"If you don't say it, how can I believe it?" Lu Fenger seems to like to watch Song Zheng's embarrassment very much.
Song Zheng was helpless, and replied in a humming voice, "My ambition is-'One acre of land, two cows, wife and children hot kang.'" 'Does Miss Feng'er believe it?' β
"Huh?" Lu Feng'er obviously didn't expect Song Zheng to answer him like this, and she was immediately stunned.
Song Zheng finally breathed a sigh of relief, and his embarrassment suddenly subsided.
After a long time, Lu Feng'er said angrily, "Brother Song scolded me again, I won't talk to you anymore!" With that, he hurriedly turned and left.
Song Zheng couldn't help laughing. Lu Feng'er, who walked to the door, turned her head and glared at Song Zheng fiercely, then her eyes turned red, and she turned around and walked more quickly.
Song Zheng laughed and said secretly, this Lu Feng'er is Mu Boyo's fiancΓ©e, and she can't be provoked. Today's words can be regarded as the beauty of adults, and when they get married in the future, they should ask Mu Boyo for a cup of happy wine.