In fact, Li Er was very unoptimistic about Li Chengqian's behavior.

Li Chengqian didn't care about these at all, his positive emotional value finally increased, and he added ten points of spiritual strength each.

Li Chengqian: Congenital stage.

Spirit: 20

Strength: 20

Nearly 20,000 positive sentiment points were spent.

Lu Zihou came to report the situation of the weight loss shop.

"Your Highness, in just three days, we have given away a thousand yuan for nothing." Lu Zihou said.

"It's a good deal!" Li Chengqian said calmly.

Lu Zihou: "??? ”

Is Li Chengqian crazy, what is the concept of a thousand times? A very good house in Chang'an City.

In three days, Li Chengqian gave away a set of houses! Is this still a human thing? The most terrifying thing is that Li Chengqian thinks it is a good deal......

Of course it's cost-effective, here in Li Chengqian, his strength has doubled, and he now has an impulse to fight a thousand!

"The business of the weight loss shop must continue to be done, and all our business must be supplied to the business of the weight loss shop, you know." Li Chengqian said.

Lu Zihou was helpless: "Yes." ”

Li Chengqian thought about it, the bank had to get up and running quickly, and his daily expenses were very large, and he had to find a more profitable way to do it.

With Li Er's treasury bills as the first step, his current banking concept is easily accepted by the people.

Li Er's treasury bills can only be exchanged after a certain period of time.

Li Chengqian's bank is different, it can be deposited and withdrawn at any time, and the interest is certainly not as much as that of treasury bills.

There are also fixed deposits, and the interest rate is about the same as that of Treasury bills.

People who didn't grab treasury bills before were overjoyed, this bank is so good!

As for why someone didn't grab the treasury bills, it was a precautionary measure for Li Er.

You can't issue too many treasury bills, otherwise, you really can't afford to pay them back, which is deduced by the ministers.

In order to make everyone save money more assured, Li Chengqian asked Lu Zihou to release the news that his bank was followed by him and the queen.

After knowing this, a large amount of idle funds were absorbed by his bank.

10,000 yuan a day, and it is still increasing.

Li Chengqian said to Lu Zihou: "How about it, I spend 1,000 guan in three days and earn 10,000 guan a day, which one is great?" ”

"This money of yours is saved by everyone to earn interest, and it is not yours." Lu Zihou said.

"You don't understand, money can make money, they save money, one person's money may be nothing, a lot of money can be collected to make a lot of money." Li Chengqian said.

Lu Zihou knew what Li Chengqian meant, didn't he just take out loans?

His bank decisively launched a loan business, home mortgages, antiques can also be mortgaged.

Lu Zihou finally knew that it was indeed impossible for Li Chengqian to lose money.

The review process is very strict, the loan cannot be more than the collateral, and after the deadline, the collateral will be collected.

Anyway, the bank can't lose.

There are many people who take out loans, and they generally borrow money, which can only be borrowed from relatives.

This kind of way to borrow money elsewhere used to be only usury, and usury was something they couldn't afford.

Prince Bank, the interest rate is not high, less than one-third of the usury, only 15,000 a day.

People in need come to take out loans, and most of the loans they can get are mortgaged their homes.

Finally let his money, not only not decrease, but also surplus, Li Chengqian breathed a sigh of relief.

At this rate, he will soon be able to double his strength again, double it a few more times, and I'm afraid he will be able to go to heaven and earth!

It's so cool!

This is not the most powerful place, the most powerful part is that he has changed the appearance of Datang.

Fat as beauty? Now it's about being thin and getting rich, and whoever loses more weight will make more money!

His prestige has also increased to a terrifying height, who doesn't love the Fortune Boy?

There are also many people who are red at Li Chengqian, and banks have sprung up like mushrooms after a rain.

And these new banks use a very simple method, that is, higher deposit interest and lower loan interest.

Simple, rude and brainless, it had a great impact on Li Chengqian's business.

Many people took out their money from Li Chengqian and deposited it in the newly opened bank.

Lu Zihou hurriedly came to Li Chengqian's place to report the matter, and Li Chengqian shrugged.

"This is a normal thing, and they are also competing with us on a legitimate basis." Li Chengqian said.

"His Royal Highness has used patent fees to get a lot of people in the past, so it's better to collect patent fees from them this time." Lu Zihou said.

"No, why are you so naïve? In the past, I collected patent fees, which were selective, but this time, these banks, the forces behind them, are more complicated, so I still keep a low profile. Li Chengqian said.

"Then we will also increase the interest on the deposit?" Lu Zihou asked.

"No, it's not cost-effective, what we need to do is to set industry standards and set an example for everyone." Li Chengqian said.

"Setting industry standards?" Lu Zihou was puzzled.

Li Chengqian said: "In this way, you can call all the people who opened these banks together to discuss this matter, for example, to withdraw money across banks, you only need to pay a little handling fee." ”

Lu Zihou was surprised, this is indeed a pioneering feat!

Obviously, their bank, taking the lead in doing this, will not have a low status, and even have a faint sense of taking the lead.

Now there are a total of 20 banks in Chang'an, and Lu Zihou has sent invitations to each bank.

In the end, only five banks accepted Lu's invitation.

Obviously, the other banks are ready to compete with Li Chengqian, rather than cooperate with Li Chengqian.

The founders of the five banks were all invited by Lu Zihou to his home and talked while eating.

Lu Zihou said: "I know that there are big people behind you, and you can come to give the prince face, I think everyone can't make money by making the interest on their savings so high, we still cooperate well." ”

His words made everyone very comfortable.

"How to cooperate?" Someone asked.

"It's very simple, we communicate with each other, and if someone else saves money in one place, they can withdraw it in the other." Lu Zihou said.

Five people were interested in this.

Lu Zihou continued: "The interest rate is also the same, and there can be slight changes, mainly depending on which of us has attractive activities. ”

The rest of the people looked at Lu Zihou, obviously, Lu Zihou had something, what was the activity in his mouth? Everyone was curious.

"This is really good, Lu Zihou, I am willing to cooperate with you."

The other four also expressed their willingness to cooperate.

The news of the cooperation of the six banks spread, and the remaining fifteen banks panicked, and they cooperated separately, seven and eight.

As a result, the banks of Chang'an City formed a three-legged form.

Lu Zihou told Li Chengqian about this, and Li Chengqian touched his chin, he should kill all these competitors.

He remembered seeing the method before, in a TV series.

Recall it and roughly remember the method.

Li Chengqian said: "Lu Zihou, if you release the notice, just say that our bank guarantees that you can exchange silver tickets for cash at any time, and will never break your promise, otherwise, you will close the door directly." ”。

Lu Zihou nodded, this is really necessary, it looks very professional, very good.

Li Chengqian is purely for the yin people......