Chapter 42: Credit

The Huangzhou Governor's Office came to an end in the raid of the private coinage furnace at the boundary of the territory, and the coins minted by Daye Supervisor were able to circulate smoothly in the market, and the government confiscated the inferior money in various prefectures and towns, and strictly prohibited the continued use of those strange-shaped trimmed coins. Pen % fun % Pavilion www.biquge.info

Yu Wenwen, the governor of Huangzhou, reflected his credit in this matter: if you mint a coin privately, you have to cut off your head, and the official will cut off the dog's head!

This operation also reminded people of that Chinese New Year's Eve four years ago, and remembered the ferocious side of Yuwen Wen, not to mention elsewhere, there was no trace of a private furnace anywhere in the territory of the Huangzhou Governor's Mansion.

At least in recent times, no one has dared to mint coins privately.

But even so, things have not changed much for the businessmen, who still have to face the same old problems, which still seem to be unsolvable.

The business sells goods, and buys copper coins, but once the transaction amount exceeds a certain level, copper coins are not easy to use: because they are too heavy and inconvenient to carry.

The weight of the usual full money is about four to five catties, and the lowest grade of Huangzhou cloth is about eighty or ninety wen, which means that the consistent full money can buy about ten horses of this kind of cloth, but the merchants have to buy thousands of horses at a time, and the amount and weight of copper coins required are considerable.

Not to mention the better Huangzhou fine woven fabrics, or those dyed fine woven fabrics, according to the grade, the price ranges from two or three hundred wen to seven or eight hundred wen per horse, or even more than one thousand wen, and it is even more inconvenient to use copper coins to buy these cloths in large quantities.

Tens of thousands of catties of copper coins at every turn, not to mention whether you can make up enough amount, transportation alone is a problem, the merchants of Shannan Prefecture are easy to do, Huangzhou is downstream, it is convenient to transport money by ship, but what should the merchants in the north do?

According to the old rules, that is, money and silk are both, copper money can buy things, cloth can be used as currency to buy things, the imperial court issued Lu, and the hair is also Lu rice and cloth, the circulation of copper money in the Yangtze River basin is good, and the north, especially in Hebei, is basically bartering.

In these places to bear the monetary function is the cloth, copper money to Mo, through, cloth on the ruler, paragraph, horse, since ancient times is so money and silk at the same time, small business with copper money, large business with cloth.

Therefore, the quality of copper coins is not a key issue at all for wealthy businessmen who do big business, and their headache is how to transport copper coins once the other party does not accept cloth in large transactions.

Because among the hot-selling goods in Huangzhou, the first thing is cloth, and everyone already has something, how can they exchange it for something similar?

If you use copper coins, it will be really troublesome, from Yecheng south to Huangzhou to buy cloth and buy booksellers back, if you use a car to pull tens of thousands of pounds of copper coins south, the journey of more than 2,000 miles is really miserable.

Of course, it is also possible to use other things such as silk and hemp, but it is a large expense to transport bulk items over long distances, which directly increases the cost and affects the profit.

Gold, silver or jewelry can also be used as payment, these things are valuable and easy to carry, but not all merchants can provide a large number of jewelry, not to mention that for wealthy merchants, Huangzhou's glass mirror is worth a lot, and it is not necessary to buy jewelry with jewelry.

The things that one wants are all sorts of things, and they can't be solved by just gold, silver, jewelry.

On the eastern outskirts of Xiyang City, a horse-drawn carriage came from the direction of Bakou Port, walked on the official road and slowly walked towards the east gate, and Cen Chong was looking at the outside scenery through the window of the carriage.

On the left side of the official road is the river embankment, and there is a beacon at every other distance, which is used for beacon smoke transmission and the other is to guard the river embankment, and on the right side is a large area of farmland, and of course, there is a huge military camp.

The Hulin Army of Huangzhou, the governor of Huangzhou and Yuwen Wen, is somewhat famous in Shannan, and Yuwen Huangzhou relies on this army to conquer everywhere, and by the way, he is stationed in Huangzhou to deter Xiaoxiao.

The Hulin Army barracks are located on the edge of the official road from Bakou to Xiyang City, as the popularity of Huangzhou becomes more and more popular, there are more and more people coming and going on this official road, and the Hulin Army no longer prohibits passers-by from looking at the barracks.

Anyway, I can't see what the situation is inside, even if Chen Guozuo looks at the appearance of the barracks, it's useless: Chen Jun can't beat it.

Cen Chong was a little distracted, not for the magnificent river embankment, nor for the Hulin Army barracks that he had seen many times, he had traveled back and forth to Jingzhou and Huangzhou many times to do business, and this time was a little different from the past.

He carefully took out a flat wooden box from his bosom, opened it, and took out a piece of paper with a delicate pattern, which was very light to hold, but also very heavy, and could not withstand the slightest twist and turn.

Thousands of copper coins are all on this piece of paper.

No, it can't be called paper, it should be called a bill of exchange, this is a bill of exchange of the Ruixing, which saves the trouble of long-distance transportation of copper coins, just don't make any moths when cashing out.

Cen Chong is the old customer of the Ruixing, and the money for trading is tens of thousands, but it is really troublesome to transport copper coins, even if there is a convenience of water transportation, it is not worry-free, and the new bill of exchange launched by Ruixing has helped a lot.

Ruixing has a branch in Jingzhou Zhicheng, Cen Chong delivered copper coins and precious medicinal materials in its branch, and after the counting, the two sides negotiated a total price of 10,000 yuan, and then the other party issued a bill of exchange.

Take this bill of exchange to Xiyang City, Huangzhou, and go directly to the main number of Ruixing to cash, and you will have 10,000 yuan in your hand, so as to save the trouble of trekking with a large amount of money.

It looks very convenient, but the risk is also very large, once the other party does not admit it, then this is a piece of waste paper, Wanguan money is gone, if it is someone else, he will not dare to act like this, but Ruixing is different.

Because this is the industry of Gongyu Wenwen of the State of Yi, the credit is very good.

Yu Wenwen, as the second son of Yu Wenliang, a major bank in Shannan Province (has passed away, is nominally a nephew), it can be said that no one cares about walking sideways in Shannan, but this person's credit has always been very good, especially in trading.

It is very convenient to use a bill of exchange, provided that there is credit, a piece of paper is not worth much, and the other party guarantees that this piece of paper can be cashed out in the Huangzhou general number, and credit is the most critical.

With Yuwen Wen's status, if he doesn't recognize this bill of exchange with a clear conscience and insists that it is fake, then Cen Chong and the owner are really helpless, but this Yuwen Erlang's consistent performance is "honesty", so Cen Chong's owner decided to take a risk.

If it goes well this time, it will save a lot of trouble in the future, and open a bill of exchange in Yucheng, and take a piece of fluttering paper to Huangzhou to purchase, how convenient it is.

Even when you set off, you don't even have to prepare a cargo ship, you can make a cargo ship in Huangzhou, anyway, this kind of cargo ship that is almost thrown away once is cheap, and after transporting the goods back to Jingzhou, you can recover a sum of money at a low price, which is cheaper than organizing your own fleet.

The carriage was about to drive into Huangzhou City, Cen Chong put away the bill of exchange, looked at the familiar Huangzhou street scene outside the window, and couldn't help but clench his fists lightly: "I hope it will be cashed out smoothly later..." )