Zhi Zhao was stunned by Cui Wenqing's words that were like a river rushing, and the whole person was directly stunned and stupid on the spot.

Seeing that she didn't come back to her senses for a while, Cui Wenqing understood that the concept of national debt was too modern, and it was quite difficult to understand the thinking of the ancients, so he simply simplified the complex and said: "Let's put it this way, the lady must have borrowed money from others, right?" One day you suddenly want to do a big thing, but you are very short of silver taels, then you borrow from friends around you, you promise to borrow three years after borrowing the silver taels, and then according to the annual interest of 10% of the interest to allow the gold, this is the basic principle of the national debt, I don't know if you understand? ”

Zhi Zhao was stunned for a while, but gradually understood, frowned and said: "What does the husband mean, does he want me to borrow money from the imperial court?" Now the money and food of the imperial court are also very tight, and it is impossible for the official family to lend us money. ”

Cui Wenqing smiled and said, "Who told you that you borrowed money from the official family?" ”

"Huh? Who is the husband talking about borrowing money from? Zhi Zhao was puzzled for a moment, and said, "Except for the imperial court, who can lend us 600,000 taels of silver for a while?" ”

Cui Wenqing replied with a leisurely smile: "The people we can borrow money are naturally the people of all living beings in the world, and only they can get so much silver." ”

"Huh? Borrowing from the people? ”

"Yes, for the husband's meaning, is to use the golden sign of Zhenwu Army to borrow money from the private sector, no matter how big or small, the more the better, we promise to repay in three years and promise interest, and use the bill as a credit basis to provide to the people as creditors, so that the sand becomes a tower, and the small amount becomes a lot, and 600,000 taels of silver are naturally captured."

Zhi Zhao was stunned by his words, and couldn't stop stammering: "This ...... Is that okay too? ”

"Why not!" Cui Wenqing smiled confidently, "As far as I know, Daqi's private lending has been very chaotic, often people lend out silver taels and can't recover the interest principal, and end up empty, so fundamentally, because private borrowers have no credibility at all, there will be such a dilemma, so private loans can only exist between relatives and friends, this is not how high the reputation of relatives and friends is, but everyone thinks that relatives and friends are not easy to deceive people, and it is easier to recover the borrowed silver taels, but the court is different, in the eyes of the people, The imperial court has a strong reputation, and there is almost no such thing as defaulting on debts. ”

Speaking of this, Cui Wenqing paused slightly, and said in an accentuated tone: "As a member of the Zhenwu Army, it is also equivalent to a member of the imperial court, and it naturally has strong credibility for the people, we can use the signboard of the Zhenwu Army to borrow money from the people, I believe that it will not be long before 600,000 silver taels will be captured soon!" ”

Zhe Zhao was stunned for a long time, and only then did he understand what Cui Wenqing meant, and suddenly his beautiful eyes lit up, but he was not worried, and said in a trembling voice: "Cui Wenqing...... It has never been possible to borrow money in the name of the imperial court for thousands of years, and if we do this, we will be impeached by those imperial historians! ”

Cui Wenqing said solemnly: "Once upon a time, a great man said that no matter whether it is a white cat or a black cat, the one who can catch mice is a good cat." As long as we can solve this urgent task, what are you doing with so many imperial histories! If anyone doesn't agree to do this, then let him be responsible for organizing the military rations of the Zhenwu Army! ”

Zhi Zhao hesitated for a long time, suddenly took a deep breath, and sighed lightly: "The saint is in a desperate situation, ten thousand laws can be used, indeed, now we can't care about so much, okay, then do as you say, I still don't know something." ”

"Lady, please speak."

"Husband, it's easy to borrow money and it's hard to repay it, if the people want us to pay back the money at that time, but we can't come up with so much money, what should we do?"

"Hehe, in fact, this problem is also easy to solve." Cui Wenqing said with a smile, "We are borrowing money from the people, but on the other hand, we can also lend out the borrowed money and charge higher interest rates, so as to earn the difference." ”

Seeing that Zhi Zhao had already begun to frown and think about it, Cui Wenqing shook his hand and smiled: "Let me give you an example, lady, for example, when you first came to Taiyuan City, you wanted to buy a house in the city, but you didn't have enough silver, what should you do at this time?" ”

Zhi Zhao thought for a while and replied: "There are only two ways to choose, first, work hard to earn money and save money, and then buy a house when you have earned enough money; Second, borrow money from relatives and friends and repay it in a timely manner. ”

Cui Wenqing bowed his head and said: "What the lady said is very true, but the first method is to carve a boat to ask for a sword, and when you earn enough silver, the original favorite house may be bought by others, as for the second method, borrowing money is not bad, but when you come to borrow money to receive people's faces, maybe you will be looked down on by relatives and friends, and this method is not advisable." Therefore, I can provide a third option here, and that is to borrow money from our Zhenwu Army. ”

Cui Wenqing continued to say in a deep voice: "For example, a house in Taiyuan City costs one hundred taels, and the buyer only gets fifty taels of silver, as long as the reputation is good and the family background is clean, you can borrow fifty taels of silver from our Zhenwu Army, and the profit is paid off in three years, you think about it, we borrowed silver taels from the hands of the people with one percent interest, and lent them to others to collect two percent interest, which is enough to earn one percent of the profit, that is to say, we didn't do anything, just changed the silver taels from the left pocket to the right pocket, and earned ten taels of silver back, so far, Isn't it a white wolf with empty gloves?! ”

Zhi Zhao was dumbfounded when he heard this, obviously shocked by Cui Wenqing's methods.

From childhood to adulthood, Zhezhao, who grew up in the desolate land of Fuzhou, felt that it was difficult to make money.

Especially seeing that her parents spent a lot of energy in order to raise the food and salary of the Zhenwu army, she felt that it was not easy to make money.

Since she took over the Zhenwu Army, although the military power is in hand, the financial power can only be handed over to Zhi Weiben.

It's not that she doesn't know the severity, but she doesn't know how to do business at all, and she can only rely on her ability to make money in business, so as to maintain the Zhenwu army.

But as far as the truth is concerned, relying only on the fixed annual allocation of the imperial court and the slight operation of the discounted capital, the Zhenwu army still lives a tight life every year, and can only barely make ends meet.

Unexpectedly, today, Cui Wenqing proposed such an unbelievable way to make money, it is a different matter if it takes effort or not, just by virtue of the signboard name of Zhenwujun, she can earn a huge amount of money by sitting here and doing nothing, which is really shocking, and it completely subverts her previous cognition.

But soon, he suddenly thought of a loophole, and hurriedly asked: "Husband, what if someone else borrows money from us but doesn't pay it back?" ”