The operation of a money bank is not as simple as opening a grocery store.

It's not impossible to have no experience at the beginning, but you will take a lot of crooked paths, and you can even collapse yourself if you are not careful.

There are a lot of details that need to be paid attention to, especially a few core principles that must not be broken.

Li Yuanjing barely knows this, but for some more delicate data, he still needs to hire a large number of people to calculate, but unfortunately, there are not many such people at present.

"What? Are you sure you heard it right? Fang Xuanling's originally excited face instantly stiffened there, and a pair of eagle eyes stared straight at his subordinates.

"The subordinates haven't heard of it, and that's how they did reply."

"The old man was not surprised by this result at all!" The eldest grandson Wuji said calmly on the side.

"If the family doesn't participate, it will be difficult for the money village to move an inch!" Fang Xuanling frowned.

"People don't look down on this little benefit, what are you going to do?" The eldest grandson Wuji looked at Li Yuanjing and asked.

Five surnames and seven wangs, two Li naturally don't talk about it, one is the initiator, and the other Zhaojun Li family, who rose because of the halo of the royal family, has no choice at all.

In fact, the Zhaojun Li clan can be called a member of the Seven Hopes, and it is by virtue of the Longxi Li clan that the Zhaojun Li clan is the weakest among all the families.

There is a direct conflict between the money bank's business and the family's money lending business, and it is estimated that it is impossible to give up higher-yield lending and choose to invest in the money bank.

Do they need money? Are they short of money?

According to the current proportional distribution, investing in the money bank will be considered to be the behavior of the family bowing to the royal family.

Although Li Shimin's original intentions are good, how vicious is the family's vision? Is it so simple for their little brains to think? A casual sentence may allow them to spy on the real machine, not to mention the obvious intention of Li Shimin's kind move!

"Without Zhang Butcher, is it possible that everyone will not eat meat anymore?" Li Yuanjing said with a slight smile.

This result did surprise him, but on the whole, he was still very happy, at least the family directly refused, so that he would not make trouble for himself from the inside in the future.

"The first business of the money village is to serve the imperial court well, the king hopes that all the officials in the capital will be paid through the money village, the household department only needs to provide monthly bills, the money village will be recorded according to the order, and the other is the military salary of the garrison in Beijing, but also through the money village to directly distribute to the soldiers' accounts.

If possible, it is best for each yamen to set up an account in the bank, deposit the money into this account, and reconcile the accounts between the two parties every five days, and approve the payment as soon as it is one day, and as slow as it is only six days. Li Yuanjing began to pull up customers, the most important thing in the money bank is always the depositor, since the family is unwilling to cooperate, then it has to fight the idea of the imperial court.

Although Li Yuanjing didn't think about pulling the family to play with him at the beginning, they were opponents, how could they eat in a pot?

"These things are not urgent, they can come one by one, and the top priority is to think about how to deal with the current situation!" Fang Xuanling shook his head secretly.

The fact that the five most iconic Maisons were not involved is a pity, but it also has a great impact on them.

If the family participated, they could almost simultaneously lay out the Qian Zhuang in the entire Tang Dynasty, although it was okay now, but if the family secretly objected, after leaving Guanzhong, the road of the Qian Zhuang would not be so smooth.

"These kings have their own countermeasures, you don't have to worry about it, let's talk about what happened just now!" Li Yuanjing rolled his eyes speechlessly, it was obviously a good thing, but they regarded it as a disaster like the destruction of heaven and earth, I really don't know what to think.

"What's the matter?" Fang Xuanling didn't react for a while.

"The court and military salaries, money is not more than manpower, which can effectively prevent the occurrence of corruption, although the officials of the Tang Dynasty are still relatively clean now, but what about the future? Who can guarantee that the most important thing is to set a rule, and to prevent it from happening. Li Yuanjing then flickered, which can be regarded as sincere consolation.

There is no perfect system, but every system should try to find loopholes as much as possible and then improve it.

At least through the money bank, at present, this phenomenon can be prevented, at least each ministry has a bill, the money bank has a bill, the two sides do not match the number, either one of the records is wrong, or there is a ghost in it, the bill record is more detailed, you only need to find the error can directly find out the reason.

This method is not the most perfect, but if you want to find a solution, it can be as short as a few months, as long as decades, and there is a fatal factor, that is, you have to buy off the reconciliation bookkeepers on both sides at the same time, otherwise you can't break this method.

"The scale of personnel involved is too large, which is beyond the scope of the old man's ability!" Fang Xuanling continued to shake his head.

"You can start a pilot first, for example, start with your Zhongshu Province, and send it through Qian Zhuang to be limited to Zhongshu Province this year, if the effect is good, it will be promoted next year." It's the same in the army, one from the left and right prison guards and one from the left and right thousand cow guards to be used as a pilot. Li Yuanjing continued.

"Your Highness, you better say it directly, the old man and Xuanling are old, if you don't explain it directly, the old man is afraid that it will be difficult for the old man to understand the meaning of His Highness's words......" The eldest grandson Wuji squinted his eyes slightly, and his mouth raised slightly.

Li Yuanjing couldn't help but sobbed his mouth, this eldest grandson Wuji, who was really a special monkey spirit, even played with him.

"This king thinks it's better to go to His Majesty and talk about this matter himself!" Li Yuanjing's face is small, he loves to play or not, and he uses the means of this king to deal with this king, do you know the one who sings courage?

"Hehe, His Royal Highness said that it is naturally no problem, but each has its own benefits, the old man is old, in case he says something wrong, or does something wrong, it is not very appropriate......" The eldest grandson Wuji looked at Li Yuanjing with a wicked smile, as if he had eaten him.

Li Yuanjing pouted, is this still the eldest grandson Wuji he knows? It's an old scoundrel.

"One hundred and seven profits, the money of the imperial court is not so easy to earn!" The eldest grandson Wuji said his conditions with a smile, mainly because he was afraid that he would force Li Yuanjing not to play according to the routine.

Li Yuanjing shook his head violently, and said: "Whoever you like to find and who you want to go, this king will only make a profit if you release it, and it also includes various costs, and the king of Liben, who gives you one hundred and seven, will also post money himself, saying that your eldest grandson is such a shrewd person, didn't you think that so much money came in, and could you lend it out in time?"

Moreover, have you taken into account that your money needs to be used at any time, current, do you understand? The interest of one hundred and one is stunned by you to one hundred and seven, so simply this king will give you the money, and you can take it as you like, you can give this king one hundred and six interest, and this king will also let you earn more, how about it? ”

The eldest grandson Wuji grinned, he really didn't take into account these factors, mainly because he was not proficient in the business, and he didn't consider the current term or anything, he only knew that Li Yuanjing wanted to make a profit of one percent when he lent money, and he wanted to make more points to let Li Yuanjing earn less.

Besides, the extra money is also for the various yamen, and it doesn't fall into his own pocket, thinking of this, the eldest grandson Wuji's slightly red face slowly recovered a little, and said, "One hundred and five......