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Contrary to the cold reception received by the envoys of the Song State, such as Cai You, Wang Hao, and Li Bangyan, the generals and their families were received extremely warmly.

Jin Fushi is a very capable official.

Long before the arrival of Tai Xue, Han Shizhong and others, Jin Fushi found Tang Long to build comfortable accommodations for Tai Xue, Han Shizhong and others, as well as their families, and hired servants and maids for their families.

As soon as they received the Tai students and Han Shizhong and their families, Jin Fushi and Licao's men sent them to their new homes in luxurious carriages, and then let their families eat the first-class feasts prepared in advance, and at the same time left a hundred yuan of paper money for each family to let their servants and maids take their families out for a walk.

In the two or three months after Cai You returned to China, Li Yan personally took charge of the money bank and banknotes.

In fact, Li Yan has been preparing for this matter for a long, long, long time.

It took nearly two years for artisans to create banknotes that were difficult to imitate.

Moreover, Li Yan asked people to build more than 200 high-end and high-grade money houses with a unified style in the central areas of various prefectures, prefectures, and counties in his territory.

In addition, Hu Cheng carefully selected 3,000 smart and clever guys, and Li Yan and Hu Cheng trained them together - for this reason, Li Yan also deliberately "invented" Arabic numerals, multiplication and other things far beyond this era, and Li Yan also racked his brains to write everything he knew about the money bank (bank), and then asked his subordinates to edit it into a textbook.

In addition, in order to issue paper money, Li Yan asked people to cast all the gold and silver he had obtained over the years into gold and silver coins one after another—the front of the gold and silver coins was all printed with the word "Yan", and the back was all the words "Shuibo Liangshan".

Therefore, this kind of gold and silver coins are slowly called derivative coins.

In fact, Li Yan originally wanted to print his portrait on the Yan coin, but the current technology does not support Li Yan to do this at all, and the gold and silver are soft, even if they are printed, they will slowly deform, and they can't see his handsome appearance clearly.

So, Li Yan finally gave up on this tempting idea.

However, although Li Yan failed to print his portrait on the Yan coin, he printed his portrait on the banknote - ten yuan, with Li Yan's portrait on the front and a landscape painting of Shuibo Liangshan on the back. Five yuan, the front is a portrait of Li Yan, and the back is a landscape painting of Jeju Island. Two yuan, on the front is a portrait of Li Yan, and on the back is a landscape painting of Seoul. Wait a minute...... In short, the front of all banknotes is full of Li Yan's head.

The maximum denomination of banknotes issued by Li Yan is 10 yuan, and the next order is 5 yuan, 2 yuan, 1 yuan, 5 yuan, 2 jiao, 1 jiao, 5 cents, 2 cents, and 1 cent, corresponding to 10 yuan, 50 yuan, 200 yuan, 100 yuan, 50 yuan, 20 yuan, and 10 yuan.

That is to say, one gold coin is equal to ten silver coins is equal to ten guan (ten thousand wen) is equal to one hundred yuan banknotes.

However, the paper money issued by Li Yan is only linked to the Yan coin, that is, the gold and silver double standard, and does not support the exchange of copper and iron coins, and is committed to replacing copper and iron coins with paper money, so the market for copper and iron coins in Li Yan's sphere of influence will become smaller and smaller, and will eventually disappear completely.

(Li Yan first wanted to implement the gold standard, the second choice was the silver standard, but Li Yan's gold and silver were not enough, and Li Yan also knew that the Song Kingdom, including the Liao State, the Jin State, and the Western Xia Dynasty, did not have much gold and silver, in this case, if the gold standard or the silver standard alone was difficult to promote on a large scale, so Li Yan could only choose the gold and silver standard system, which was not too stable, and then gradually transition to the gold standard in the future according to the situation.)

But then again, even though the gold and silver double standard system has relatively unstable and chaotic problems, it also has its advantages - because it is a double standard, its source of monetary materials can be both silver and gold, and the source is sufficient; When you need to make large transactions, you can use gold, and small transactions can use silver, which is flexible and convenient; The two coins can complement each other; It is more convenient to stabilize the exchange rate with other currencies, and it can trade gold coins with European countries with gold as the main currency, and with Asian countries with silver as the main currency. ）

More than 200 money houses in the four counties of Lelang, Zhenban, Jeju and Taiwan were listed on the same day, and gold and silver coins were exchanged for paper money in public.

On the spot, the head office of Seoul exchanged 1 million gold coins and 10 million silver coins (equivalent to 20 million kan). ）

The scene of a million gold coins and ten million silver coins on display cannot be described in words.

Plus well prepared.

Coupled with Li Yan's good reputation.

The banknotes were issued.

Of course, this kind of thing still needs the test of time, and it needs to be constantly corrected according to the situation.

In short, there is still a long way to go.

At this stage, there are three people who help Li Yan issue money and banknotes, namely Jiang Jing, Hu Cheng and Li Ying.

However, Li Yan was not very relieved about the three of them - with the talents of the three of them, it was still a little reluctant.

Later, when Li Yan was studying Jiaozi, he thought of a person - Zhao Kai.

(In fact, the Song Dynasty already had paper money, that is, the earliest paper money Jiaozi in China, but Zhao Ji found that the money came quickly, so a large number of additional issuances could not be cashed, resulting in a large depreciation of Jiaozi, and eventually led to the decline of Jiaozi.) ）

Historically, Zhang Jun knew that the Privy Council had declared the Fu of Sichuan and Shu, and ordered Zhao Kai to be the transfer envoy of the army, set up money in Qinzhou, and minted copper coins in Xingzhou.

After that, Zhao Kai produced a large number of money quotations (also a kind of paper money, which belonged to the successor of Jiaozi), bringing the number of money quotations to 41.9 million yuan (guan), exceeding the limit by about 33 times.

However, unlike Zhao Ji, although Zhao Kai issued a large number of banknotes, it did not cause inflation - Zhao Kai issued money quotations in Sichuan and added silver silk as a preparation for the issuance of money quotations. The government sold silver silk and allowed the people to use money to buy silver silk. The people needed to pay various taxes to the government, and Zhao Kai allowed the people to use money to pay them. Therefore, the measures taken by Zhao Kai ensured the stability of the value of money.

From these means, it is not difficult to see that Zhao Kai is a financial genius.

Moreover, Zhao Kai is also a financial expert, with the reputation of "being able to transport department stores with one step, and being able to help the three armies with a cough and spit".

Historically, in order to support the Sichuan-Shaanxi War against Jin, Zhao Kai racked his brains, and on the premise of not increasing the two agricultural taxes levied on land and assets, he reformed the tea, wine, and salt laws, and focused on collecting wealth on the three incomes of tea, salt and wine, and established Sichuan's wartime financial system with the tax revenue of tea, salt and wine as the pillar, and created new taxes such as exhortation and reward, increasing the money for serving the army, helping the army leader, exempting the transfer of rice and feet, and increasing the interest on salt and wine, so that the financial revenue of the early years of the Southern Song Dynasty increased sharply year after year, more than double that of the late Northern Song Dynasty, and the annual income reached more than 30 million yuan.

Li Yan believes that with Zhao Kai, a financial genius, and himself, a person with knowledge in later generations, to check Zhao Kai and them, paper money can step on the stage of history early.

And the benefits of issuing banknotes are too many:

First of all, it is convenient - because there is little gold and silver in China, so now it is actually copper money or even iron money as the main currency, and it is too inconvenient to buy and sell with this currency, and in many cases, it is too inconvenient to resist dozens of catties or even hundreds of catties of currency, and with paper money, there is no such problem at all.

The second is that it can promote the development of commerce - only when the currency is convenient, the speed of business development will be faster.

Again, as long as the banknotes are issued well, Li Yan should not be short of money in the future - when he is short of money, he will overissue some, and when he has money, he will buy it back, as long as the scale is controlled, there will be no problem at all.

Therefore, Li Yancai told Cai You that Liu Qi and Zhao Kai were bound to win.

As for Han Shizhong, Wu Jie, Yang Yi and others, Li Yan did not dare to expose them, but used the eyeliner he had planted in various armies to ask them to come together with more than 100 other low-level generals and colonels in the Song army who performed well.

In this way, no one will know Li Yan's true purpose, and there will be no situation where the seedlings are fueled.

Now, although they didn't come to Zong Ze, Li Gang and others to give the Northern Song Dynasty a chance to breathe, it may be Zhao Kai, Han Shizhong, Wu Jie, Yang Yizhong, Liu Qi and other great talents, Li Yan can already wake up with a smile in his sleep!!

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