Chapter 223: Use your brains, prince

Li Chengqian understands, but he doesn't particularly understand, he understands killing chickens and making an example of monkeys, but how to operate the rest?

Li Chengqian thought and thought, and tried hard, but he couldn't think of what to do?

People who understand the truth may not be able to do it right, what convenience do you want? How to clamp? And how do you need to improvise?

Li Chengqian's head can be described as a mess, and he has no thoughts.

However, Li Yuanjing was too lazy to sort out his brain, and directly asked Li Chengqian to find a new piece of paper, and then drew a grade table with a click.

At the top of the list is naturally the headquarters of the bank, which is under the jurisdiction of the money department, the investment department, the personnel department, the supervision department, and an audit office.

Below the Qianzhuang Division are the capital, the state, and further down are the county. Below the Investment Division is the headquarters, and further down are the states. Under the Personnel Department are also Beijing, prefectures, and counties. There is no classification under the Supervision Department, which means that they are directly accountable to the top, and it also means that everything that is within the purview of the bank is within their purview.

The Audit Office was also not marked, but Li Chengqian knew that it was used to deal with the problems reported from various places, and he needed to provide support in Chang'an, one internally and one externally, with the Supervision Department.

Li Yuanjing thought about it, and added a coinage division in front of the Qian Zhuang Division.

"The Mint? What do you want this for? Li Shimin looked at Li Chengqian with black lines on his head.

Could it be that after discussing with Li Yuanjing for so long, he didn't even know the importance of the coinage right?

Don't you know that the right to mint coins can only be in the hands of the imperial court? Directly gave you the right to mint the coinage, what is this?

"Father, it's not the sons and daughters who want the right to mint coins, the money village is originally the court, and now it's just that they are put under the name of the money bank, and other than that, there is no change." Of course, Li Chengqian knew the importance of the right to mint money, but Li Yuanjing successfully persuaded him, and now it was his turn to convince Li Shimin.

"Moreover, Erchen feels that the current monetary system is extremely inconvenient, and some changes need to be made on the existing basis." Li Yuanjing thought about it, and finally plucked up the courage to say.

"Huh?" Li Shimin looked at Li Chengqian with some surprise.

Secretly said that Li Yuanjing, what kind of ** soup did that goods feed the prince? How dare you go to the idea of currency? Really, I'm the beast without its fangs?

"Father, don't you think it's very inefficient when it comes to large transactions or appropriations from the imperial court? Obviously, the imperial court has passed the approval, but this batch of money wants to be out of the warehouse, even if it is expedited, it can't be done in three or five days, weighing is a way, but it can't accurately lock the amount to every money, more or less, there will be all kinds of problems.

On the contrary, private merchants have found a new way out in this regard, often when it comes to large transactions, they will use gold to pay, the same thousand yuan, copper coins need more than ten people to carry away, gold can be taken away by one person. Li Chengqian repeated Li Yuanjing's original words.

"To put it lightly, do you know how much gold Datang has now? Do you know how much impact it will have if you change the currency without permission? Li Shimin's old face darkened, and he couldn't help asking.

Li Chengqian sighed secretly in his heart, his father's tone was exactly the same as when he asked Li Yuanjing before.

But it's okay, I can answer directly in Li Yuanjing's words.

"Father, this is just a change on the basis of copper coins, not to abolish copper coins, but to add two new currencies of gold and silver on top of copper coins, so that people can use different currencies according to different situations, so as to avoid the embarrassment that a person can't go out with a few pieces of money, and the advantage of this is that it can further stimulate the economy of Datang, thereby improving people's lives, changing the business environment, and changing the financial situation of Datang.

Anyway, this is just a plan, if there is no gold and silver, you will find it, as long as you make up your mind, you will always find it, and the imperial court can also start to recover the gold and silver of the people in advance, and then implement it when it accumulates to a certain extent, this process may take ten or even twenty years.

Once we come to this day, then the money in the hands of the imperial court will be a hundredfold or even a thousand times that of today.

Even if there will be losses, but there is no gain in this world will be gained without any loss, if a silver coin is divided into ten coins and a hundred coins, a gold coin is divided into a thousand coins and ten thousand coins, if there is a place to be affected, the imperial court does not need to send heavy troops to escort at all, directly send a team of people to carry dozens or hundreds of gold coins worth 10,000 yuan to gallop to help, after the father's order is issued, they can even set off within a quarter of an hour, how much time will this save?

This is the case for the government and the people, ordinary people can still use copper coins, but merchants and other merchants who use a lot of money can use gold and silver. ”

"A million dollars, you really dare to think about it!" Li Shimin was quite excited when he heard it, but he felt that this idea was a bit two.

The folk gold is inexhaustible, especially in the hands of those big dogs, not to mention the amount of gold and silver, there are always 100 catties, if a gold coin is worth 10,000 gold, how big are you going to make this one?

Too small will make people feel unworthy, too big and unnecessary.

The most important thing is that if someone takes the gold and silver at home and turns it into currency and goes directly to the bank to exchange it, what can you do?

If you don't exchange them for the rules, it won't take long for this system to collapse, but if you give them the money, how many copper coins in your hands can withstand their tossing?

Sooner or later, one day you will be able to exchange the copper coins in your hand, and when that day comes, what will your court do?

Not to mention the increase in funds by hundreds or dozens of times, I am afraid that the imperial court will be finished directly.

Of course, two does not mean that it can't be done, it can't represent 10,000 yuan, it can represent 100 yuan, 1,000 yuan, in this way, the pressure on the imperial court will be reduced by ten times, twenty times, plus years of careful preparation, as long as the situation can be stabilized after launching, so that the world can accept gold and silver currency, and accept this exchange rate, then this plan will be considered a success.

"Go back and tell King Zhao, when can you find enough gold and silver first, now this point is used for coinage, it is completely looking for death!" Li Shimin doesn't have to think about it, he knows what kind of virtue he has planted.

Even though Li Chengqian is excellent, he has not made such great progress in a short period of time.

And Li Yuanjing's monkey spirit and monkey spirit, it is estimated that even the problem he discovered was a flaw that he deliberately left for himself, so as not to let people say that he was the emperor who couldn't find anything, so he knew to nod.

As for gold and silver, forget it, don't mention it, according to Li Shimin's understanding of Li Yuanjing, if he didn't have any ideas, it would be absolutely impossible for him to rashly put forward this idea of death.

"Father ......" Seeing that Li Shimin saw through his lies, Li Chengqian had some prescriptions in his heart.

"Study hard, don't always say what people say, use your brain more when you encounter problems, think about it realistically, okay, why do you do it? No, why not? No matter what others say, you have to know what you know. Li Shimin's eyes showed a hint of kindness, and he immediately threw the deployment form back to Li Chengqian: "You can draw up the formulation of the official's rank and the assessment of various personnel yourself, you are not allowed to ask anyone about this matter, and you will come to me directly after you finish it!" ”