Chapter 123: Loan Consideration?
Strictly speaking, Li Yuanjing belongs to the fool people, and he successfully fooled a group of merchants from the Western Regions who wanted to take root in the lobby.
There are also many records of the Tang Dynasty in the countries of the Western Regions, and the Tang Dynasty, or the Sui Dynasty, is a place that everyone in the Western Regions yearns for.
There are no wars, a strong army, a strong economy, and it's like paradise.
Although the truth is still far from their imagination, the merchants of the Western Regions living here can still intuitively feel the strength of the Tang Dynasty, although just a few years ago, the Turks had killed the north bank of Weishui, but that still could not affect the status of the Tang Dynasty in their minds.
And what has the greatest impact on them is the population of Datang, the army of Datang, and the prosperity of Datang.
The Western Regions are mainly small countries, the smallest is even only a few thousand people, and those who can have a population of one million are basically superpowers, compared with a dynasty with a population of tens of millions like the Tang Dynasty, it is to tie the Western Regions together, and it is not the opponent of the Tang Dynasty.
The book records the strength of the Tang Dynasty, and these merchants brought the best side of the Tang Dynasty to the Western Regions, and at the same time passed back the rigor of the household registration system of the Tang Dynasty.
Now that there is such an opportunity, of course, no one will turn it down.
During this period, the treatment of craftsmen in the Western Regions was even worse than that of the Tang Dynasty, if they could go to a country that could value themselves and become their people, why say no?
Li Yuanjing himself didn't expect that he had fooled the merchants of the Western Regions, and the merchants of the Western Regions had fooled another group of people.
But whether it's a fool or not, at least it's a good result.
"The matter of household registration will be solved for you when the time is right, and the craftsman will send it to the king now, but the king of your shop can solve it for you now!" Li Yuanjing thought about it, and finally decided to treat people with sincerity.
can't contribute money and efforts, but the result is empty, which is not in line with the style of Datang men.
Li Yuanjing instructed Liu Hu beside him: "Give him a token of the king, as long as you don't break the law and discipline, the king of Chang'an will cover you in the future!" ”
"Your Highness Xie is here...... His Royal Highness Xie ......" Alur knelt on the ground excitedly, constantly grateful to Li Yuanjing.
Although he did not get the Datang household registration, the role of a token of King Zhao was no worse than that of the Datang household registration, and the two were not even of the same level at all.
With this token as the treasure of the town store, don't talk about those scoundrels, even the people in the official face dare not do anything wrong.
Nowadays, the living environment of Hu Shang in the Tang Dynasty is very poor, and the foreign naturalization system is also very strict, so far, only the few foreign generals who surrendered to the Tang Dynasty have obtained the Tang household registration, and even the soldiers under them cannot be regarded as Tang people.
Li Yuanjing stretched out his hand to send off the guest, but suddenly thought of a question and took his hand back.
"Do you want to consider a loan?"
"Loan...... Loan? Arul's face changed suddenly, it was a loan, this was an act to bankrupt his family.
Alur knows that the Tang family likes to lend money to others, and after a few times the money goes out, and after a year or two, the land worth dozens of guan and an acre will become their own, and the high interest rate is scary, and the government doesn't care about these things.
Alul didn't expect that he would be remembered by King Zhao, if he didn't obey, I'm afraid he would die a miserable death, right?
"That'...... What about the loan? Arul didn't dare to refuse at all, so he could only borrow as little money as possible, and then agree on a deadline, and pay it back as soon as it expired, so as not to have a place to stay.
Li Yuanjing smiled, knowing that Alur regarded himself as one of those families, and explained generously: "This loan is not another loan, this king and His Majesty jointly funded the establishment of the Tang Royal Bank, the purpose is to help more people in need, not for profit, and our loan method is completely different from theirs."
For example, if your store is worth 1,000 yuan, you can borrow up to 700 yuan from here, if it is a one-year period, the interest is 10%, and a total of 770 yuan can be repaid after one year, if it is two years or more, the interest will also rise to varying degrees, but the maximum will not exceed 10 percent, these are the agreed interest, and will not change when due. ”
"Then trouble Your Highness, Xiao Min really needs a sum of money to run a business recently, in addition, Xiao Min is willing to make two percent of the monthly profits with His Highness from now on!" Alur has also been doing business in Datang for many years, and from the moment Li Yuanjing opened his mouth, he knew that he could not borrow this money.
Since you can't hide from it, you have to find a way to get more benefits for yourself.
A token is not safe for Alur, he knows the temperament of the Tang people, only the interest is related, is the most reliable relationship, even if he pays 20% of the profit, as long as Li Yuanjing can keep his promise, Alur still earns more than before.
What businessman is the most profitable in Datang?
It's Hu Shang!
What businessman in Datang is the least profitable?
It's still Hu Shang!
What makes money is their goods, especially all kinds of spices, precious jade, etc., and every batch of new goods is in short supply.
It is their people who do not make money, every time a new batch of goods enters the city, they will be targeted, and the most sought-after batch will be bought directly at a very low price, and what their stores can sell is only some commonly used, rotten street things.
Therefore, these Hu merchants can only barely make ends meet, and occasionally they can quietly sell a little valuable goods under the nose of the family.
Alur fought this idea, as long as he could pull King Zhao into the water, then after he borrowed this money, he could directly come to a big business and make a lot of money directly.
"Although this king loves money, but the gentleman loves money and takes it in a good way, if you insist on giving this money, this king suggests that you exchange it for wine and meat, or daily necessities and the like and send it directly to the barracks." Li Yuanjing smiled and refused Alur's bribe.
If you keep the money bank, will you lack this money?
Arur agreed repeatedly, but he still secretly decided in his heart that he wanted to do condolences to the army, and those who were filial to King Zhao could not be less, and more would be more, and there would still be something to earn.
It seems that in order to stand with Li Yuanjing as soon as possible, Arul directly inquired about the loan, and Li Yuanjing was very happy about it, and there was a business before the sign of the money bank was erected.
And his first target customer was originally Cheng Chumo, but he didn't expect to be preempted by Arur.
Directly sent a few people to follow Alur to his shop to check the scene, the accounts do not need to be checked, he only looks at the deed, which lot of housing prices are more or less transparent, at a glance basically has a number in his heart.
Li Yuanjing then asked people to sort out a few rooms in the palace that were originally reserved for officials to work, and then carved a plaque to hang it, which is considered a temporary office space, and basically it is open.
However, it was only at this time that Li Yuanjing thought of a very serious problem, no one would forget it, just look for it slowly, the problem is that there is no money in the bank......