Since Xiao He became prime minister, he has been in a good mood recently, and he finally has some money in the treasury. On the contrary, some big families, merchants, and big families have gloomy faces and cannot be happy. The fine issued by the criminal department must be paid, otherwise the family will be implicated.

In fact, the economic situation of the Qin Empire was gradually improving, and commercial taxes were increasing month by month. In particular, after a large number of houses and factories were built at the village and township levels, new products were constantly introduced to the market, which not only enriched the market and met the needs of the people, but also continued to increase tax revenue.

Today, the members of the Cabinet, the Imperial History Pavilion, and the Military Cabinet all went to the General's Mansion, not because Ye Tong was invited to drink, but because they were studying the issue of new currency.

Seeing that everyone had arrived, Ye Tong asked the internal guards to take all kinds of gold, silver, copper, and banknotes and distribute them to the ministers. At the same time, a piece of paper is attached, which explains the various exchange ratios, which is clear at a glance, no need to explain, and you can understand it after reading it.

Regarding the banknotes, none of the people present raised a different opinion, which surprised Ye Tong! However, after thinking about it slightly, I understood the reason, paper at this time was an expensive luxury, and there was no place to buy it.

"Focus" and "Imperial Daily" were provided by the General's Office, and they did not cost money. In normal daily work life, paper is not visible at all.

Some scholars saw Focus and Imperial Daily and asked where to buy them, but no one knew. In the end, I understood that it was only available in the General's Mansion, but it was not sold to the public.

The paper used to print coins is not ordinary paper, it is special, and it is exchanged by Ye Tong from the system, which is also the best paper. Coupled with advanced printing equipment, the printed banknotes are very pleasing to the eye.

A wave of locals are excited with banknotes!

At first, Ye Tong was also worried that paper money would not be accepted. It seems that paper money is more acceptable, but gold, silver, and copper coins are questioned in various ways.

Ye Tong was well prepared, explained one by one, and finally everyone agreed to implement the new currency. To this end, a new People's Bank of the Qin Empire was established under the Ministry of Finance and Taxation, which was managed by Qin Hui. There is a mint under the People's Bank of China, which is subordinate to the Cabinet.

Xiao He heard that the cabinet was in charge of the mint, and he was so excited!

Seeing that Xiao He had the intention of printing coins unscrupulously, Ye Tong immediately said: "Xiao He, coins are not printed if they want to be printed, they have to be decided according to the total amount of production, value, and the number of imported and exported commodities of the empire, otherwise it will not be completely chaotic." ”

"Lord, can't you just print it?"

Next, Ye Tong Xiao He explained why he couldn't print coins at will, telling Xiao He that once he didn't control it well, the coins would depreciate. It is the people who suffer, we can't rob the money in the hands of the people, we have to rob it outside.

"Xiao He, but it can be printed in large quantities at present, anyway, I will grab the gold and silver in the hands of the princes first. Tell our merchants that they can only use new coins for future transactions, and gold and silver are not allowed to circulate, otherwise they will be severely punished. ”

In this regard, Qin Hui had the right to speak, and during the Song Dynasty, a large number of paper money (Jiaozi) was also printed, but in the end it was not well controlled, the depreciation was too great, and finally it lost the value of existence. However, it was the advent of paper money that allowed the money bank to flourish and develop rapidly.

Chen Ping questioned: "My lord, what should businessmen from other places do when they come to our jurisdiction to carry out business activities?" ”

"What to do? Of course, gold and silver are exchanged for paper money. However, it should be remembered that when exchanging, it must be converted into pure gold and silver, and the fire consumption will be deducted, and it will not take much, just 5% discount. ”

Xiao He asked puzzledly: "Lord, are these coins minted in pure gold and silver?" ”

Hehe!

"How is that possible? Only seventy percent, the others are not. However, we should not focus on promoting metal coins, but on paper money. That's a good deal for us. ”

When Chen Ping heard it, he was obedient! This is faster than grabbing money, and it is still a reasonable, legal and fair robbery. Whoever robs the money must be gold and silver in the hands of big families and other princes.

It's not just Chen Ping who figured out the Tao in it, Zhang Liang and Xiao He also saw the mystery inside. Of course, the happiest of the few people is Xiao He, after all, the paper money is printed and has to be approved by the cabinet.

In other words, in a short period of time, the cabinet could use the new banknotes to plunder other princes, and get nothing for nothing.

Xiao He asked, "My lord, what exactly is the Imperial People's Bank in charge?" Does the tube make coins? ”

Ye Tong waved his hand, and the internal guard immediately took out a collection of documents and handed them to Xiao He, Cao Shen and others. That is the various rules and regulations that Sissi got out of the system, among which there are various functions, natures, and systems of commercial banks.

Ye Tong smiled and said, "For this reason, General Ben has newly established two banks, one is the Imperial Commercial Bank and the other is the Imperial Investment Bank. ”

Xiao He was amazed and unhappy after seeing it, and if he wanted to form a bank, he first had to hand over the deposit of the People's Bank of China, which required at least 10 million silver coins, that is, a deposit of 1 billion yuan.

Bai Lixin said cautiously: "Lord, is the deposit too much?" ”

Hehe!

"Not much! Yes, once the bank fails, what will happen to the people, merchants, and factory owners who deposit their money in the bank? There is no high margin, which will allow some merchants to take advantage of the loopholes. We must not only standardize the system and supervise by the People's Bank, but also provide economic guarantees. ”

Joke?

The financial system is an important sector of the country, and if it is not strict and does not raise the threshold, anyone can set up a bank, and then there are no banks everywhere. Once the bank is in chaos, the lethality is shocking.

Ye Tong handed over 20 million silver coins, there was no problem, the cabinet still owed Ye Tong a lot of money? The establishment of a bank is also for the consideration of all the people who produce the system, and it is not possible to get people out, and it is not responsible for life and inheritance.

Considering those is inseparable from money, so Ye Tong is also building a large number of various factories. It was even built together with local people to form a joint-stock system.

Zhang Liang suggested: "When issuing new currency, we should let the Qin Empire military guard the various passes, and not let a large number of coins from outside the jurisdiction pour in.

After all, the people in our jurisdiction are not charged for fire consumption, and the big money is also exchanged truthfully, not in other princely regions, depending on whether the source of the coin belongs to the Qin Empire. ”

Cheng Yu said: "Not only that, but we must also prevent merchants in the jurisdiction from colluding with people outside the jurisdiction to smuggle coins from abroad for exchange, so we will also suffer." ”

Xiao He will suffer when he hears it, so do it! Immediately come up with various solutions to prevent all kinds of situations from happening. In particular, it is recommended that Jinyiwei assist in the supervision of businesses in the jurisdiction, and that businessmen should not be allowed to exploit loopholes.

After everyone reached an agreement, the next step was a series of issues such as the implementation steps, personnel arrangements, how to cooperate with the localities, how the military could assist, and the supervision of the Imperial Pavilion.

Xiao He suggested: "There is also a time limit for the exchange in the jurisdiction, and the fire consumption must be deducted for the exchange beyond the time. In that way, the rich family will take out the gold and silver in the family to exchange. ”

Everyone nodded in agreement, feeling that Xiao He's suggestion was necessary and could not be without a deadline. Ye Tong definitely supports it, and he can't wait to bring all the gold and silver of the big families over?

Xu Cheng smiled: "The Propaganda Department will carry out a lot of propaganda in the "Focus" and "Imperial Daily", and at the same time, the cabinet should issue a notice to tell the village, township, county, and county governments that they must send people to do propaganda, which is very critical and must be publicized in place." ”

Xu Cheng was well considered and thoughtful. Propaganda must indeed be in place, and it can only be implemented if the people are aware of it, otherwise there will be great resistance, and even turmoil will occur.

Xiao He expressed his position on the spot and immediately notified it to all villages, townships, counties, counties and other places.

Cao Shen said: "Actually, I think paper money should be promoted, which is easy to carry and lightweight. Not only for the common people, but also for the merchants. Gold, silver, and copper coins should not be used as the main currency for promotion. ”

Ye Tong was so happy in his heart!

Only Ye Tong knows that metal money is worth more than paper money. Once papermaking became popular, paper became less valuable. When the time comes, the big guy sitting there will definitely be amazed.

Seeing that everyone was talking about it, Ye Tong concluded: "In this case, the Propaganda Department will be the mainstay, do a good job in publicity, and start publicity from tomorrow, and the new currency will be officially issued a month later." All relevant departments must cooperate with tacit understanding and make various plans. ”

"Yes!"

"By the way, the two banks under General Ben will take the initiative to cooperate with the cabinet in issuing new currencies. At present, the two major banks have stores in each county and are extending to the county and township levels. In a month's time, all counties in the jurisdiction should have commercial outlets, and when the time comes to issue new currency, it will play a role in facilitating. ”

Xiao He asked puzzledly: "Lord, do the two banks have so many people?" ”

Hehe!

"Don't worry! The people are ready and already doing business. ”

The construction of two banks, Ye Tong exchanged a large number of professionals from the system, all of whom were talents who had worked in the bank. In this regard, Ye Tong has an absolute advantage.

Chen Ping smiled bitterly and said: "Lord, the businessmen who have transactions with the grassland have been basically notified, some businessmen have already arrived in Xianyang, and the meeting will be held the day after tomorrow, and the lord will participate at that time." Business is Huang Yueying's supervisor, but she is not in Xianyang, only the lord is out of the horse, those businessmen listen, and the lowly position cannot be arranged! ”

What Chen Ping said was possible, but Chen Ping still wanted Ye Tong to come forward in his heart, after all, that plan was really vicious. Only when Ye Tong came forward, the businessmen did not dare to object, otherwise there would definitely be businessmen who were opposed.

"Alright! When the time comes, General Ben will participate. In addition, Chen Ping! Those wine generals have already been prepared, just waiting for you to implement. ”

"My lord, as long as you deal with the merchants, you don't have to worry about the implementation of the plan, and the Huns on the grassland will definitely hurt their vitality."

Next to her, Mulan said angrily: "The Huns on the grassland are becoming more and more disobedient, and they actually sent people to the Central Plains to assassinate the general. Some merchants colluded with the Xiongnu and almost had an accident. ”

Ye Tong was intercepted and killed by the Huns and Liu Bang halfway, Ye Tong did not say anything after he arrived in Xianyang, and few people knew about it. Only those who are produced by the system. The people in the military cabinet knew, but the cabinet people didn't hear about it.

At this time, when I heard it, I made a cabinet inexplicable. No way, Ye Tong had to briefly introduce what happened on the way.

Cao Shen was surprised and asked, "Lord, Liu Bangzhen intercepted on the way?" Cao Shen has always believed that Liu Bang had escaped from the Guanzhong area early and should not continue to stay in Guanzhong.

Mulan teased: "Lord Cao, of course it's true, if it weren't for the general's brother who deliberately released Liu Bang, would Liu Bang be able to escape?" ”

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