"Hmm."

Yang Jian looked at Wang Yuangui who was bewildered in front of him, but his face was full of excitement.

"May I ask the little brother, what is financing?"

Wang Yuangui couldn't understand where the excitement on Yang Jian's face came from, and the worst thing was that he couldn't understand the words of this doll.

"Oh, big brother, financing means borrowing money, but it's different from ordinary borrowing."

Only then did Yang Jian notice Wang Yuangui's doubts.

"Tell me more?"

Wang Yuangui is a businessman, but he is also eager to learn and enterprising, and he asks if he doesn't understand.

"Well, to put it simply, financing means that when I do business, I need to borrow money from other people to maintain the normal turnover of my business because I don't have enough money on hand, but the financing of my little brother is different from the simple loan in the general business."

Yang Jian felt that he was too excited just now, which caused his mouth to be a little dry now.

On the way home from Mao Shun's mansion, he had been thinking about how to raise such a huge sum of money, but the opportunity was rare, and it would be difficult to wait for that shop when Mao Shun passed this village, so he had to seize this hard-won opportunity. As for money, he thought there was a way to do it.

So, it wasn't until he passed by Wang Yuangui's jewelry store at the intersection of Zhuque Street and Pingkangfang that a flash of inspiration suddenly flashed in his mind, and there was a way!

Since he comes from the later generations, then there should be at least advanced business ideas and management concepts from the later generations, such as this business funding channel, he thought of a TV show about entrepreneurial financing that he often watched in later generations, although it came to the Tang Dynasty more than a thousand years ago, but it can be used for reference.

And the moment Wang Yuangui appeared in front of his eyes, his inspiration suddenly came.

"Why is it different, little brother, you should say it quickly."

Wang Yuangui is really a good student who is eager to seek talents.

"Well, don't worry, it's like this, the so-called financing of the younger brother is a strategy in the case of poor capital turnover when doing business, specifically, the younger brother wants to do business, but the money is not enough now, and he wants to borrow from the eldest brother, but this money is not borrowed in vain, in return, the younger brother can give the eldest brother and the younger brother shares of the business, and the eldest brother can rely on these shares in the future to share dividends from the profits from the younger brother's business. I don't know, does the younger brother understand the explanation of the eldest brother? ”

Yang Jian felt that it was still a little difficult to explain these things to the ancients, so he tried to make it as simple and clear as possible.

"Well, I understand half of it, and the eldest brother still wants to ask, what is a share? What is a dividend? ”

Wang Yuangui continued to ask.

He is a businessman and a rich man, but his money is not blown by the wind, for every investment, he must understand all the details before he will make a move, otherwise he will not throw real money into the pond?

Throw it into the pond and make a splash.

"Well, the eldest brother asked well, the shares are for example, how much start-up capital is needed for this business I want to do, if it is 10,000 taels of silver, then, if the eldest brother is willing to lend me 5,000 taels, then the eldest brother is the younger brother who does half of the shares in this business, then at the end of each year, the eldest brother can take half of all the profits in the younger brother's business as the income and return of the money invested by himself. That is, dividends. ”

Yang Jian explained.

"Well, big brother understands, but are you sure that your business will definitely make money?"

Wang Yuangui is really a shrewd businessman.

"Well, the eldest brother asked well, of course there are risks in doing business, and if someone earns, someone will definitely lose. If the younger brother's business loses, then the eldest brother will not only not be able to share the money, but it is likely that the invested share capital will be lost, in that case, the eldest brother may end up stealing chickens and losing rice. ”

After Yang Jian finished speaking, he also laughed.

"In that case, why should I hand over the money in my pocket to you to do business?"

Wang Yuangui also laughed.

"Of course, this first has to convince the eldest brother that the business that the younger brother wants to do is a profitable business, and second, the money that the eldest brother lends to the younger brother can earn back in the end is definitely safer than the eldest brother lending it to others or putting it in the cabinet."

In the Tang Dynasty, the cabinet was a place for merchants to deposit money, at that time, due to the increase in commodity circulation, frequent commercial activities, the amount of transactions was often very large, and the original cash transaction method was inconvenient. As a result, the cabinet shop came into being, they kept money on behalf of the merchants, and collected the rent of the cabinet; You can also rely on the tokens of the merchants, pay on behalf of the money, some also use the money deposited by these merchants to lend money to make high profits, some even usury, of course, the profits are even higher, but with the high profits comes the risk is also high, not every usury will bring rich returns, and serious businessmen generally do not get involved in these.

"Really?"

Wang Yuangui laughed when he heard this, although he was silent on the surface, but with Yang Jian's explanation of this matter, he already gave a thumbs up in his heart.

This strategy, this courage, is not owned by ordinary people.

What's more, he is still a child.

"Of course."

Yang Jian saw that Wang Yuangui's face didn't look like a little bit of rain and wind, and his mood had begun to fall a little.

"So, how much start-up capital does the little brother need for this business?"

Wang Yuangui continued to smile and asked.

"Well, eldest brother, this business of the younger brother will require an initial investment of about 20,000 taels of silver."

Yang Jian said a slightly larger number than he had originally estimated.

"Twenty thousand taels? Silver? ”

The teacup that Wang Yuangui had just brought to his lips almost flew out.

20,000 taels of silver?

This.......

Was it a joke made by a child?

He just thought that a child is a child after all, and he thought that he couldn't do any earth-shattering business, maybe it was just a child's game, so even if he lent him a few money, it wouldn't hurt, right? Even if he loses, it doesn't matter, just cultivate a relationship with Yang Jian, his intuition, this kid will definitely be a business wizard in the future, but he didn't expect that this genius would make him shocked and overwhelmed at the beginning.

"That's right, at least 20,000 taels of silver, if you want to start this project."

Yang Jian nodded.

He calculated that the successful construction of this house requires at least 10,000 taels of silver, not including the commission to pay Mao Shun, so after the house is repaired, it still needs to be renovated, and it is necessary to hire people, etc., 20,000 taels of silver are indispensable. And it is likely that there will be other temporary increases in spending at a later stage.

There can only be more, not less.

"No, junior brother, please forgive the eldest brother for being stupid, do you know how much 20,000 miles of silver is?"

Wang Yuangui wiped the corners of his mouth with his sleeve, unable to hide the embarrassment.

"I know, it's two thousand taels of gold, and you can probably buy ten of a shop like this big brother in Chang'an City."

Yang Jian's face did not change color, and her heart did not beat.

"You know."

Wang Yuangui's face finally smiled again.

"Of course, may I ask, what does the eldest brother think of the younger brother's suggestion?"

Yang Jian is most concerned about whether Wang Yuangui can invest in himself, and whether he can pull the biggest financier at present, which is particularly critical to the development and implementation of the plan in the later stage!

I played entertainment in the Tang Dynasty Latest Chapter 131 What is a Share? Website: