Yang Ji's mind was a little messy, Yu Wenwen described a wonderful prospect, it looked really good, the cabinet shop could make money and keep its reputation, and by the way, suppress those loan sharks, but he always felt that something was wrong. Pen, fun, pavilion www. biquge。 info

Recalling the relevant content of what Yuwen Wen had said in his mind, Yang Ji finally found a flaw, he considered the words for a while, and then launched a rhetorical question: "Guogong, it seems that the prospects of the cabinet shop are good, and there will definitely be a lot of money." ”

"Where, where, this is just a plan, the actual effect is not yet known."

"Anyway, the prospects are good, huh?"

Yu Wenwen looked at Yang Ji, and then replied, "Sort of." ”

"Then since the cabinet workshop is so profitable, why should the merchants work hard to open a workshop? Wouldn't it be nice to open a counter and wait for a loan to collect profits? Yang Ji pressed step by step, "Cloth mills, paper mills, bookstores, quarries, etc., a busy year, where is it so comfortable to open a cabinet workshop to make money?" ”

"It's better to open a workshop than to open a cabinet to borrow money and eat profits, compare your heart with your heart, will the owners have other thoughts? Guogong said that he would promote the industrial chain to feed more people, if these owners all went to open the cabinet..."

What Yang Ji said is very real, Yu Wenwen just said it wildly, but he can't get around this problem, if he doesn't solve it well, it will be self-defeating.

Play borrowing and eating money to make a fortune, then who still goes to open a workshop, Yuwenwen in Huangzhou cultivated the "industrial chain" has been initially formed, employing a large number of practitioners, once the owners run to run a cabinet shop, the industrial withering chain breaks, what should I do?

"Loans, there are loans, people don't need to borrow so much money, only to run an industry needs a huge amount of capital turnover, in other words, to thrive business, there is a large demand for loans, which involves a balance, one or two sentences can not be clear."

Yu Wenwen continued to fool, he was not a financial professional, he was completely wild, according to his own ideas in this period of the Northern and Southern Dynasties to play "capital operation", success or not, or do it first.

His idea is to make the cabinet (loan capital) and the workshop (industrial capital) win-win, the cabinet factory absorbs huge funds, provides the workshop with abundant low-interest loans, and the workshop can use it to fight a price war and squeeze out competitors.

Seize the other party's market, continue to borrow to expand production, and continue to expand after gaining a firm foothold, still fighting a price war to crush new competitors and continue to seize the other party's market.

Industrial workshops are getting bigger and bigger, and the borrowing cabinets are also "small profits and quick turnover", even low-interest loans can collect a lot of interest, which is a win-win situation.

The business of the cabinet shop is so prosperous, and others will open the cabinet shop sooner or later, will they honestly take the road of supporting the industry to a win-win situation? Probably not.

Therefore, Yuwenwen should be the first to open the counter, support the credit to absorb funds, issue negotiable coupons to master the "circulation channels", and take the lead in spreading the exchange network, giving priority to providing low-interest loans to workshops in Huangzhou.

Can other cabinets do it? It's not bad if you can, it's the workshop owners who benefit, everyone makes money together, there's nothing bad, if anyone dares to be dishonest, he will crush the other party.

The paper, printing, and ink technology of the Ruixing is first-class, and it directly plays with counterfeit banknotes, fake bills of exchange, and fake certificates of deposit, either to create a large-scale run or to ruin the credibility of the opponent.

"Counterfeit banknotes... Run.." Yang Ji was stunned for a while, and it was easy to come back to his senses, it would be a bit shameless to really use this method, but the effect is estimated to be good, God blocks and kills God and Buddha blocks and kills Buddha.

"The above is just the idea of the father, whether it is successful or not, there is no complete certainty, maybe no one even cares about the negotiable coupons, and the series of actions behind it is even more delusional, but what, how can you be willing if you don't try?"

Yang Ji was still shocked by the "counterfeit banknotes" and "runs", he didn't think that playing with money could play this kind of trick, but the question is not nothing, if other companies launch exchange business, the anti-counterfeiting of bills of exchange must have ciphertext, which may not be able to crack.

"Ciphertext, always reflect the month, amount, location, etc., it is difficult to be difficult, but it is not impossible, it is nothing more than a matter of cost." Yu Wenwen was full of confidence, "It's useless to talk more, please wait and see." ”

Yang Ji felt that his brain was not enough, Yu Wenwen always said how reasonable, in fact, he felt that it would be good to continue according to the current situation, build new water conservancy to reclaim wasteland, grow more food and raise more soldiers.

Slowly expand the territory, train the soldiers in your hands into elite soldiers, and set up schools to attract poor students from all over the world, this is the best reserve talent when expanding your power in the future, Yu Wenwen is the general manager, and there will be no fewer cold people who must be invested in the name.

For example, in today's situation, talents, territory, food, and soldiers are the most important, and as a result, Yuwenwen tossed the cabinet again, Yang Ji felt that if he had the time and energy, it would be better to associate more with the scholars of the poor family and cultivate his reputation.

If the cabinet is done well, it is nothing more than icing on the cake, but if it is messed up, it will not only waste energy, but also ruin the reputation, Yang Ji feels that this move is a bit of a problem, and wants to persuade Yuwen Wen to think twice, but he can't say it himself.

The previous question came to an end, and Yu Wenwen also finished reading the report, and he kept answering and reading it, which was correct, Yang Ji basically didn't have any questions to ask, so it was Yuwenwen's turn to ask.

"Suppose, the naval armies of Chen and Sui rushed down from the upstream with all their might, can Zhou Envoy Jun of Ezhou stop it?"

"Thousands of miles to attack and join forces with Chen Jun? Guogong, Sui Jun took the wrong medicine to do this, right? ”

"Are you going to take the wrong medicine as your father-in-law? Tell me, if that's the case, what would it be? ”

"I can't answer."

"If you don't answer, you have to answer, otherwise my father won't be able to sleep, so I don't have to answer immediately, go back and think about it, and write a report and hand it in three days."

"Write a report again?!"

"What are you going to do at night? This long night of lonely sleeplessness, my father doesn't find something to do for you, you spend energy on fitness all day long, and your arms are getting thicker and thicker, is this to practice the unicorn arm? ”

"Why don't you find a matchmaker to tell you about your doorman? With a daughter-in-law, there is something to do at night. ”

"Don't laugh at the princess!"

。。。。。。

When the clock rang, it was twenty-two o'clock in the evening, and after talking in detail for nearly two hours, Yang Ji retreated, Yuwenwen got up and walked back and forth in the room to stretch his muscles, and then sat back by the bookcase and continued to read the information.

He is very busy, every day is busy, and it is not time to relax when the situation is difficult.

Farming and warfare are the most basic, thanks to the completion of the river embankments, the cultivated land in Huangzhou has now increased several times, but it will take time to reclaim the wasteland into cooked land, so the grain production cannot immediately increase dramatically.

After dividing the land, the army was determined, but Huangzhou could afford a limited number of off-duty troops, so the Hulin Army has not expanded in the past few years, and the total number of troops has remained at 5,000.

Taking the Daye Iron Mine, with sufficient iron, weapons and armor are guaranteed, and the number is accumulating to meet the needs of successive wars.

There are never too many soldiers, and the key food is not enough, so I can't afford to raise so many soldiers!

"Jiro."

A soft cry interrupted Yu Wenwen's thoughts, and he looked up to see that it was Mrs. Wei Chi Chi Fan standing aside with a plate.

"Hey, we've been talking for a long time, and I've forgotten about it."

Yuwenwen patted his head, he patronized and thought about things and forgot to have an appointment with his wife tonight, Wei Chi Chifan sat down beside him and put the supper on the table.

"Are they all asleep?"

"They all slept, and they were shouting to find Aya before, but the concubine was afraid of disturbing Erlang and Mr. Yang's discussion, so she didn't let them come."

"I'm busy, I'll make up for it later."

Yuwenwen ate white porridge with pickles, although he was born in brocade clothes and jade food, it does not mean that he can't do without the delicacies of the mountains and seas, and he often does not frown when visiting the families of soldiers.

Wei Chi Chifan sat next to him, quietly watching her husband eat supper, although she hadn't met until now today, but seeing her made her feel very warm, the pillars of the family were there, and the sky couldn't fall.

The supper was quickly eaten, Yuwenwen replenished his energy, and the night battle immediately began, Yu Chi Chifan took out a booklet, and Yuwenwen also drank a glass of water to moisten his throat.

"Erlang, this explanation of the operation of the cabinet workshop, the concubine has read it for a few days, and there are still many things I don't understand..."

"It doesn't matter, the operation of the cabinet is more complicated, there are many rules and regulations, why don't Sanniang understand, answer them one by one for her husband." (To be continued.) )