The next day, Luo Zhaoyun took Xiao Yiyi and Ning Muhe out alone and went to another small mansion in Jicheng, which belonged to a confidential contact point, and the three of them went over to discuss the operation of 'Tianluo'. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo

"Did you bring all the ledgers?"

"Brought, Childe, this is a summary of our current accounts in various places, and there are still a few assets in stock." Ning Muhe came out of the wooden box, and there were several hand-copied booklets in it, densely packed with numbers.

Ning Muhe learned Arabic numerals from Luo Zhaoyun very early, so it saves a lot of trouble when recording and calculating.

Luo Zhaoyun opened the accounts, first summarized this year's income, divided into several regions, such as the four northern counties, the land of Hetao, Qilu, Hebei, Guanzhong, Luoyang, Jiangdong, the Huai River area, the hinterland of the Central Plains, etc., marked with different numbers.

Among them, Guanzhong has the greatest income, because the people there are rich, there are many noble and wealthy families, the consumption power is strong, the business of restaurants, pawnshops, and daily necessities is booming, and it is not a problem to make money every day.

"Daxing City, plus the surrounding four counties, has a year's income of 50,000 taels of gold!"

Luo Zhaoyun was secretly surprised, in the Great Sui era, gold and silver were not in circulation, they belonged to treasures, not common currency, one tael of gold was worth 100 yuan, and one tael of silver was worth 20 yuan, so if converted, 50,000 taels of gold was 5 million yuan, and 10 taels of gold was consistent, that is, 500,000 yuan.

In the rest of the regions, there are more and less, which is converted into a coherent amount, and the total amount is more than 2 million guan.

The tax revenue of the ten years of the Great Cause is only five or six million yuan, and the various revenues generated by the Ning Chamber of Commerce are about to catch up with half of the treasury revenue.

"Are there so many?"

Ning Muhe was a little surprised when he saw Childe, smiled slightly, and said with a kind of pride: "Childe, you haven't paid specific attention to these business shares for a long time, our Chamber of Commerce has opened restaurants and wineries in various counties, in addition to its own time-honored Yanyu Building, other restaurants are also opening in chains, because our restaurant has a lot of condiments, fine salt, and no miscellaneous taste, so the business is very good, the purity of the wine is good, and the supply exceeds demand. ”

"Then toothbrush, soap, and perfume were pushed to the door valve Xungui, and the sales were also very good, and the big families were rich, so our income generation was high, plus jewelry, gold jewelry, cloth, pawn and other businesses, and the natural wealth was rolling. The taxes of the imperial court are oriented to the poor people and small traders, and the nobles and nobles do not pay taxes, but due to the connection of the war, the overall recession of the merchant economy, and the poor people have gone through wars, famines, forced labor, etc., and the harvest is less than 30%, and the taxes are naturally sharply reduced, so it is very far-fetched for the treasury to earn twice as much as our chamber of commerce in a year. ”

"You're right." Luo Zhaoyun also understood that the money they earned was all wealthy families, scholars, and high-consumption groups, and the national tax collection was mostly poor people and hawkers, because of the troubled times, the tax collection in many areas was pitiful, and even the local rebels invaded the city, opened warehouses to release grain, and plundered tax funds, resulting in less and less materials, food, and money transported to the treasury.

"How many coins do we have in reserve?"

Ning Muhe obediently handed it over: "Here, son, please take a look." ”

After Luo Zhaoyun opened it, he found that the numbers on the account were already very amazing.

More than 1,000,000 taels of gold, more than 3,500,000 taels of silver, 12,000,000,000 taels of five-baht coins, pearls, agate, jade, and cloth were also piled up, and armor and weapons were constantly stored in deep caves, enough for an army of 200,000 to be fully armed.

Ten years of reserves, it is really extraordinary, and the wealth is comparable to that of the country.

In the past few years, he has been buying grain in batches and transporting it to Yanshan Castle and the granaries in the northwest of Zhuo County, as well as secret granaries in various places, adding up to five million stones.

Three-fifths of the grain that could be called upon by him in the north was three million stones, enough for him to dominate in the north.

"Not bad, Muhe, all these years have allowed you to take care of the Chamber of Commerce, and it has really worked, and it has simply created a business empire for me." Luo Zhaoyun laughed, in a happy mood.

Ning Muhe was praised and overjoyed, but he also expressed his worries: "Childe, it's just that in the next few years, the troubled times will open, and business will be greatly affected, and the speed of accumulating money may slow down." ”

"I understand that not only will our income be reduced, but our expenses will also increase like crazy. To tell you the truth, the people of the four northern counties are now destitute and unable to bear fruit, and if there is no supply and assistance this winter, 100,000 people may starve to death. Therefore, I plan to open a warehouse to release grain, half of which is used by local reserves, and half of which is stored by us, and I need the Chamber of Commerce to give 100,000 stone to help the people of the four counties in three months! In addition, soon the army gathered 100,000, each soldier a pound of rice a day, a day is 100,000 catties, a month down into stone, 60,000 stone per month, a year is 600,000 stone, if the source of soldiers doubles! Luo Zhaoyun is carefully calculating here.

Ning Muhe and Xiao Yiyi listened to it on the side, their hearts were dripping blood, and if they were consumed like this, the wealth and food of the Chamber of Commerce would not be enough to be lost in a few years!

Luo Zhaoyun sighed: "To fight the world, you need an elite army, rich grain and grass and military salaries, sufficient armor and weapons, as well as comprehensive factors such as talents for governing the world, good generals in battle, etc., without enough wealth support, it will not be able to run for a long time, relying on plundering can only succeed for a while, so many rebels and rebels in ancient times, because they did not take into account their economic strength, looked down on business, did not understand business calculations, and in the end they did not even have a base area, and the supply was not enough, so they naturally could not win the war, and failure was inevitable." ”

"It seems that I have to continue to work hard and continue to make money." Ning Muhe frowned, helpless.

Luo Zhaoyun said: "This time, I have a new idea, last time I asked you to fry tea, make refined salt, are close to success, this kind of tea, can be pulled into the grassland, do business with herdsmen, those refined salt, after a special process of boiling and purifying, is much purer than the salt used now, and there is definitely a good market, specializing in selling a nobleman, a large family, from their hands to take money." ”

When Xiao Yiyi and Ning Muhe heard him say this, their eyes lit up and they were full of anticipation.

Luo Zhaoyun smiled faintly, and said: "In addition, we have enough funds to unite with other chambers of commerce in Youzhou to establish Youzhou Money Bank and implement the policy of saving money and loans......"