Chapter 374: Economic Initiatives

Chen Ce saw that the third uncle suspected that his subordinates were suspected of being mean merchants, and he was furious. He blushed and blew his beard, glared and said loudly, "Third uncle, please send someone to see those businessmen, which one of them didn't praise our policy for being good?" Which looks like being exploited? At this time, Chen Ce had forgotten the serious slander against Lu Shi at the beginning, and fought for Lu Shi.

Wu Tao saw that Chen Ce was in a hurry, and hurriedly stood up to apologize to the third uncle, but he really didn't understand why he could receive so much tax. However, if it is really a happy thing to continue to develop in this way, then from now on, this base area will be able to operate normally without a penny of expenditure from the old camp, and after a year, it will not be possible to hand over a lot of surpluses, then it will really realize what Lu Shichang said about relying on production and development instead of blindly relying on looting to live, and it will really be the so-called benign development.

Seeing Mr. Li's confused look, Chen Ce said what Lu Shi said at the beginning about giving each person two taels of silver, and finally said; "King Chuang said that what is the initial investment of one tael of silver into the market, which can drive the consumption and growth of ten taels of silver, what is it called stimulating the economy, anyway, I just don't understand how this tael of silver can become ten taels of silver growth?"

Chen Ce and Wu Tao didn't know, but Mr. Li suddenly realized, and he was stunned for a long time, even Wu Tao called him a few times, everyone was wondering, and suddenly Mr. Li slapped his hands and said happily; "I have a way, I have a way."

Everyone was taken aback by Mr. Li's startled performance, and hurriedly stepped forward to ask Mr. Li what he had done.

Mr. Li's face was flushed, and he said excitedly; "The method of breaking into the king made me break away from the jam and gave me a solution to a big problem now."

"The big thing that can't be solved now is the problem of windmill irrigation along the river, I don't know if Mr. Li can solve it?" Chen Ce asked tightly.

"Now the construction of windmills to lift water is the best way to ensure a bumper harvest in the future, but the people have no money to build their own, so why don't we lend those people money to build windmills, dozens of families to build one, with their land harvest as collateral, so that our silver is not put on the market in vain, but it can also play a role in stimulating market development, bringing greater market potential to businesses, and bringing us more tax revenue."

"Yes, we can also suppress the peasants' biggest burden of usury with low interest rates, so that the old rich can consciously lower the interest rates of usury, which is better than forcing them to reduce interest rates? At the same time, we can also get a little interest to supplement the cost of our training and management. Chen Ce drew inferences.

"Good boy, this is a good way, it's better than we give money for nothing, I think we can also develop this method to other places, such as seeds, farm tools and cattle, and those people can also use our loans to buy sheep and pigs, at that time we have more pigs and sheep here, we can attract foreign merchants to come to us to buy, sell to other places is not more to increase the money of the people in our base area, increase our taxes? Isn't that getting better? The third uncle was already dancing with his eyebrows.

"Yes, yes. It's the virtuous circle that King Chuang said. Hahaha. Everyone laughed happily, and Mr. Li leaned over and asked the third uncle, the money manager of the cottage; It's just that I don't know how much money the third uncle can come up with for this loan. ”

The third uncle said briskly; "Now our cottage doesn't have to worry about your money, you just do it." Speaking of this, he frowned; "It's just that this lot of money is taken out, but it needs a person to manage it, don't let one accidentally be greedy for ink."

"That's a big problem." Wu Tao also became worried, now everyone here has important things to do, and there seems to be no suitable candidate for a while, even if there are so many, there can't be so many.

Mr. Li pondered for a while, and suddenly clapped his hands and shouted; "Yes, there is a way to solve this problem, everyone will refer to it in detail."

Wu Tao and the others hurriedly asked what the solution was. Mr. Lee said; "My solution is to separate the money and the people."

"What's the separation method?"

"This is going to trouble Brother Chen, first ask Brother Chen to send a few capable and loyal prison sergeants, his duty is to keep an eye on the people who handle things."

"This is easy to do, I'll go talk to Supervisor Zhao, and he will definitely agree." Chen Che readily agreed.

"Well, the second step is to select some literate and hyphenated people, but these people are only responsible for going to those who need loans, assessing the value of that person's property and understanding his character, and then deciding whether to let go of his loan, how much, and then issuing a loan voucher to that person, and the lender comes to us with the voucher and gives it to the person who issued it, and the person who issues it here verifies the voucher and gives it to the person who takes the loan, so that the person who manages the loan does not care about the money, and the person who manages the money does not lend money, and is also subject to the supervision of the sergeant. Wouldn't it be foolproof that the three of them would restrain each other? ”

Of course, it is impossible to completely eliminate the greed for ink, but at least it can plug the loophole of the greed for ink to the greatest extent possible.

Everyone applauded Mr. Li's approach, and the third uncle joked; "Xiao Lizi, it's definitely a big waste for your head not to do business, I don't think you, a Justice of the Peace, landlord, should be a landlord, I'll talk to my son, just be responsible for fighting against that Zheng Hongda."

When Wu Tao heard this, he hurriedly stopped the third uncle's thoughts; "Don't don't, third uncle, you should be considerate of me, this Mr. Li still has to help me take care of thousands of things in this base, which is absolutely inseparable." Everyone laughed again.

After laughing, Chen Che continued; "I think that since we want to make achievements in commercial taxation, Mo Ruo will also give some loans to those small merchants and hawkers, let them become bigger and stronger, support them to go out, bring out our pig and sheep specialties, bring back the department stores and food that the people need, and the things we need in the cottage."

"Brother, your method is good, our merchants in the field, the original climate and the most important industries have been occupied by the Cao family, leaving only some needles and threads for those small businessmen, this time we have hundreds of shops to exterminate the Cao family, these shops are large transactions, the goods in the shops are often tens of thousands of taels, plus those real estate facades are hundreds of thousands of taels, originally I laid down the Cao family, I will confiscate these properties and send people to operate, but King Chuang did not agree, What to say that the people who operate in the big pot of rice are not self-motivated, and at the same time they are rigid in operation and management, and they must lose money in the future, so they decided to sell them all, but the cottage collects the business tax of these merchants, but because the Cao family is the only one, everyone else is barely able to make ends meet, and there is no financial resources to buy, but no one cares about selling these shops, and people from other places are not willing to invest in a place run by robbers, so they are all put there, and they can't be lost and can't be lost. Become a chicken rib-like thing, I've been worrying about this for the past few days, but your solution is to solve these big problems. Chen Ce nodded.

Wu Tao also said excitedly; "We lend money to small merchants who want to run a business but can't afford to buy our shop, and let them buy our goods, and as soon as the loan changes hands to them, it goes back to us, but there is an extra year of interest and I don't know how much tax, which is really a lot of money."

"But be cautious about businessmen's loans, because after all, business has a certain risk." The third uncle interjected; "Don't take out a loan from everyone, only to end up with nothing to lose at the end of the year."

"What the third uncle said is, but this is not afraid, first we need to evaluate their creditworthiness, and then we are taking those shops as a mortgage on their properties, and third, we ask them to find at least five reputable and capable relatives or peer shops to guarantee, wouldn't it minimize our risk?" As soon as he started his thinking, Mr. Li was a whole person.

"Yes, that's a good idea." The third uncle exclaimed loudly; "The loan we lend to the people for a living will have a lower interest, which also reflects your Bodhisattva heart of the king, but these businessmen want a higher interest rate, after all, businessmen are profitable, there is money to be made, as long as we are less than the current donkey rolling interest rate, I think the people's interest is even one cent a year, and it is not rolling, but businessmen need two points, and they are not rolling, what do you think?" Since the third uncle took charge of the money and food on the cottage, those two eyes have completely fallen into the eyes of money. However, the matter was unanimously approved. In fact, even the two cents of profit is already the lowest in this Ming Dynasty, and the businessman will definitely accept it with joy.

Inadvertently, China's first money lender, that is, the prototype of the bank, began to be born in the gossip of these brothers. At the beginning of this, as soon as the news of the loan was released, those who had the ability to do business were optimistic about the copycat sales, and looked for relatives to guarantee the loan, and in a blink of an eye, they snapped up the hundreds of shops of the Cao family that had caused everyone a headache, and the money brought out at that time returned to the hands of the third uncle in a blink of an eye.

Chen Ce also moved a few windmills from the cottage, and ordered people to erect them by a river, and the constantly rotating windmills lifted the river to the scene on the high embankment, so that the people who came all the way to see the strange people were amazed, and by the way, they asked where this was sold, and when the on-site commentator said that this thing cottage provided drawings and gave them loans to make themselves, it immediately brought a wave of windmill building, and almost all the villages near the river had people take out loans to build windmills, which laid a good foundation for the grain production in the base area.

At the same time, those simple and industrious people also took the loans of the cottage and began to develop the breeding industry, and for a time almost every household in each village began to raise pigs and sheep, and these loans played a role in the base area to enhance the vitality of commercial prosperity again, and the tax revenue of the base area increased again. There was a rare scene of prosperity in the entire base area, and even the people and merchants around the base area began to hope that the power of the intruding army would radiate to them as soon as possible, and bring them prosperity and peace.

At this time, Wu Tao excitedly said to Chen Daodao; "Brother, let's sort out a report overnight, you bring it back to King Chuang, if King Chuang approves it, how about letting him revise it in his busy schedule?"

Chen Che was stunned when he heard this, and only then did he remember the purpose of his coming, and laughed at the moment; "But you don't have to bother me, you two and the third uncle will go back together and say no to King Chuang in person?"

"What do you mean by that?" Everyone asked blankly.

"I came this time to receive the order of King Chuang to inform you, and you all went to Qianzhai to celebrate the old days."

"Celebrations? Could it be that the anti-encirclement campaign has been victorious? Wu Tao and others asked happily, the victory of the anti-encirclement and suppression is what everyone firmly believes, but they didn't expect it to be so soon. So he urged Chen Che again and again to tell him about the anti-encirclement and suppression, so Chen Che began to foam at the mouth one by one.