Qian Qianyi's words seemed to reassure the businessmen, and everyone expressed their willingness to participate in the action of raising the price to purchase grain, they thought that Qian Qianyi came from the government, and his information must be accurate. There is a saying called "Xiucai doesn't go out, he knows the world", not to mention that Qian Qianyi is a jinshi master, and he has been a Beijing official, his reputation should be guaranteed, if anyone has any doubts, everyone will definitely treat him as a fool.

At this time, Zhang Fuyou added a fire, he said: "Since the founding of the Ming Dynasty, our taxes in Suzhou and Wuxi have been the heaviest, where has our money gone?" It's not that the government has used it to subsidize those poor ghosts in the north, but now that they are better off and have money in their pockets, we naturally want to earn back the money that belongs to us. Don't worry about the problem of insufficient money, I have contacted several shareholders of Jiangsu and Zhejiang Bank, and they promised to lend you silver at the most preferential interest, hoping that you can make more money and make money boldly! ”

When Niu Jinxing sent a caravan to buy grain overseas, arranged all kinds of things, and came to Suzhou, Liu Laocai complained to him about the bitter water, at present, the grain prices in Suzhou, Wuxi, Changzhou, Zhenjiang, Jiaxing and other state capitals have tripled, and the citizens have complained, why we have not been affected here, but the grain price is more expensive than in the north?

Niu Jinxing said with a smile: "Don't worry, Lao Cai, I estimate that food prices will have to rise in the near future." In this way, we buy grain at a copper coin lower than the market price, and sell rice and noodles at the original price, but remember to limit the amount, in all our grain stores must post notices, each person is limited to two days of rice noodles, and there must be four neighbors to guarantee each other, must be landless city residents can enjoy this treatment, this is our Daming Royal Commercial Bank to support our customers feedback, I hope you cherish the hard-won friendship. ”

Liu Laocai looked at Niu Jinxing very puzzled, he couldn't understand what the hell this big shopkeeper was doing, why did he want to make a money-losing business, but looking at Niu Jinxing's unpredictable smile, he didn't dare to ask the reason, just go down to carry out the order, anyway, it was not his own money.

In the following days, the ordinary people in the city began to feel sad, the price of white rice and white noodles rose every day, people in the grain and oil stores began to line up, in the Jiangsu and Zhejiang regions, the price of grain rose rapidly, and for a time people were panicked, and rumors were spreading everywhere.

The merchants who joined the high-priced purchase of grain saw that the price of grain continued to rise, and the merchants who did not join in were not reconciled, and they began to send people to Sichuan, Hunan, Hubei and other places to buy grain, and a large amount of grain began to flow into Jiangsu and Zhejiang, and the price continued to rise, and the greedy businessmen began to borrow from banks. Because the Bank of Jiangsu and Zhejiang was jointly established on the basis of the money bank, the autonomy of the local branches is very large, and they can lend to each other, but they need to pay interest.

When people are crazy, they will lose their minds, especially Zhang Fu's Fushe, at this time began to discuss state affairs again, they first proposed the imperial examination system, proposed that the current government inaction, let the market prices soar, and said that it is because of the high taxes now, so the prices have soared, if the taxes are exempted, the prices will definitely be lowered, and so on all factors point to the current official rules, demanding the restoration of all the original systems, known as retro.

In line with this, Qian Qianyi also gave a speech at Donglin Academy, talking about the current systems, calling on all scholars to go to Kyoto, asking the emperor to listen to the opinions of scholars all over the world, restoring the imperial examination system, requiring that scholars be the foundation, and that those who work hard govern people, and restore the exemption of various taxes and fees for scholars.

Just when these people were making a fuss, all the shops of the Daming Royal Trading House in Suzhou, Wuxi and other places began to sell grain at a reasonable price, and under the arrangement of Niu Jinxing, almost overnight, all the grain stores related to the Daming Royal Trading House began to do so.

When the anxious governor of Jiangsu and Zhejiang was thinking about how to appease the citizens in the city, he was shocked by this unexpected news, and he hurriedly rushed to the nearest place from the yamen to check, this thing is indeed true, but the workers in the store are just working, and no one knows why they are doing this, which makes the governor wonder very much, what the hell is going on in this Jiangsu and Zhejiang region.

Liu Laocai is in charge, and the Daming Royal Trading Company is still buying grain at a high price, and their price is always a copper plate lower than that in the market, which makes those people who are greedy for profits go to the grain purchase point of the boss of the money, sell their rations to them, and then go to the cheap grain store of the Daming Royal Trading Company to buy rations, so that they can also earn some pocket money.

When the Daming Royal Trading Company began to sell rice noodles at a low price, Boss Qian was still startled, but when he heard that there was still a restricted sale notice in the store, he felt that he should buy people's hearts, and places like restaurants had to buy high-priced grain, looking at Liu Laocai, they were still buying grain, and felt that this was just a ghost trick exercised by the Daming Royal Traders, trying to lower the price of grain, and taking the opportunity to transport the grain away, hum, how long can you do such a loss-making business, even if the capital of the Daming Royal Trading Company is more, relative to the entire Jiangsu and Zhejiang regions, It's just a piece of cake, just the right opportunity to crush it.

Boss Qian, who thought that he had seen through the tricks of the Daming Royal Trading Company, immediately made up his mind to raise the price of grain again, and even hired citizens to buy at the cheap grain store of the Daming Royal Trading Company, in an attempt to sell all the grain, and then he could make a huge profit, but he didn't expect to fall for Zhu Youxiao's scheme.

After the Ming Royal Trading Company's affordable rice and noodle sales policy lasted for a month, Niu Jinxing ordered the price to be raised a little and the sales volume to be cut a little more, so that those merchants thought that they could no longer withstand the pressure, let them be more crazy, eat more grain, and even let the fleet transport back the grain from overseas to Wuxi quietly, let his subordinates pretend to be villagers, and sell grain to those merchants on a large scale.

The high price of grain has lasted for three months, and seeing that the summer grain in the north is still not harvested, the money boss is so happy that his face is about to bloom, if God doesn't rain again, and even the autumn dealer can't plant it, then they can make a lot of money.

The parity grain of the Daming Royal Trading Company has almost doubled in these three months, and the price of grain in the market has reached five to six times that of ordinary years, and Niu Jinxing has already purchased enough rations for the northern population from overseas for half a year, and it is about to end.

At the beginning of May of the ninth year of the Great Ming Dynasty, whether in the south or in the north, the grain prices of the entire Ming Dynasty reached a very high level, and the Central Bank of the Ming Dynasty suddenly issued a letter of tightening monetary policy, demanding that the major banks in the country tighten their currencies in an all-round way, and the bank reserves were raised by five percentage points in an all-round way. Because this was the first action of the central bank, the local banks did not quite understand why they did this, so some began to lend to each other, trying to cope with the customs and fish in troubled waters.

Yang Lian, the governor of the central bank, didn't know that the emperor would suddenly ban the sale of silver, but he still did it according to Zhu Youxiao's order, but how to let the commercial banks around the country to implement, he didn't have a spectrum in his own heart, for this reason, Zhu Youxiao specially told Yang Lian about the reason for the tightening of the bank, the price on the market is too expensive, in addition to the material can not meet the demand, the other reason is that the amount of money issued exceeds the actual demand, which causes prices to rise, but the purpose of this tightening of the monetary base is not these, The aim is to reduce the price of food in the market.

Zhu Youxiao himself can't understand these financial truths, let alone Yang Lian, anyway, the emperor said so, just do it, in order to better complete Zhu Youxiao's task, Yang Lian personally went to Suzhou, to the headquarters of Jiangsu and Zhejiang Bank to investigate the implementation of the task.

On the bright side, the increase of 5 percent in bank reserves is not too much, but it is a disaster for the current Jiangsu and Zhejiang Bank, because its branches are not completely controlled by it, its shareholders are quite scattered, and because of the purchase of grain, many of its branches have begun to borrow from other banks, which has led to the fact that the Jiangsu and Zhejiang banks have not been able to raise enough reserves in a short period of time to hand over to the central bank.