Crossing the Yellow River from Maojin, the horse team traveled all the way north, day and night, and trekked hard in the ice and snow.

After ten days, he finally arrived in Taiyuan City, and Tongzhou, the envoy of Hedong Jinglufu, heard the news and personally came to the post house to invite Cui Wenqing and others to go to Jinglue Mansion for a banquet.

It stands to reason that Cui Wenqing is just a six-grade inspection school appeasement envoy, and it is absolutely impossible for the dignified and third-grade envoy to come and invite him personally.

However, first, Tongzhou was already familiar with him, secondly, because of the face of Zhaozhao, and thirdly, and most importantly, because of the method proposed by Cui Wenqing to issue treasury bonds and military bonds, he got a lot of money for Hedong Road, and even now the government treasury is still full, and Tongzhou reciprocates with peach, which is naturally very enthusiastic.

Coming to the majestic and luxurious Jingluo Mansion, seeing a dazzling array of delicacies from the mountains and seas, and smelling all kinds of fragrant wines, Cui Wenqing couldn't help but feel like a world away.

It is no wonder that in the past ten days, I have not had enough food and shelter, and I have never entered the town to rest, and all I see are the mountains covered with ice and snow, and the official road that winds endlessly.

Entering Taiyuan City today, seeing this scene, Cui Wenqing naturally had some difficulty adapting.

In addition to Cui Wenqing and Su Shi, Ling also had Tong Qing, the son of Tongzhou, and Lu Huiqing, vice president of Hedong Bank.

Tong Qing's heart is broken, and he still ignores Cui Wenqing, but in his heart, he is very convinced of Cui Wenqing's character and ability, and he no longer has the same arrogance as in the past.

As for Lu Huiqing, he has been the vice president of Hedong Bank for less than a year, but he has already realized the unique advantages of the banking industry.

Not to mention anything else, just take the time when he joined the army in the past as the Jingluo Mansion, it was just a dispensable small role, and when he went to the local states and counties, those assassins Zhizhou also ignored him.

However, now becoming the vice president of Hedong Bank is different, because Hedong Bank has nothing else, that is, there is a lot of money, and he Lu Huiqing is also known as the God of Wealth on Hedong Road.

In this regard, Lu Huiqing couldn't help but feel a sense of gratitude to Cui Wenqing, if it wasn't for Cui Wenqing's support, maybe he would have been desperate after he was driven out of the yamen of Jingluo Mansion.

It's hard to repay such a generous kindness.

At the beginning of the feast, several people raised their glasses and drank each other, laughing and laughing.

During the banquet, Cui Wenqing did not forget that he was the president of Hedong Bank and asked Lu Huiqing about the current situation of the bank

Lu Huiqing said excitedly: "President Cui, after nearly a year of hard work, now our Hedong Bank has opened branches in every state and county, responsible for the issuance of military bonds and treasury bonds, in addition, according to your instructions, we have also begun to issue paper coins on a small scale, many businessmen have exchanged paper coins through our bank, and they all say that it is very convenient to carry money now, and there will never be a thing of loading silver in a car as before." ”

Su Shi faintly knew about the issuance of paper money on Hedong Road, and when he heard Lu Huiqing say this, he suddenly became interested and asked, "Brother Lu, what is the denomination of paper money in your bank?" Also, what do the people think? ”

Lu Huiqing explained with a smile: "According to President Cui's meaning, there are currently eight denominations of paper money, namely one tael, five taels, ten taels, twenty taels, fifty taels, one hundred taels, two hundred taels, and five hundred taels. When merchants want to pay for large quantities of goods, they can take out real money and exchange silver directly at the bank, and then pay the silver bills to the other party, and then they can get the silver back at the local bank. The advantage of this is not only that it is much easier to carry money, but also that the transaction is safe, and the cost of hiring darts along the way is not guaranteed. ”

"As for the people using the silver ticket, it is more convenient. In the past, everyone buys valuable goods, all need to carry a large amount of silver, heavy and more and very troublesome, and we Daqi silver mining volume is low, many places still use cloth, copper coins and other things to pay, the promotion of silver tickets, greatly solve these difficult problems, take me as an example, now go to any place in the city to consume, only need to carry a few silver tickets into the purse, easy, very convenient. ”

Hearing Lu Huiqing say this, Su Shi was very surprised, and said with a smile: "In this way, the issuance of paper silver tickets brings a lot of convenience, but paper silver tickets are too easy to imitate, I don't know how you prevent counterfeiting?" ”

Tong Zhou said with a smile: "As for anti-counterfeiting, it is even simpler, just stamp the silver ticket with the printing of Hedong Bank, and it will be considered effective." ”

"Stamp the big seal of Hedong Bank and it will take effect?" Su Shi was speechless when he heard this, looked at Cui Wenqing and smiled with admiration: "Brother Wenqing, now your Hedong Bank is very powerful, it is actually comparable to the mint of the imperial court." ”

Cui Wenqing shook his hand and smiled: "Otherwise, speaking of which, paper money is just a substitute for physical currency, and in the end, it is the silver and copper coins issued by the imperial court that stabilize the price, and every month the Zhenwu Military Metropolitan Mansion and the Hedong Jingluo Mansion have a quota for printing paper currency for Hedong Bank, not that we can print as much as we want." ”

Su Shi understood, and said with a smile: "Anyway, as soon as this silver ticket is issued, you will be able to summon real money from the hands of the people with a simple paper at almost no cost, Brother Wen Qing, this trick is more powerful than the expropriation and expropriation, and what is even more powerful is that the people and businessmen are all willing, and everyone is excited, so make money to earn you this step, hehe, it's really amazing!" ”

In the face of Su Shi's praise, Cui Wenqing did not show any joy and pride, but his expression was indescribably solemn: "In fact, when I met with the official family before, I mentioned the matter of the silver ticket to the official family, although the official family did not support it, but did not express its opposition, and An Shi Xianggong meant that we should take Hedong Road as a pilot, if it is feasible, in the use of silver tickets for national promotion, from the current results, it is indeed very significant, but I have always had a knot, that is, now our monetary system is too fragile, If one is not good, it may cause great trouble. ”

The issuance of silver tickets was Lu Huiqing's proud work, and when he heard Cui Wenqing say this, he suddenly felt a little strange and asked, "Dare to ask President Cui, what's the trouble?" ”

"Again, it's a matter of monetary security." Cui Wenqing raised a finger and explained calmly, "The reason why the people trust paper currency is because the Bank of Hedong represents the Governor of Zhenwu Army and the Jingluo Mansion, these two prefectures in Hedong are equivalent to the imperial court in a sense, so the currency has a high stability, but if it encounters, for example, the invasion of the Liao State, or a major natural disaster, the stable living conditions of the people have changed, and many uncertain factors have begun to increase, and the prestige of the imperial court has been hit. The people's trust in the imperial court also began to decline, and at this time, the people will not believe in paper money, but will pay more attention to physical objects, such as grain, real money and silver. ”

Cui Wenqing's words can be said to be very correct, from the ancient and modern Chinese and foreign history of many civil strife, paper currency will inevitably be strongly impacted.

(End of chapter)