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After Tian Jianxiu left, Xiao Tianjian took a good time in Luoyang City, accompanied Fan Yutong well, and also had a secret discussion with his father-in-law Fan Yaoshan. （..)

Fan Yaoshan now sees Xiao Tianjian's son-in-law again, but he is smiling so much that he can't see his eyes, although he also thinks that Xiao Tianjian is a person who can achieve great things, but after all, Xiao Tianjian's strength was still very weak at that time, even if he has this vision, but the world is unpredictable, he always has the idea of betting on treasure.

This is also the reason why he was reluctant to marry Fan Yutong to Xiao Tianjian, but later because of Fan Yutong's insistence, Fan Yaoshan had no choice but to admit it, and then walked away, but secretly communicated with Xingtianjun, and later with the help of Xiao Tianjian's power in Jinnan, on the one hand, he opened the door for Xingtianjun, and to a certain extent, it also became Xiao Tianjian's intelligence network, but on the other hand, because of Xiao Tianjian's backer, he also hit several peers who were against him, plus the relationship between the two parties, He could get a lot of iron from Yangcheng, and then resell it to various places through the waterway, and trade fairly with the Xingtianjun, making it really a windfall, not to mention in Shanxi at the moment, even in the entire Ming Dynasty, the Fan family's business can be regarded as a big one.

Now Xiao Tianjian led his troops to attack Henan, the power is stronger day by day, winning one battle after another, the territory is getting bigger and bigger, and their Fan family's business is expanding step by step with Xiao Tianjian's territory, although not many people know their relationship on the surface, but the Fan family's business is no one dares to smash it, so Fan Yaoshan can be said to be getting richer and richer now, and he himself secretly laughs when he thinks of it, and feels that his vision is really good, and he actually caught such a capable son-in-law, Looking at the world, who else can be more capable than his son-in-law?

So Fan Yaoshan has long forgotten his original unhappiness, this time he heard that Fan Yutong was leaving Jinnan and going to Luoyang, Henan, Fan Yaoshan secretly came to Luoyang with Fan Yutong, and this time he came to find Xiao Tianjian, and wanted to open a money shop in the jurisdiction of the Xingtian Army.

When listening to Fan Yaoshan talk about the money shop, Xiao Tianjian was suddenly reminded again, because since the Ming Dynasty, it was originally the Ming Dynasty that issued paper money, but because of the poor management of the imperial court, the paper money circulation failed in the end, and gradually was forced out of the market, and the currency of the Ming Dynasty was not unified, the court and the local government minted money, and the Ming Dynasty lacked copper, and a large number of copper coins flowed overseas, and lead was added when coining money in various places, and at the end of the Ming Dynasty, the copper content in some copper coins was only three percent, and it could be broken if it fell to the ground. It can be seen how much the currency has depreciated at this time.

After the Ming treasure banknote was withdrawn from circulation, silver became the standard currency in circulation, the official silver was cast from pure silver, but the private silver was mixed with a lot of lead, these copper coins and silver were adulterated so it produced money and profits, and now the copper coins issued in Nanjing are very adulterated.

Money is also a large piece of profit, at present, the government is responsible for managing the coinage, from which the greed is greedy, relying on the adulteration of the coinage to obtain money and profits, Xiao Tianjian was incapable of the past, but now he has occupied a large piece of land, plus over the years has seized a considerable amount of silver, of which the official silver seized in the government alone accounts for a considerable proportion, and there is quite a lot of silver in hand, there is no reason to let the official money circulate in the jurisdiction of the Xingtian Army, so that the government can earn a lot of money.

Xiao Tianjian had also thought about this matter before, but then he put it on hold because he was busy, and now when he heard Fan Yaoshan mention the matter of opening a money shop, he remembered this matter again.

Although Xiao Tianjian doesn't know much about the financial system, he at least knows that he can make considerable profits by minting money, and he doesn't make this profit, and some people have to find a way to make it, so why should he let it go?

The Ming Dynasty was short of gold, so he used silver as the main currency in circulation, and he could rely on the large amount of silver and copper in the current reserve to mint silver coins and copper coins, and then issue paper money through the silver reserves, so that he could obtain more financial resources.

As soon as he thought of this, Xiao Tianjian simply pulled Niu Jinxing and Fan Yutong and other people who understand the economy together, and discussed this matter.

As for what to do, Xiao Tianjian simply left it to Fan Yutong, the big housekeeper, to consider, anyway, Fan Yutong will be his chief financial officer in the future, and Fan Yutong must have the final say on all the financial affairs of the Xingtianjun, and Fan Yutong will naturally preside over the issue of currency.

So Fan Yutong immediately got busy again, first took over the financial power of the entire Xingtian Army, took over the finances of various places, and began to arrange personnel to be responsible, these things are very complicated, Xiao Tianjian is unable to manage even if he has the heart, so Fan Yutong, as his virtuous helper, is very suitable to take care of this matter.

As for the matter of minting money, it is not something that can be done in one sentence, which involves many things, from casting to distribution to circulation, there is a lot of knowledge, although Xiao Tianjian prides himself on being an all-rounder, but he is still a little unclear in this regard, after simply proposing this matter, he will let it go, in short, he asked Fan Yutong to do this matter as soon as possible.

Moreover, it is necessary to open a public money bank in the jurisdiction of the Xingtian Army, which is responsible for the payment of the money issued, and at the same time, it is also necessary to ensure that the paper and pen can gradually replace the various messy copper coins that are now popular on the market, and to ensure that the paper and pen of the Xingtian Army are preserved.

As for the coinage, Xiao Tianjian requires both to mint silver coins of various weights, but also to mint copper coins, at present, the Ming Dynasty has already begun to circulate the silver dollars brought by Western countries, these imported products are collectively known as Yingyang, Xingtianjun may as well follow their example, minting their own silver dollars, as for what to do, he believes that it is necessary to abandon the previous coinage process, take the way of forging to mint money, but also anti-counterfeiting.

In this regard, Xiao Tianjian can only provide some of his ideas, but Fan Yutong is much more proficient than him in this regard, after carefully understanding Xiao Tianjian's thoughts, Fan Yutong took over this matter, and promised Xiao Tianjian that within half a year, they would start to launch their Xingtianjun's silver dollars.

Xiao Tianjian was so happy that he secretly hugged Fan Yutong and kissed her a few times, which was regarded as a thank you to her, which made Fan Yutong very happy, and felt that she could finally do more things for Xiao Tianjian.

Of course, the issuance of currency is not a simple matter, there are too many aspects involved, Xiao Tianjian ordered Niu Jinxing to cooperate with Fan Yutong to carry out this matter, all the manpower and material resources needed, dispatched by Fan Yutong, including the craftsmen who minted money, in short, it will be carried out as soon as possible.

And his main focus is still on the current war.