In fact, although the shopkeeper made his own decisions and loaned 5,000 taels of silver to Song Kejiu and Huang Shaojie, the mortgage was a graduation certificate. After all, this is not in accordance with the bank's operating procedures, and he must report to the chief treasurer and the board of directors to prove that his actions are in good faith, but there is a certain risk, and if something goes wrong, he will have to bear the corresponding responsibility.

When this report was submitted to Zhu Youxiao's hands, Zhu Youxiao felt a different kind of thinking, this is the concept of venture capital, it seems that the shopkeeper has a sense of risk capital that ordinary people do not have, relative to general investment, venture capital has the characteristics of high risk and high return, and there are really not many people who can have this insight in this year. Secondly, another problem is also on the table, that is, some students with a pioneering spirit and a certain sense of entrepreneurship are trapped in the laboratory because of the lack of start-up capital. If a venture capital company is set up, it can not only earn high profits for Tenglong Bank, but also provide a certain amount of start-up capital for those students who are trapped in funds, which can be regarded as a win-win strategy.

After getting a loan of 5,000 taels of silver from Tenglong Bank, Song Kejiu and Huang Shaojie were overjoyed, and after returning to the school's experimental factory, they immediately gathered their classmates and announced that they had obtained a loan of 5,000 taels of silver, and immediately got a cheer. Subsequently, Song Kejiu and Huang Shaojie announced the recruitment of troops and the establishment of a stove company, because it is basically an unsecured loan, on the day of the establishment of the company, Tenglong Bank sent its own financial observers to supervise the company's financial expenditure income flow until the company pays off the loan.

Song Kejiu and Huang Shaojie led the convened people to work day and night, day and night, whether it is the production and procurement of materials, tools, accessories, etc., they have formulated strict standards, that is, to do experiments in the laboratory, they will also strictly follow the standard procedures to do. After more than two months of painstaking public relations, they finally manufactured qualified gasoline stoves and kerosene stoves. Then they applied for quality acceptance in the quality management department under the Ministry of Industry, very simply, the work efficiency of the current government departments is very high, especially about the technical department of the yamen, almost all of them are students who graduated from technical colleges, they are not infected with any bureaucratic bad habits, and they are serious and fast.

Because of the trademark registration system, Song Kejiu and Huang Shaojie immediately registered a trademark called "Shenhuo" after they started production, and because this is a factory built entirely on loans, they have established a very strict assessment system, the purpose is to ensure that their products will never be complained about by quality problems, so as not to lose the ability to repay loans after bankruptcy. So far, the first factory built by loans in Daming has been a great success, as for the sales problem, it is not a problem at all now, first of all, the army will be * part, and secondly, the Ming Royal Trading House has long been staring at this new furniture, along with the sale of gasoline and diesel, these are twin brothers. Since then, Song Kejiu and Huang Shaojie have created a miracle of "divine fire".

Just when Song Kejiu and Huang Shaojie's "divine fire" miracle, the Tenglong Bank of Daming Royal established a venture capital company, and the company's first big shopkeeper was the Liu shopkeeper who dared to lend 5,000 taels of silver with a graduation certificate and Song Yingxing's letter of introduction. Through Zhu Youxiao's explanation and the successful case of "Shenhuo", the shareholders of Tenglong Bank reached a consensus, that is, to establish a venture capital company, named Tiangong Venture Capital Company, specifically for the investment in the entrepreneurship of students of Daming Institute of Technology, the shareholders decided that for the principle of encouragement and fairness, the venture capital of the students only occupies 35% of the original capital, and only sends financial supervision observers, does not participate in any business activities of the company, and has no right to recover the investment within the agreed time. However, after the company starts to make profits, it must pay dividends strictly in proportion. If the venture capital company needs to sell its shares after the factory is profitable, it can open bidding in the society, and the factory owner can buy back on the basis of the same price.

If the shopkeeper Liu of the venture capital company is lucky, then this guy is really lucky to the extreme, on the day of the establishment of Tiangong Venture Capital Company, a thin young man came to the company and asked to see the newly appointed shopkeeper Liu.

Looking at this thin young man, holding a small iron box in his hand, with a very calm appearance, Shopkeeper Liu had a heartfelt excitement, it seemed that this young man was very smart.

The young man faced the shopkeeper Liu and said slowly: "I am a second-year student of Daming Institute of Technology who benefits from the money, and I hope to be able to borrow two thousand taels of silver from the Tiangong venture capital company of the shopkeeper Liu. ”

Shopkeeper Liu subconsciously thought, probably a good business to do, reached out to take the money to benefit from the patent certificate handed over, only to see a long physical picture painted on it, as well as a detailed instruction manual, the item is named "lighter", the patent office believes that this is a very valuable thing, now can not estimate the specific value.

Shopkeeper Liu immediately realized that this was another quite advanced thing, and then he saw Qian Ying press lightly, and saw the orange flame flickering and burning in the small hole on the side. Definitely valuable, and definitely not less than two thousand taels of silver, this lighter will definitely sell well in the market, there will be no doubt about it. So the money benefited from the Tiangong Venture Capital Company of Liu's shopkeeper and got a secured loan of 5,000 taels of silver.

Qian Yili didn't talk much anymore, because he was originally a person with few words, and no one knew how he invented this lighter, only he understood it in his own heart.

It turned out that he was just a poor student, and he was able to take care of the meals for free from the Daming Institute of Technology, and also gave some subsidies, and encouraged the students to go to the experimental factory to work and study. The money benefit is to use his spare time to make some money when Song Kejiu and Huang Shaojie's laboratories make gasoline stoves. But his body is a little thin, especially the factory is working overtime research and development, his body is a little unbearable, after wiping the leaking gasoline stove with a rag, he put it aside, forgot to clean it and put it away, as a result of the next test, the sparks splashed by the fire refining hit the rag, almost causing a fire, so he was cleared of the laboratory.

Holding the rag that made him lose his job, he returned to the dormitory and looked at it stupidly, feeling more and more aggrieved in his heart. Boredom, he took out his fire sickle and played there, and found that as long as the spark from the fire sickle touched the rag, the rag would catch fire, and while playing, he suddenly had an inspiration, which was the most primitive lighter.

Without any crazy moves, Qian Benefit was very careful to carry out his experiments, he quietly borrowed a little gasoline from the school, and when no one was around, he went back to the laboratory to do some small experiments. First of all, put a small amount of gasoline in a small basin, no matter how splashed sparks can not ignite, but if you soak a rag or waste cotton yarn, as long as the splashed sparks touch it, it will catch fire, although I don't understand the reason, but this is the case. Later, in the laboratory, there were only a few small iron boxes, as well as tiny flints, tiny small iron wheels, in short, some very tiny parts, and he made the first primitive lighter of the Ming Dynasty by himself. In order not to let others imitate, he set up some obstacles to open, once opened, you can't see the real method, the next is to apply for patents, loans, registered trademarks, and then Daming has produced a "Zhurong" brand lighter company that has not fallen for hundreds of years.

When this "Zhurong" brand lighter began to be popular in Kyoto, Zhu Youxiao also saw this epoch-making thing, because he developed the refining of oil in advance, and finally made the land of China no longer have the popularity of "foreign fire", it is estimated that there will be no more such things in the world, a dozen lighters must be much better than "foreign fire", gasoline has found a use, and it will never be poured out in vain as in history. It seems that this era is getting closer and closer to my original way of life, and I don't know if I should be happy.