At this time, Huang Sifang said softly in front of the two of them: "Two adults, relax your mind, the silver is stored in the Sifang Money Village to ensure that it cannot be lost, and now even the inner money of the saint has been deposited by the prince of the Huang family." ”

Fang Zhenghua and Li Ruolian said in unison: "There is such a thing? Even the internal money is deposited in the Sifang Bank, and it will be natural for the household department to go through the flow in the Sifang Bank in the future. ”

Huang Sifang arrived: "Rao is like this, the household department is already in contact with Mrs., there are Xu and Zheng two pavilion elders as guarantees, and I think there is already a charter." ”

It is only the first step to start a money bank to connect the world, and then you have to consider coinage, which is too troublesome to use silver, and it is a waste of time and resources to see the fineness, weighing, and fire consumption.

The use of money is the only way in history, and after Huang Han established credibility, he could first mint gold coins, coins, and copper plates into the market circulation.

The head of Sifang Qianzhuang is naturally Zheng Xiu'e, and now the state capitals of North Zhili and South Zhili have semicolons, and they will be expanded to the county towns of the two capitals and thirteen provinces in the future.

Zheng Xiu'e and Chu Chu often go to the Forbidden City to walk around, and it is inevitable to meet the emperor when they have more times.

It was a group of women chatting happily at Empress Zhou, and the emperor, who was usually supposed to be in the imperial study, suddenly came to see Zhou and happened to see Zheng Xiu'e and Chu Chu.

As the daughter of the elder of the court, the wife of the general of the seal, Zheng Xiu'e has a very high status, and she has the experience of managing millions of industries and has a unique temperament.

After she saw the emperor, she didn't have stage fright at all, but Chu Chu, who was usually articulate, was too excited, her body couldn't help trembling, and she was a little incoherent.

Chongzhen was accompanied by the queen, Yuan Guifei and Tian Guifei, so he took the opportunity to meet by chance and talked casually with Zheng Xiu'e and Chu Chu, who had met politely.

Zheng Guochang is a loyal minister, and the Zheng family is of course loyal to the emperor, and Zheng Xiu'e at this time is no exception.

It is possible that the vast majority of people at this time have chosen this way, disdainful of being loyal to one family, one surname, one party and one faction, and will only be loyal to the nation and the motherland, I am afraid that only Huang Han is the only one!

When the emperor asked, Zheng Xiu'e could be said to know everything, leaving a good impression on Chongzhen, seeing that his concubine was of the same age as General Pingliao's wife and concubine, Chongzhen welcomed Zheng Xiu'e and Chu Chu to come and go.

The emperor who returned to the imperial study fell into deep thought, General Pingliao was outstandingly capable, even his wives and concubines were so capable, it seemed that with him in Liaodong, the chief military officer of Shanhaiguan would definitely not be able to get rid of his control.

Chongzhen thinks that the right to displace people also! Most people would rather be a chicken head than a phoenix tail, if Yang Dalang, the new official who took office, can get the pleasure of monopolizing power, and then someone will point fingers at his subordinates, I am afraid that he will be ostracized.

The "Red Banner Army" needs to garrison Jinzhou, assist in the defense of Ningyuan, and monitor Yanshan, and cannot be mobilized on a large scale.

As long as Huang Han led a small number of men and horses to leave the army for a year or two, the civil and military generals of the imperial court would have the opportunity to recruit the generals of the "Red Banner Army", and there should also be generals who were unwilling to submit to others and take the initiative to strive to emerge.

At this time, as long as these generals are treated favorably, it should not be a problem to get their allegiance, and from now on, the "Red Banner Army" will not be like the Guanning Army, but a strong army that obeys the dispatch of the imperial court.

Emperor Chongzhen cares about lewdness, his idea is right, but he doesn't think that it can't be effective.

What is the key issue? Money and food! This is the most obvious question.

Daming still has a deeper problem, does Daming have a future for grassroots soldiers? Will their worries be addressed?

The salaries received by the generals were simply not enough to support the soldiers, and the treatment of the "Red Banner Army" was greatly improved by Huang Han, who was not bad for money, and now it is much better than that of the Guanning Army.

Huang Han, the head of the "Red Banner Army", knew in his heart that it was okay to use idealism to boost morale once or twice, but if he had more, he would be disgusted or even ostracized, and in the end it would definitely not work.

In order to be loyal to his subordinates, it is necessary to give full consideration to their benefits and future, and Huang Han adopted the method of embodying the high salary and welfare of the "Red Banner Army" in every ordinary soldier, which has achieved good results.

The "Red Banner Army" has no private soldiers of other generals in the collective, and theoretically most of them are raised by Huang Han, and "all" is equivalent to "neither", which is a collective centered on Huang Han and united.

After the generals got used to the "Red Banner Army" system, they were not at all suitable for the mode of leading troops under the family system.

For example, if a "Red Banner Army" is actually a guerrilla general, with a total of 3,600 troops, if he breaks away from the "Red Banner Army" system, he will immediately face the dilemma of having less than half of his military salary left.

As a result of the emperor's deliberate care, the treatment given to the soldiers by the imperial court was far lower than the actual income of the "Red Banner Army" now, and coupled with the blatant drift of the eunuchs, it was not bad to be able to reach half of the guerrilla generals.

With the food getting worse and worse, and the military pay less than half, how can he keep 3,600 men and horses?

By idealism? How much charisma does it take to be able to accomplish such a fool? Even Huang Han thought that he couldn't do it, and it was obvious that no one in the Ming Dynasty would have the ability to play such a deception.

It is estimated that it will not take a year, and this general must be a rebel and a relative, and it is very likely that he will eventually become the commander of the light pole.

In recent years, the education of the "Red Flag Army" will be child's play, at least the soldiers who have knowledge have less servility and more self-confidence, and they recognize the collective of the "Red Flag Army" and identify with Huang Han, the head of the family who can give everyone abundant food and clothing and a bright future.

A general who breaks away from this system will become nothing, and even his own soldiers may not follow him.

Because the general's personal soldiers are not private soldiers, they have no clan or family relationship with the generals, and there is no employment relationship, and their employment relationship is in the collective of the "Red Banner Army".

If a general adopts the "Red Banner Army" that deducts part of the military salary from the heads of the people and focuses on raising a part of the "Red Banner Army" in the hope of gaining loyalty and turning them into family members, then the general is very wrong.

Since its establishment, the "Red Banner Army" has always attached importance to the principle of fairness and strived to be in power in a sunny manner, and every soldier has become accustomed to a fair, just, and open atmosphere.

When the soldiers' salaries are suddenly reduced by more than half and the benefits are gone, the hearts of the soldiers will definitely fluctuate.

They also found that a small number of people benefited from the fact that a large number of military salaries had been deducted by the commanders, and that the soldiers who were less servile would inevitably explode in anger and beat the generals into sieves nine times out of ten.

The emperor did not know the inside story of the "Red Banner Army", and it was understandable to speculate with common sense, he was originally an overconfident young man, and he was ready to act when he had a plan in his heart.

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