Faced with Zhang Dian's question, Cui Wenqing first took a long breath, and then said a sentence that shocked everyone: "Everyone, our Daqi Bank does not need to issue treasury bonds at all!" In the future, there will be no need to rely on the issuance of government bonds to maintain financial resources! ”

"What? Do not issue government bonds? When they heard this, the eyes of Zhang Dian and the others were already round, and they obviously couldn't believe their ears.

"Yes." Cui Wenqing clapped his hands heavily, and then shook his fingers and smiled, "This thing of national debt is a leftover thing that people despise to play, I didn't expect you to pick it up now and take it as a guideline, it is really hilarious, since I am here to be the vice president of Daqi Bank, I naturally want to lead you to play some high-end things." ”

Hearing this, Zhang Dian suddenly became angry, and said sharply: "Cui Wenqing, the issuance of treasury bonds is the main business of the bank, even if your Hedong Bank is not also the main source of money for the issuance of treasury bonds?" Besides, the national debt was set up by Lord Fubi, how can you say that you are playing with the rest of the things yourself? Isn't this an insult to the rich man? ”

"I'll wipe it! Is the national debt thought of by Fubi? Cui Wenqing couldn't help but curse in his heart, and was immediately shocked, and at the same time turned his gaze to Fu Bi, obviously waiting for his explanation.

Facing Cui Wenqing's gaze, Fu Bi's old face involuntarily turned red, and he hurriedly spoke: "Lord Cui, have you forgotten that when Hedong Bank first issued treasury bonds, it was not allowed by the imperial court, and the old man came to Luoyang Mansion as a messenger to investigate the matter, only to discover the mystery hidden in the national debt and military debt, and then in order to ensure the smooth implementation of the national debt, the Hedong Economic Strategy envoy Tongzhou and Zhenwu Army Governor Zhezhao suggested that he and the old man jointly write a book, and the imperial court allowed Hedong Bank to issue treasury bonds. ”

Cui Wenqing remembered some of the past events at the beginning, and remembered that at that time, in order to reduce the resistance to the implementation of national bonds, Tong Zhou and Zhi Zhaocai proposed to pull Fu Bi to jointly write the book.

It was only later that these secrets were really difficult to explain, so many people thought that the national debt was the work of Fu Bi and Zhe Zhao and others.

Fu Bi knew that it was necessary to explain clearly today, and said to the surrounding officials of the Daqi Bank in a serious manner: "You may not know, in fact, the original idea of the national debt and military debt was not the old man, but Lord Cui Wenqing, but because Lord Cui had no reputation at the beginning, and his influence in the court was small, Tong Zhou and Zhi Zhao were worried that the implementation of the national debt would be blocked, so they said that they planned it, and then in order to be safe, they even pulled the old man together, so that later everyone thought that the national debt was conceived by the old man. ”

After listening to Fu Bi's words, everyone suddenly realized, but when they thought that the national debt was actually what Cui Wenqing, who had just reached the age of twenty, thought, everyone couldn't help but be shocked.

Zhang Dian was still skeptical, looked at Cui Wenqing and said: "Lord Cui, after several years of issuance, it has been proved that the yield of the treasury bonds is very good, even if the original treasury bonds are what you envisioned, you can't say that you are playing with the leftovers." ”

Cui Wenqing smiled and said: "For example, there is a pile of mud at the entrance of the village, there is a child who thinks the mud is very fun, so he took the lead in playing with the mud, at that time, playing with mud is a very novel thing, so this move attracted many children to follow suit, but as the first child who played with mud grew older, stood tall and looked far away, he knew that there were more interesting things in the world, he wanted to wake up these friends who were still immersed in playing with mud and couldn't extricate themselves, but at this moment all the children were addicted, I thought that playing with mud was the most fun thing, and I didn't believe in the words of older children at all, so you can tell me, are they pathetic? How is it different from the frog at the bottom of the well? ”

Cui Wenqing's voice fell, and the room was silent for a long time, obviously thinking about the deep meaning behind this metaphor.

It was Zhang Dian who was the first to speak, and he said with a pun: "Then Master Cui, you who call yourself a person who can stand tall and look into the distance, what do you think is the most fun?" ”

Cui Wenqing said solemnly: "Although the issuance of national bonds and military bonds is good, there are always certain restrictions, one is to use people's patriotism and love for the army, but it is a pity that with the passage of time, the feelings of the people will gradually fade, and the support for national bonds and military bonds will gradually decline, which is the inevitable law of the development of things; Second, the scale of the treasury bond and military bond issuance group is too small. This is because the main body that can buy treasury bonds and military bonds is the common people who have a certain purchasing power, and such a group is still very small among the tens of millions of ordinary people, and there are even more people who do not have the opportunity to buy treasury bonds at all, and these are the shortcomings of treasury bonds. ”

Speaking of this, Cui Wenqing paused, and continued to talk eloquently: "So the most important thing for Daqi Bank at present is not to continue to issue treasury bonds, but to find another way to open up new economic growth points, uh, this economic growth point is to open up another source of wealth, when I have made a preliminary discussion with the rich people, in the future, the focus of Daqi Bank should be on regulating the economic balance, but we are human beings, and we also need to eat to support our families, so Daqi Bank still needs to make money. In the future, we will focus on the function of saving funds and making silver tickets. ”

Hearing this, everyone looked at each other, even Fu Bi was a little sluggish, and he didn't understand the meaning of Cui Wenqing's words.

Zhang Dian thought for a while and said: "I heard that some time ago, Hedong Bank issued a large number of silver bills and implemented them in the area of Hedong Road, but I don't know what the effect is? ”

In fact, it is no wonder that Zhang Dian has such a question, because for many court officials, silver tickets are things that they have only heard but have never seen, and many rumors circulating among the people are not enough to make everyone trust, so Zhang Dian has this question.

For the silver ticket, Cui Wenqing can be said to be the most vocal person, this time smiled and said: "The current situation of the issuance of silver tickets can be said to be very good, even so good that we were not expected at the beginning, from the scale of the issuance of silver tickets, Hedong Bank has issued 10 million taels of paper bills, that is to say, a total of 10 million taels of paper currency in the market circulation and trading, from the perspective of the issuance of silver bills, the entire Hedong Road has been completely covered, even the most remote countryside, but also because of the Yamen propaganda in place, Knowing what the silver ticket is, and now many big businessmen are also accustomed to using the silver ticket for trading, they strongly hope that the imperial court can implement the issuance of silver tickets nationwide, so that they can do business more conveniently, so the first step of Daqi Bank is to do a good job in the issuance of silver tickets. ”

Hearing this, the officials of Daqi Bank were inexplicably excited.

Issuing silver tickets? Oh, that's a direct money-making agency, which is equivalent to a coinage agency, what an amazing power! What an enviable beauty difference!

If Daqi Bank can take care of this matter, it will really have a bright future!