Two months later, Datang's first bank was officially established in the prosperous area of Dongshi in Chang'an City in the Tang Dynasty, opening its doors to do business. 35xs

In the past two months, Li Chengqian spared no effort to vigorously publicize the bank's affairs.

The matter of running a bank has long been a household name, and during this period of time, the most discussed thing after dinner is this emerging industry - banking.

Even if you walk down the street, you can hear people talking about it, and you can't leave the bank.

"Have you heard? I heard that the imperial court is going to set up a bank called it? ”

"I heard about it, not only did I hear about it, but I also read today's Datang Daily, which clearly wrote about it."

"Ouch! I've heard that this bank, as long as you deposit your money in it, it will give you interest, and I don't know if it's true or not. ”

"I think it's probably fake, where in the world is there such a good one, as long as you put the money in, they will give interest?"

"If you want me to see it, don't daydream! Where in the world there is a pie-in-the-sky good thing, I'm sure it must be a hoax. ”

"Can't! This is an industry founded by the imperial court, and the imperial court should not deceive us, anyway, I don't believe in anyone, just believe in the imperial court. ”

"If you don't believe what I'm saying, then you can give it a try and see if it's true."

"Try it, who is afraid of whom! When the bank opened, I was the first to deposit. 35xs”

"That's it! If one of you says less, according to what I say, it is not impossible that it is true, and this bank is not still in the business of lending. ”

Such conversations can be heard everywhere in the streets and alleys of Chang'an City.

Therefore, on the day of the opening, there was a crowd of people in front of the bank, and everyone was crowding in front of the bank to watch the excitement.

In order to maintain order, Li Chengqian also sent Cheng Wuting and asked him to lead hundreds of guards from the East Palace, and then transferred some soldiers from the Jinwuwei to act as security guards to maintain order at the scene.

Seeing the heavily armed army standing around the bank to maintain order, everyone's trust in the bank increased again.

Most of these people are people who come from the other side to watch the situation and watch the situation, they are afraid that the bank is just a scam, and they will not deposit their money in the bank until the first person who eats the crab has a test result.

Some people have scruples in their hearts and are worried about risks, so they can only wait and see.

Naturally, there will be people who dare to stand up first, deposit their savings in the bank, and wait for the final result.

Seeing that some people came forward to save money, some greedy and cheap people also stood up and took out some of their savings and deposited some of them in the bank.

"You have collected this, and I will withdraw money with this in the future, and our bank will handle it for you."

After each sum of money deposited, the bank staff will give the person who comes to deposit the money a ticket stub for depositing the money, in duplicate, and one copy will be left in the bank.

Even if you accidentally lose it, or for other reasons, as long as you come in person, you can report the loss of the ticket stub left in the bank and make a replacement.

Moreover, on this ticket stub there is a logo specially used by the imperial court to prevent counterfeiting.

This is to prevent someone from creating counterfeit ticket stubs to commit fraud.

"If you want to borrow money and loans, please come here." At the lending window opposite the deposit window, the staff shouted loudly.

Merchants who need capital to do business come to the counter here to handle loans.

"This is the money contract you want to borrow, if there is no problem, sign it, and you can borrow the money you want in this bank." The staff is smiling at the customer.

After carefully reading the contract, the customer repeatedly confirmed: "Just sign and draw a pledge on it, and then take the house, land and other things as collateral, and you can get the money I want from you, right?" ”

"Yes, as long as you mortgage your house and other valuables, our bank will give you the corresponding loan money, which you can rest assured that this bank can be a formal institution run by the imperial court, absolutely innocent." The staff still serves with a smile.

After receiving an affirmative answer, the customer immediately smiled, took out the deed that had been prepared a long time ago, and placed it on the counter.

Waiting for the staff's appraisal of how much his house is worth, he will be able to borrow as much as he can get.

When the two parties sign a contract, the lender can withdraw the loan money, and only need to pay a fixed amount of money each month.

This is the bank's mortgage business, as long as there is collateral in the hands of the bank, there is no need to worry about the other party running away, if the other party can't pay back, directly take his collateral out and sell it.

Banking business is in full swing, and more and more people are coming to handle deposit and loan business.

As businessmen get loans to expand production and operation, earn more money, more and more taste the sweetness, and they have to mortgage their valuable things in the bank in exchange for funds to do business.

With the establishment of banks, it has brought a lot of convenience to everyone, and businessmen have enough funds to expand production and operation, which has led to the development of the economic market by the way.

The more profits the bank makes, the more money flows into the East Palace.

Therefore, Li Chengqian also gave a benefit to the East Palace, which filled the East Palace with joy.

Looking at the East Palace, which is making money every day, the household officials who manage the money and grain are very greedy, but no one dares to jump out to collect taxes or anything.

This is the prince's industry, who of them dares to jump out and ask the prince for money, isn't this the old birthday star hanging himself!

Fortunately, they are not stupid, they take out all their family savings, save them in the bank and leave, and earn interest every month.

Although the interest is not much, but the mosquito legs are small, and they are also meat, as long as the interest money is paid every month, they will not be too little.

The matter of Li Chengqian's bank operation soon reached Li Er's ears.

Hubu Shangshu instigated Fang Xuanling to send a report to Li Er, reporting to Li Er about Li Chengqian's bank in Chang'an City.

Fang Xuanling didn't think much about it, it was just a routine, after all, he couldn't fail to report such a big thing as the prince's bank.

What's more, Hubu Shangshu is an honest man, he doesn't have so many fancy intestines, and reporting the affairs of the emerging industry of banking to His Majesty Li Er is also his own job that Hubu Shangshu should do.

As for whether or not to levy the bank's commercial tax, it depends on the meaning of His Majesty Li Er.

After Li Er saw it, he was surprised! The more I looked, the more surprised I became!

On the same day, he wrote a letter to Li Chengqian, who was far away in Chang'an, hoping that he would be able to transfer the bank's income in addition to the bank's operation.

The remaining half belongs to his East Palace, and half can be used to replenish the treasury.

Datang's post station needs a large amount of money to maintain every year, and Li Er often worries about money.

With the bank's proceeds and this money injected into the treasury, Li Er can not have to worry about the maintenance of the post station.

Ask for recommendation votes, all kinds of requests

(End of chapter)