78 Faith

The actions of Hongmen outside Liaodong Pass are frequent, and the actions of Hongmen in the headquarters of Dayuan Island are also not small.

The team that went north to negotiate with the Ming Dynasty cabinet of Ying Tianfu, under the leadership of Dong Haoran and other economic talents, is making fierce negotiations with the treacherous and cunning Ming court, although the two sides have not reached a clear consensus now, but at least from Dong Haoran's return, it can be seen that the attitude of the Ming Dynasty government towards Hongmen is at least not too hostile.

The inventory of materials and silver money was consumed in a war that lasted only a few months, and the finances, which had been more abundant in the past few years, were suddenly beaten back to their original shape.

The construction of the Hongtang frontline outside the Northeast Pass, the recruitment of new recruits, and the preparation to recapture the Zunhua defense line of Shanhaiguan are all extremely costly for Hongmen.

This is a big problem for Hongmen, who is beginning to be stretched thin by government finances.

On the one hand, Li Tianyang once again found the big fat sheep of the Nanyang Chamber of Commerce and continued to persuade them to support the position of the army in the northeast of Hongtang. Two high-abundance iron ore mines and a semi-open-pit coal mine in Northeast China, which have been discovered and ready to be mined, are extremely attractive to the Nanyang Chamber of Commerce.

In recent years, with Hongmen to go south and north, develop and build Ryukyu, Luzon and other places, the volume of the Nanyang Chamber of Commerce has expanded at least several times, and if all the surplus money in hand is invested in the Ming Dynasty, it will definitely cause short-term inflation.

Therefore, Li Tianyang paid attention to these businesses, but it was a very wise idea.

However, the Nanyang Chamber of Commerce is a businessman after all, although it is now on the same front with Hongmen, and has invested a lot of resources in this occupation in the early stage, but Li Tianyang wants to persuade them to continue to invest capital, and he will have to pay more.

Under the mediation of Li Tianyang, the negotiations are in full swing, and by June, there is already a rough investment plan.

On the other hand, Li Tianyang is ready to start distributing the first batch of banknotes on Dayuan Island and Luzon Islands, two territories that are now firmly controlled by Hongmen.

Influenced by the Western economic system, as well as the design of Hongmen's own talents, as well as Hongmen's local cultural foundation, Hongmen's implementation of paper money is no longer a difficult thing.

In the past, Nanyang Money Bank began to issue bills of exchange, providing merchants of all sizes who traveled to and from Keelung Town the business of exchanging money in other places, so that bills of exchange, which had the same interest as paper money, were gradually accepted by the people at the bottom.

Of course, there are still differences, the previous bills of exchange, Nanyang Qianzhuang is more for long-distance trade business, the amount is large, the distance is long, the farthest has been able to go directly to Tianjin Wei. Moreover, this business of exchanging bills of exchange in different places, Nanyang Money Bank is still a fee business, and it also accounts for a large proportion of profits in the business of Nanyang Money Bank.

Paper money is not unfamiliar to later generations, and it has long been accustomed to be regarded as real money, and if Hongmen issues paper money, then it is bound to replace the silver dollar and gold dollar that still occupy the mainstream in Hongmen's sphere of influence.

As for how to issue paper money, and whether Hongmen will re-establish a central bank in addition to the Nanyang Bank, which will be responsible for issuing paper money and reserving silver and gold dollars, it is still uncertain.

However, Li Tianyang hoped that he could use the issuance of paper money, a bait with long-term interests, to persuade the members of the Nanyang Chamber of Commerce to increase their investment in Hongmen and have a closer relationship with Hongmen.

In the eyes of Li Tianyang and the Hongmen government, all kinds of ideas cannot be done overnight, and they also need to be treated carefully, but as the first to throw out and tempt the group of businessmen of the Nanyang Chamber of Commerce, it is enough.

However, the first to be thrown out by Li Tianyang, absorbing investment, is led by the Hongmen government to accept the bonds, the first issue of the minimum amount of 50 taels, the total amount of 1 million taels of silver dollars of five-year bonds, was handed over to Nanyang Qian Zhuang to distribute to the Nanyang Qian Zhuang in various stores, and there are special people to introduce and explain the contents of the content for the guests every day.

This is probably the first time in the East of this era that large-scale borrowing from the private sector in the name of a ruling group has taken place.

Perhaps today's Ming Dynasty has also raised money from the people and officials because of the financial difficulties of the court, but it is the first time that such a big deal as Hongmen has been made.

Don't think that this million taels of silver bond is too much in the Hongmen territory that is less than the size of a province in the Ming Dynasty. In Li Tianyang's plan, he was originally going to borrow two million taels of debt, but this bond is a new thing, and it needs a process of understanding, so he was cut in half by Li Tianyang, and released one million taels of silver first.

In fact, it is a new thing, but for the people under the command of Hongmen, it is not difficult to understand, after the establishment of Nanyang Bank, under the proposal of Li Tianyang, the deposit of silver will no longer charge handling fees, but will also give interest, so that the people under the command of Hongmen have benefited a lot, so this savings business is now very well promoted in the Hongmen territory.

As of June of the nineteenth year of Chongzhen, according to Li Tianyang's understanding, the circulation of silver money in the Nanyang money bank has reached more than 3 million taels. Although there is a lot of interest to be paid during this period, as the capital, Nanyang Money Bank came forward to lend to those businesses and landlords who know the roots and have strong properties, and the money earned is also very expensive.

Moreover, just like when Li Tianyang did not have Alipay to rob bank depositors in later generations, although the depositors of Nanyang Money Bank were able to earn interest through deposits, but in the same way, the interest rate of this current interest is scary, and only the long-term fixed interest rate is somewhat interesting.

It was precisely because he saw the wealth of the people in Hongmen that Li Tianyang decided to issue a bond of one million taels of silver at once, and he was originally a little worried about whether this bond would be difficult to promote in the early stage, but he did not think that this bond had been implemented for less than half a month, and most of it had already been claimed.

The annual interest rate of 5% may not be worth mentioning for the loan sharks of this era, but compared with the interest of the bank, the interest on this bond is much higher.

And as the people have been in Hongmen for a longer time, the more they feel the superiority of Hongmen's life, but it has also made them more confident in Hongmen, no longer like when the savings business was implemented, the people are always skeptical, and dare not easily try this crab that they have never seen.

After a month, the million taels of bonds issued by Hongmen were exchanged for piles of dazzling silver and gold, and then with a wave of Li Tianyang's hand, they were turned into all kinds of supplies urgently needed by the Hongtang military department, and they were delivered to Wu Jie and them in the north.

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