"Great Diwan, why is that?" , Li Chengji saw Zhang Timing and Zhang Xinglu's behavior, although he guessed seven or eight points in his heart, he still said a little strangely.

"Holy Lord, the old man has no way to teach his son, so he is here to ask for sin!" , Zhang Timing bent down and said very earnestly.

Zhang Xinglu, who was on the side, hurriedly told the story of the silver ticket and asked Li Chengji to surrender.

Through the careful investigation of the affairs department, Li Chengji has already figured out the matter of the silver ticket. And inside, it's not as simple as imagined.

"Although the private issuance of silver bills is an obstacle to national law, it is not a harm to nature. And the forgery of silver tickets... Hmph...", Li Chengji didn't say, but Zhang Timing and Zhang Xinglu both felt his anger.

But they were relieved! Because Li Chengji is angry with someone else! It doesn't matter who it is, as long as it's not the Zhang family, everything will be fine.

But he couldn't show the slightest joy on his face, and said loudly: "The Holy One is magnanimous, but my father and son have a guilty conscience, and I ask the Holy One to punish him!" ”。

Li Chengji helped Zhang Timing's body and said softly: "There is another inside story about the silver ticket, you don't have to worry too much." ”。

Zhang Timing was about to speak, but Li Chengji preemptively said: "Originally, I was thinking about the establishment of a money bank after the cabinet was over. At that time, the dinar and the dirkhan will withdraw from the market and switch to trading with paper money. ”。

"Money? Folding money? These words made Zhang Timing and Zhang Xinglu a little incomprehensible.

"Hmmm! Qian Zhuang ······", Li Chengji explained, saying his thoughts about Qian Zhuang. In fact, this is the prototype of the bank in later generations, allowing people to deposit money in the bank, and there is interest to earn. In this contemporary era of scarcity of financial products, this method of money absorption by Qian Zhuang is definitely promising.

"But for those rich households, the profits from lending can be worth 100 times the interest of the bank." , Zhang Timing frowned. If you want to attract people to save money in the bank, you have to be rich people. Because Dayuan is also those rich people who have a lot of money, and ordinary people are satisfied with food and clothing for a few years, how can they have more money to save money.

Besides, he still has a concern that he hasn't said!

When this new thing appears, the people may not necessarily accept it. Because money can only be relieved if it is placed under your nose.

Even though Dayuan has always been gentle with the people than harsh. However, the thousands of years of mutual distrust between the government and the people cannot be easily eliminated.

Li Chengji didn't take this into account, and responded: "It's okay to do this!" Money banks can save money and lend money. And the interest is still half of that of the people. ”。

In today's business world of Dayuan, lending money is a very common thing. And after the Khorasan government explicitly ordered the upper limit of the interest rate, it is still a bit heavy. Ordinary people have the help of the government, and there will be no starvation to death, and there will be no need to borrow. It's just that businessmen often have risks in doing business, and once they lose money, they may need to borrow money to tide over the difficulties.

These are free transactions, and the government will not interfere too much. Therefore, at present, many commercial banks have the business of lending.

Now Lee Seung-ji in order to expand the authority of the money bank! Preparations are made to clean up the current domestic lending chaos. The first is to set up a money bank to steal the business of private money lenders with low interest rates. At the same time, the deposit interest rate is used to attract people to deposit. In terms of laws and regulations, there are qualification requirements for lending.

Any commercial bank or individual that lends money needs to be certified by the government-designated institution. For example, if you have an official status or a close relative within three generations of your family is an official person, then large-scale lending is not allowed. There are also certain limits on the total amount of loans that can be lent each year.

And when lending, both parties to the transaction must be allowed to lend in the presence of the government. In the meantime, the government will take a loan tax to guarantee the risk of default in the future. If there is no official witness, it is useless for the borrower to sue the cardi if he does not repay it in the future.

Religious figures and organizations are also not allowed to lend. Previously, in the Huihe and Xia Kingdoms, temple lending had reached the point of flooding. The people who have the most money and the most extensive land are all the great monks of the temple. One by one, they eat with a big brain and a fat belly. What a cultivator!

Now Dayuan is dealing heavily with these religious people! No temple or mosque or church is allowed to lend money. If it is found, all property is confiscated and sent to prison for questioning.

When this method is implemented, the number of private money lenders can be said to be reduced by half.

After talking about his own coping method, Zhang Timing also felt that this method was very good. Although it will move a lot of people's cheese, especially in the court, many courtiers have some businessmen with relatives in their families. As soon as this law is implemented, their additional income will shrink.

But this is just the prelude to Lee Seungji's vision!

After establishing the authority of the bank, the next step is to issue banknotes. This one is more difficult than the former. But no matter how difficult it is, it needs to be done by people. There was no suitable candidate under Li Chengji before, so he was not in a hurry. This time there was a silver ticket, and he had already made up his mind.

Then he said to Zhang Xinglu: "I am willing to leave the matter of Qianzhuang to you." I don't know if you'd like to? ”。

These words were like a thunderbolt from the sky, and they only startled Zhang Xinglu. My head was also dizzy, and I didn't react for a while. Zhang Timing was also stunned for a while, and hurriedly refused: "The dog will only do some camps, where can I do a good job in Qianzhuang." Don't lift up the dog. ”。

Li Chengji ignored Zhang Timing's words, and still said to Zhang Xinglu: "You are the same age as me, and you are the queen's brother." For the rest of your life, do you just want to be a rich man with no status? Chong'a has become a secretary, and Kombas has also become a general in the army. Turgan has a good personal relationship with you, you should know that he has made great contributions in northern Xinjiang, right? ”。

They are all the same age, but others have great achievements. Look at yourself again, although there is a father who has become a big official, he is not his own after all. Thinking about it, his cool heart gradually warmed up.

Over the years, he has had a smooth ride in the business world, and he can be regarded as a good mix. But compared to status and rights, it is nothing. He didn't have such an urgent sense of crisis before, but this time after the silver ticket, he found out that something was wrong. Even his father can't keep him safe.

So man! Sometimes you have to be on your own.

But he was not sure whether what Li Chengji said was true, so he asked rhetorically: "You really want me to run a money bank?" ”。

"I swear by Allah! If there is disobedience, it is only called ······",

Before he could say the rest of the words, Zhang Timing slapped Zhang Xinglu's head and said urgently: "What is the identity of the saint, and he will talk to deceive you." ”。

Then he knelt down again and begged Li Chengji not to swear.

Seeing that he couldn't afford to kneel down if he didn't agree, Li Chengji had no choice but to give up.