According to the practice of the Hongwu Dynasty, the examination will be held on February 9, 12, and 15, but in reality, candidates need to stay in a small examination room for nine days, eating, drinking, lazing, and sleeping in it, so many candidates have both longing and fearing for the examination.

Because of the case of King Chu, the examination was postponed to March 9, 12, and 15, and the palace examination was postponed to April 15. It's just that when the candidates learned the news, they were already in Beijing and couldn't go back to their hometowns. In addition to the candidates from wealthy families, for some poor candidates, the extra month's expenses have become a problem, their original expenses are already stretched, and the hardships of staying in the capital for another month can be imagined.

However, the emperor's grace is vast, and these candidates can go to the Bank of Communications to receive a silver ticket of thirty taels with the identity of the candidate, which makes many candidates ecstatic and thank the emperor one after another.

For some poor candidates, they are also the first time to know the financial tool of "check", the thirty taels of silver notes they receive, can continue to be deposited in the bank, and then when the bulk of the expenses are made, the check can be transferred, and the inn of the Jingshi has long been familiar with this transaction method, this way is not only efficient and safe, they are very happy to use.

The business development of Bank of Communications is divided into three stages, the first stage is two years before Jianwen, mainly for the exchange of silver and silver bills, that is, customers deposit silver, Bank of Communications provides silver bills, this kind of silver bills have one hundred taels, fifty taels, twenty taels, ten taels, five taels, two taels, one or two seven denominations, so that merchants can carry out transactions as long as they carry silver tickets, silver tickets are much stronger than silver, both convenience and security, so after the initial wait-and-see, merchants have exchanged silver tickets with silver in their handsto trade with a silver ticket;

The second stage is from the second year of Jianwen to the fifth year of Jianwen, during which the Bank of Communications launched the deposit and loan business, so that merchants can deposit money in advance with the local Bank of Communications when conducting large transactions, withdraw it at the transaction place, and carry out transactions; However, this method is still a bit troublesome, and the merchant needs to explain the destination of the future withdrawal with the Bank of Communications in advance, so that the head office will send someone to escort the merchant's deposit certificate information and the required bank ticket to the branch of the destination, so that the risk is completely transferred to the Bank of Communications, and because of this, this model charges very high. Because the silver ticket is bearer, there have been many cases of escort personnel absconding with money and colluding with internal and external parties, which has caused great losses to the bank.

In the fifth year of Jianwen, under the prompting of Zhu Yunwen, Bank of Communications launched the business of "check", because the bank found that it was actually unnecessary to escort the silver ticket to the destination, because after the silver ticket transaction, the silver ticket will still be deposited in the bank, and these silver tickets often need to be transported back, and there are not many cases left in the local area, and the final change is just the account, which can be solved by modifying the account figures, which is very convenient and safe for both parties to the transaction and the bank.

Therefore, once the check was launched, it immediately became popular in Jiangsu, Zhejiang and Fujian, and some merchants would rather accept the check than accept the silver bill when trading locally; The payment of salaries and military salaries to the imperial court gradually passed through the Bank of Communications, which reduced the opportunities for many people to get on and off the bank, and the Bank of Communications gradually became a behemoth.

However, the Bank of Communications is far from perfect, its ability to trade in different places is limited, limited to communication and transportation conditions, and can only serve large customers and the six yamen of the imperial court.

......

Shimonoseki Wharf, Wangjiang Pavilion.

"Sister, do you regret it?"

“...... No regrets! ”

Listening to her sister Princess Anqing's hesitant and low voice, Princess Ningguo smiled slightly bitterly: "Anqing, don't blame Your Majesty, he can't help it!" ”

"Sister understands!" Princess Anqing sobbed, wiped the tears from her eyes, and turned her head to look at the riverside, where her husband Ouyang Lun and five-year-old son Ouyang Guanjie were playing with stones.

Listening to her son's immature shout, a trace of tenderness appeared on Princess Anqing's face, and she looked back at her sister Princess Ningguo: "Sister doesn't regret it, I can't let Guanjie be without a father." ”

"Alas, Anqing, Ouyang Lun's matter, didn't you find out at all?"

"Hehe," Princess Anqing sighed: "He only told me that he earned it from doing business and partnered with Li Jinglong, I thought that Li Jinglong was a relative of our family and would not harm him, but I never expected that this kind of thing would happen." ”

While speaking, Princess Anqing turned her head to look in the direction of Jingshi, and said indignantly: "Li Jinglong, a dog thief, died well, Your Majesty should clean them up like this!" ”

Princess Ning Guo looked at her sister's expression, hesitated, and said in a low voice, "Is Ouyang Lun okay these days?" ”

"What could be bad about him?" Princess Anqing sneered: "This palace gave up the glory of the princess and was demoted to a concubine by His Majesty, in exchange for his life, what is he not satisfied with?" ”

"Huh?" Princess Ning Guo was stunned for a moment, and said in a low voice: "Fourth sister, are you still annoyed with him?" ”

"What's wrong?" Princess Anqing said angrily: "This time something happened to him, I just learned that he still has a few indiscreet women outside, if it weren't for Guanjie, I would have killed him?" ”

"And such a thing?" Princess Ning Guo patted the table in front of her, Huo Ran stood up, and said angrily: "How dare he do such a thing? What else are you going to do to save him? ”

"Sister, sit down, don't be angry!"

Princess Ningguo gasped angrily and said in a deep voice: "Then why did my sister save him?" ”

"Alas," Princess Anqing hesitated for a moment, and said with a wry smile: "After he was arrested, the princess's mansion was sealed, and Guanjie cried all day long, looking for his father, so I had to go to His Majesty to plead." Your Majesty originally refused, but then she couldn't bear my bitter begging, and my sister said something from it, so His Majesty blurted out that he could use his sister's title to atone for Ouyang Lun. ”

At that time, my sister knew that if she didn't agree to this condition, Ouyang Lun would have no chance. In fact, I can't bear the glory of the princess, but what can I do? Could it be that when Guanjie wanted his father, I told him that I was reluctant to give up the glory of the princess and didn't go to save his father? ”

"What do children understand? It will be fine after a while! ”

"Children will always grow up!" Princess Anqing looked back at her son by the river, pursed her lips, shook her head and said, "I don't dare to take this risk, I only have such a son, I can't let him complain about my mother." ”

After listening to her sister's words, Princess Ning Guo was speechless, in fact, she also understood that when Her Majesty said that, her sister would not be able to refuse, otherwise if it was spread, she would not be able to face her son, but His Majesty's mind was a little too much, too vicious......

Princess Ningguo was silent for a while, took out a paper bag from her arms, and handed it to her sister: "This is five thousand taels of silver tickets, you can take it with you, you can use it on the road and in Liaodong." ”

"Sister," Princess Anqing hesitated, clenched her fist slightly, and then reached out to take the silver ticket, and sighed slightly: "Thank you sister, now that the princess's mansion has been seized, all the money has been used to repay Ouyang Lun's illegal gains, my sister really needs money, I will use this money first, and when I have money later, I will definitely pay you back!" ”

"No, no," Princess Ning Guo shook her head: "You are my sister, my sister should take care of you, my sister has already repaired the book to your brother-in-law, let him repair the book to Wu Sheng of the Liaodong Metropolitan Division, he will take care of you!" ”

"Well, thank you sister!"

......

The sisters' talk actually didn't last too long, so there was nothing to say.

Princess Ning Guo stood on the riverbank, watching her sister's family go north by boat, and her heart was full of emotion.

Ouyang Lun was bound to die, and his sister Princess Anqing went to intercede, but His Majesty, who had been very respectful to Anqing since childhood, refused to forgive Ouyang Lun, and in the end, although His Majesty was relieved, he asked Anqing to give up the title and change Ouyang Lun's life, and Anqing could only agree.

Ouyang Lun's capital crime can be avoided, but the living crime is unforgivable, not only all his illegal gains have been confiscated, but the princess's mansion has also been sealed, because Anqing is already a commoner, and he is not qualified to use any objects in the princess's mansion.

Not only that, Ouyang Lun was demoted to the pastoral supervisor of Zhengjiupin, and went to Jinzhou in Liaodong to raise horses, according to His Majesty, since Ouyang Lun likes tea and horses, then go to raise horses, when is he going to make up for ten times the loss of the country caused by his smuggling, and he will have a chance to be exempted.

Ouyang Lun heard this condition and agreed, so His Majesty issued a pardon, Ouyang Lun went to Liaodong to take up his post, and Anqing and Guanjieen were allowed to accompany him.

Even so, this incident caused the imperial historian to complain a lot, accusing His Majesty of abolishing the public ...... for private purposes

After her sister left, Princess Ningguo sighed a few times, turned around and got into the carriage, and ordered to return to Beijing immediately.

When Princess Ningguo got into the car, she inadvertently glanced at the way she came and found that a few dusty monks had come. Princess Ning Guo glanced at it, and her eyes involuntarily fell on a monk: "Why is he?" How did he become a monk? ”

......