When Xu Lang returned home, it was already midnight, Xu Lang pushed the courtyard door and found that the courtyard door was plugged in. Pen, fun, pavilion www. biquge。 info

Xu Lang was a little strange, they knew why they had to intervene when they went out.

Xu Lang was just about to raise his hand and knock on the door, when the courtyard door opened from the inside, and Chen stood in the door: "Mr. Xu is back." ”

"Why hasn't Miss Chen rested yet?" Xu Lang asked casually, "Have you been waiting for me?" ”

"They're all asleep." Chen replied, "I'm worried that Mr. Xu won't be able to enter the door if he comes back late. ”

"You should rest early, too." Xu Lang smiled at Chen, raised his leg and was about to walk into the house.

"Mr. Xu." Chen called out to Xu Lang, "I have something I want to discuss with Mr. Xu." ”

"What's the matter with you?" Xu Lang was very strange that Chen would have something to discuss with him when he was so late.

"Mr. Xu." Chen whispered, "Sister Yiyi is also pregnant now, Sister Zhiruo and the two girls go to the school every day, and I have to take the little master every day, and I am a little too busy." Mr. Xu can discuss with Sister Yiyi and find a maid to cook or something. Now our family is basically who comes back and who cooks, and even the time to eat may not be. ”

"That's what you mean." Xu Lang really didn't take this matter to heart, and now listening to Chen's words, it seems to be the truth.

Chen misunderstood what Xu Lang meant, and hurriedly said: "I don't need the moon silver, Mr. Xu can use my moon silver to hire two more maids." ”

Xu Lang smiled: "I'm not worried about money, you have to make the final decision on this matter." I'll talk to her about it, and it's time to find another maid to help you. ”

Xu Lang's heart was thinking of other reasons, Bihe and Ziyun had come to be maids from the beginning, but they had been maids for more than a year, and now they have become young ladies in their own family. If you find 2 more maids, then when Cheng Yiyi gives birth to a child, won't there be 2 more girls. Xu Lang didn't pay much attention to these things originally, but there were more and more people at home, and now the small courtyard where he lived seemed a little crowded. If there were a few more people, maybe they would have to live in a bigger place, and the thought of moving made Xu Lang's head a little big.

Seeing that Xu Lang agreed, Chen smiled slightly: "Mr. Xu, let's rest early." ”

Xu Lang entered the bedroom, and Cheng Yiyi and Zhao Zhiruo were already asleep on the bed.

Xu Lang lightly took off his clothes and got into the quilt, Zhao Zhiruo turned over and opened her eyes in a daze: "You're back, I'll go and wash your feet." ”

"When is it, and what feet are you washing?" Xu Lang smiled and grabbed Zhao Zhiruo, "Don't wash it, rest early, there are still a bunch of things to do tomorrow." ”

Cheng Yiyi was woken up by the sound of two people talking: "Are you two unable to hold back again, do you want me to make room for you." ”

"No, you don't." Xu Lang smiled, "You just watch from the side." ”

Cheng Yiyi pinched Xu Lang hard in the quilt. The three of them made a fuss, and no one had any sleepiness.

Zhao Zhiruo put on her clothes, got out of bed, poured a cup of tea, and asked, "Which of you wants to drink tea?" ”

"Zhiruo, drink it yourself." Xu Lang took out a cigarette and lit it, "Miss Chen told me one thing just now, should our family find two more maids?" ”

"Why are you looking for a maid?" Cheng Yiyi asked, "You still think there are few people in our family." ”

"It's not." Xu Lang told Chen's thoughts again.

"There is some truth in what Miss Chen said." Zhao Zhiruo got back into bed and sat cross-legged, "Sister Yiyi, when I was pregnant with a child, Bihe and Ziyun took care of me, and sometimes I couldn't be busy. Now at home, Miss Chen is alone in charge of housework and has to take care of the children. And you're getting heavier, it's time to find someone to serve you. ”

"Zhiruo, you give out the money." Cheng Yiyi said with a smile, "Now let's make money for the three of us, find two more maids, and take what to support them." ”

"How much silver do we have left?" Xu Lang asked.

"I don't know." Cheng Yiyi replied, "Now that Zhiruo is in charge, you have to ask her, I only know how much silver is still in the bank." ”

"Xu Lang." Zhao Zhiruo calculated an account for Xu Lang, "Now the living expenses of you and Sister Yiyi are 10 taels per month, and the salaries of the three of us together are 12 taels, a total of 22 taels." I have to repay 5 taels of money every month, give Miss Chen two taels, Bihe and Ziyun have a total of 1 tael of pocket money, and there are 14 taels left. Over the years, the dividends of the two of you plus the savings we have saved on weekdays have saved a total of more than 1,000 taels of silver, and I have stored them in Yulinwan Bank, with an interest of 5 taels per month. ”

After listening to Zhao Zhiruo's account, Cheng Yiyi reached out and pinched Zhao Zhiruo's face: "This account, you can come to our bank as the chief accountant." ”

"The dividends of the two of us over the years are only 1,000 taels?" Xu Lang asked Cheng Yiyi, "Why are there so few?" ”

"That's quite a lot." Cheng Yiyi said, "It's not that you don't know the current situation, if you have a little money, you will expand the army, how can you have the silver of dividends." There are a lot of books on the books, and I don't know which life I can cash them out. ”

"Then is these 19 taels enough to spend?" Xu Lang has no concept of money.

"That's enough, I can't finish it." Zhao Zhiruo said with a smile, "We don't want to be rich and rich, just live a peaceful and stable life." ”

"That means hiring two more maids is enough to spend?"

Cheng Yiyi pinched Xu Lang again: "You don't think about anything good, right?" ”

"What more good can I think of." Xu Lang extinguished the cigarette, "Miss Chen and Zhiruo are right, your body is getting heavier and heavier now, and I don't feel at ease if there is no one around to take care of you." ”

Cheng Yiyi turned around and hugged Xu Lang: "I just need you to take care of me." ”

"If we hire two more maids, this yard will be a bit unlivable." Xu Lang said, "It seems that we have to change to a bigger place." ”

"Let's change it, then." Cheng Yiyi has no opinion on changing houses, "Didn't Di Chong build another batch of sea-view villas recently, let's go buy one too." ”

"Just his villa with a sea view." Xu Lang said with a smile, "I haven't sold a few sets so far, and what kind of European style is still not suitable for the current situation in Yulin Bay." ”

"That's right, Sister Yiyi." Zhao Zhiruo said suddenly, "A gentleman in the school asked me one thing, someone wanted to borrow our silver, saying that the interest rate was higher than that of the bank. ”

"Yes, how much can you give?" Cheng Yiyi knows that the loan approval of banks is getting tighter and tighter, and some people who do business in Yulin Bay cannot borrow money from the bank and start private loans. This was nothing, but recently, there were a few companies that couldn't pay the money because the interest rate of Chengruo was too high, and they were forced to pay debts by creditors and went to the patrol house. Liu Guannan had no basis for disposal, so he could only try his best to appease him, and on the other hand, urge the General Assembly to formulate a "Loan Law".

"Well, this interest is not fixed, but it should be high."

"How could it not be fixed?" Cheng Yiyi was a little puzzled, sat up and asked, "Why is it not fixed?" ”

"It's interest, but it's not, it should be regarded as dividends." Zhao Zhiruo organized the vocabulary, "Let's lend him the silver, the silver we lend out has no interest, only the principal." But we can find others to come up with silver, as long as others take silver, we will have 20% of the dividends, and the more people we find, the more dividends we will have. ”

Cheng Yiyi and Xu Lang couldn't sit still at the same time: "Zhiruo, who told you about this, this is a pyramid scheme to pull people's heads." ”

Zhao Zhiruo didn't understand what MLM meant, looked at the two of them and asked, "Isn't this a good thing?" ”

"Of course it's not a good thing." Cheng Yiyi told Zhao Zhiruo what MLM was, and Zhao Zhiruo understood a little, "It turns out that this is a lie." ”

"Yiyi." Xu Lang realized something, "This is not right. ”

"What's wrong?"

"Yiyi, pyramid schemes are a unique fraud method in our homeland, how would the people of Yulin Bay know, they should not think of this method."

Cheng Yiyi felt that what Xu Lang said made some sense: "You mean that this matter was caused by Tao Min and them?" ”

"It's possible." Xu Lang analyzed, "Yiyi, you think, the final result of pyramid schemes is that the people at the top run away with the money. If the people in Yulin Bay are involved, once someone runs away with the money in the future, it will be a heavy blow to the economy of the entire Yulin Bay, and maybe it will be chaotic. ”

"But will Tao Min use this method?" Cheng Yiyi was a little skeptical, "He should know that our own people will guess his intentions." ”

"Zhiruo." Xu Lang asked, "What else did that gentleman in the school say to you?" ”

Zhao Zhiruo thought about it, and suddenly clapped her hands and shouted: "Yes, he also said that he can't tell you and Sister Yiyi about this matter." He said that there are many people who want to take money to participate in this matter, so now they are just borrowing money from our Ming Dynasty people, and they can't let you, the remnants of the Song Dynasty, know. ”

"Tao Min must have done this." Xu Lang said, "We can think of cracking down on the economy against gold, and Tao Min will not think of hitting our economy." ”

"So what do we do?" Cheng Yiyi asked.

"Tomorrow, I will discuss with Wang Hua and Liu Guannan, let's follow the vine and find out Taomin's people." After Xu Lang finished speaking, he asked Zhao Zhiruo, "What is the name of the gentleman who is looking for you?" ”

"His name is Mo Chenyi, and he is in charge of chores in the school, and he doesn't teach."

The next day, Xu Lang talked to Liu Guannan and Wang Hua about the pyramid scheme, and Mo Chenyi was invited to the patrol room.

"Mr. Mo." Liu Guannan asked politely, "I came to you because I want to know about the situation with you, Mr. Mo doesn't need to be nervous." ”

Mo Chenyi has never entered the yamen when he is so old, and he can't help but be a little scared: "If Master Liu has anything to ask, he will answer truthfully." ”

"Mr. Mo's finding someone to borrow money in the academy, who asked you to do this?" Liu Guannan asked directly.

Seeing that Liu Guannan was asking about this matter, Mo Chenyi was a little relieved: "This matter was told to me by my brother-in-law, I don't think there is anything wrong with this matter, so I asked the gentlemen in the school." ”

"Does Mr. Mo think this matter is very good?"

"yes." Mo Chenyi replied, "You don't have to work hard, as long as you can find someone to borrow, you can earn silver, this kind of good thing is not difficult to find with a lantern, I heard that someone has earned a few hundred taels in a few months." ”

Liu Guannan said with a smile: "So does Mr. Mo think that there is really a good thing in this world that can't be found with a lantern and will find Mr. Mo's head?" ”

Mo Chenyi was asked: "This, there should be one." ”

Liu Guannan didn't ask anymore: "Mr. Mo, please ask your brother-in-law to come to the patrol room, we have something to ask him." ”

Mo Chenyi began to be scared again: "Go and call him on the horse." ”

More than an hour later, Mo Chenyi's brother-in-law, a young man in his early 20s, sat opposite Liu Guannan.

"Your name is Yue Yu?"

"Yes, the villain's name is Yue Yu."

"Who did you listen to about soliciting people to borrow, and who is your boss?"

"This matter was told by a friend of the villain and the villain."

Liu Guannan stared at Yue Yu: "What kind of place is your friend, is he in Yulin Bay now?" ”

"Yes." Yue Yu replied, "He is also doing some small business in Yulin Bay, and his hometown is in Chengmai County, Qiongzhou Prefecture. ”

After a few days of tracking, Liu Guannan's patrol room basically found out the system of this pyramid scheme, and the result surprised Liu Guannan.

This pyramid scheme has been active in Yulin Bay for half a year, and now it has hundreds of members, and the amount of silver involved is about 10,000 taels. At the top of the top pyramid is a man named Dong Guo Yao, but no one has ever seen this Dong Guo Yao, let alone where he is.