Li Shimin's summons, in Li Zhonghua's expectations, after all, the title of Mingjun through the ages is not worthy of any emperor.

As long as Li Shimin is not a dumb man, he can see from his own proposal for the reform of the currency system and the establishment of the central bank of the Tang Dynasty that there are great interests contained in it.

After more than three months, I saw Li Shimin in the Taiji Palace again, and Li Zhonghua's mood was still a little excited.

Li Zhonghua told Li Zhongmin in detail about the many benefits of establishing the Datang Central Bank and issuing Datang treasure banknotes.

"Your so-called Datang Bao second is just a piece of paper, will the people be willing to accept it? Will merchants be willing to accept it? Li Shimin said worriedly.

"With the imperial court as a guarantee, why don't the people accept it? Isn't the money ticket issued by a private bank accepted by the merchant in the same way?

As long as the credit of the imperial court is still there, it will always recognize the value of the Datang treasure banknotes, and will not arbitrarily issue the Datang treasure banknotes, so that the Datang treasure banknotes will depreciate too quickly, and the Datang treasure banknotes will not collapse.

This is also the key to the establishment of the Datang Central Bank, which needs to appropriately regulate the issuance of Datang banknotes according to social and economic development.

It's not that the imperial court wants to issue as many Tang treasure banknotes, as many Tang treasure banknotes as it wants, if the imperial court really does this, then the Tang treasure second is a real piece of waste paper.

In addition, the issuance of Datang treasure banknotes, in order to win the fame, must have the basis of cashing at any time, and must not be issued without restrictions. Li Zhonghua said.

"However, after all, the Datang treasure banknote is printed on paper, and it is easy to be imitated, so wouldn't the consequences be very serious." Li Shimin said contemplatively.

"If someone forges the Datang treasure banknote, the consequences must be very serious, so His Majesty should issue an order to order someone to supervise the creation of special banknote printing paper, preferably a special banknote printing paper that others cannot imitate, with a better waterproof effect.

Another is that anyone who finds a forgery of Datang treasure banknotes will be given a strict punishment, which makes people dare not defy the law.

In addition, each Datang treasure banknote needs to have a unique number, preferably a pattern. ”

"This idea was yours, and it is estimated that it will not be possible to hand it over to others, so why don't I hand over this matter to you to supervise, how about it? Do you have the confidence to do it well. ”

Li Shimin's head was too big when he heard it, so he thought about letting Li Zhonghua be responsible.

"Your Majesty! The grass people are just a businessman, how can they mix in the affairs of the imperial court. Li Zhonghua was secretly refreshed and began to ask for his identity and official position.

"What official position do you want for this ......?" Li Shimin really doesn't know what official position Li Zhonghua should be given.

"It is better for Your Majesty to separate the Du Branch Division from the Ministry of Civil Affairs and form a Ministry of Gold to fully manage the money allocation of the entire Datang, review the financial expenditures and revenues of various places, as well as the infrastructure construction of various places.

That is to say, if the Ministry of Industry or a certain department, where it needs to spend money, it must apply to the Ministry of Finance for funding. ”

"Aren't these people in management?" Li Shimin said.

"There are too many things in charge of the Ministry of Civil Affairs, and it is very necessary to set up a special department to manage money. Li Zhonghua said eloquently.

"Since ancient times, there have been six departments, listening to you say this, isn't there going to be a seven, you don't want me to seal you a golden book, right?"

"This ......, or the grass people should continue to do their own business, lest Your Majesty think that the grass people's suggestions have ulterior motives."

Li Zhonghua simply retreated as an advance, anyway, if he was not an official, he didn't care.

Li Zhonghua's appearance of hob meat made Li Shimin angry, hateful, and funny, and took the initiative to ask for an official position, not to mention, but to be a three-grade scholar.

"Don't you want to be an official?" Li Shimin really thought that Li Zhonghua was advancing by retreating.

"It doesn't matter if you are an official or not, the grass people just want to see a prosperous and prosperous Tang Dynasty, and the people live and work in peace and contentment.

The grass people's consideration may be a little inconsiderate, Your Majesty might as well order someone to develop special paper, after all, there is no research, can be anti-counterfeiting professional banknote printing paper, no matter how much it is useless.

The grass people can first try to issue banknotes by themselves, and promise to exchange them at any time, to see if the people can accept it, and also to find out some experience for the issuance of Datang treasure banknotes in the future, what does Your Majesty think? ”

Li Shimin felt that he was becoming more and more unable to see through, Li Zhonghua, a young man, did not care about being an official.

In particular, what he said was that he hoped to see a prosperous and powerful Tang Dynasty where the people lived and worked in peace and contentment, which moved Li Shimin very much.

"What you said is also reasonable, then I will allow you, you can first use the method of private issuance, try to issue banknotes, try the reaction of the people, explore the feasibility of the imperial court to issue Tang treasure banknotes, and accumulate experience." Li Shimin nodded and said.

After Li Zhonghua retired, he suddenly thought of something, turned to Li Shimin and said, "Your Majesty, the grass people heard from the guests of the restaurant that Tubo is trying to get involved in Tuyuhun and threaten the party Xiang Bailan and other departments, the plan is very big, I don't know if the imperial court has received this information." ”

"Is this news true? What else have you heard? Li Shimin said in shock.

"In the eighth year of Zhenguan, Tubo Zampu Songtsan Gampo sent an envoy to the Tang Dynasty to ask His Majesty for the Tang Princess, but His Majesty refused, but His Majesty married Princess Honghua to Tuyuhun Yan King Nuo Haobo, which made Songtsan Gampo feel that he had lost face, and was angry with Tuyuhun, thinking that Tuyuhun was making a hindrance.

Of course, these should actually be excuses, but after Tubo has completed the reunification, the ambition of Tubo Zanpu Songtsen Gampo has further expanded, and he wants to get involved in the Western Regions, expand the territory, take Tuyuhun, annex the party and Bailan departments, and block the road of our Tang Dynasty westward, which is his goal.

As for sending envoys to the Tang Dynasty and seeking the princess of the Tang Dynasty, it is just a temptation for Tubo Zampu to my Tang Dynasty, if His Majesty really agrees to Tubo Zampu's request and gives a princess to marry Tubo Zampu, it will inevitably bring a large number of advanced culture, agriculture, etc., to promote the economic development of Tibet. ”

"Do you think that Tubo dares to be the enemy of my Tang Dynasty?" Li Shimin said in a deep voice.

"Although there should be no strength to invade the Tang Dynasty for the time being, whether it is Tuyuhun, or the party and the Bailan Zhuqiang departments, they have all been attached to the Tang Dynasty, if they are allowed to be plundered by Tubo, I am afraid that they will make the departments chill and switch to the camp of Tubo.

Your Majesty must not underestimate Tibet, let it grow, and there will eventually be a time when it will be a problem to raise tigers. ”

Li Shimin nodded and motioned for Li Zhonghua to retreat.

Li Zhonghua didn't know if Li Shimin would pay attention to it, but these things were not something he could manage.

If you want to issue banknotes, you must set up your own bank, or call it a bank, in fact, the role of the ancient bank, is similar to the bank, but its function, no bank is more comprehensive, this year's project is different, the profit point is not the same.

The profit point of modern banks is mainly the income from lending, and the other is the service fee.

And what about the ancient money bank? It also relies on lending, and it is still usury, but it also runs a pawnshop, and there is no collateral, even if it is usury, you can't borrow money.

However, Datang's money bank actually has a big profit point, that is, it charges depositors a certain management fee.

In later generations, depositors deposited money in the bank, and the bank had to give the depositor a certain amount of interest, and the people of this era not only did not get the interest when they deposited their money in the bank, but also had to deduct a certain amount of custody fees.

Generally, wealthy families will have warehouses dedicated to putting money, and although gold and silver are also available, they are only in the hands of the court and nobles, and are rarely circulated in the market.

The money has always weighed six or seven catties, and when buying some valuables, it is often necessary to use the car to pull the money to trade, which is really troublesome.

Therefore, many people prefer to choose to deposit money in the bank, which will issue a receipt, that is, a money ticket, so that to buy a large number of items, you only need to take out the money ticket to trade.

Money banks with good credit and good reputation, the more popular the money tickets issued.

However, most of the money tickets are only used in the city, and there are very few money tickets that pass through several states and counties.

Usually, when merchants go to other places to purchase goods, they need to hire a dart board to escort the cash on the road and go to the other place for transactions.