After dealing with the affairs of Liaodong with vigorous and resolute means, Zhang Lingyang, Ma Jinzhong, and Zheng Yongji had already finished their lunch at this time.

After a little freshening up, Zhang Lingyang said again: "The countries of Europa suddenly raised tariffs on my Great Zhou, although the imperial court has made corresponding countermeasures, judging from last year's fiscal revenue, I am afraid that the economic growth of this year's Great Zhou will slow down, and the cabinet can make corresponding countermeasures?" ”

In the past year, although Da Zhou has obtained high profits through smuggling, last year's fiscal revenue has decreased by nearly 10 million taels of silver compared with the previous year, and Zhang Lingyang has to worry that if this goes on like this, Da Zhou's fiscal revenue will decline year after year.

In this regard, Zheng Yongji expressed his opinion: "Your Majesty, although in the past year, the trade volume between the Great Zhou and the countries of Europa has dropped by nearly 40 million taels of silver, and the tariff revenue has decreased by nearly 20 million taels of silver.

But at the same time, the financial revenue of the Europa countries has also decreased a lot, even no less than 50 million taels of silver, and if this is the case for a long time, the first to hold on to it will definitely be the Europa countries.

In the past year, the trade volume of the Great Zhou to Nanyang Zhudi and Tianzhu and other countries has nearly doubled, especially Tianzhu, the tariff alone, last year increased the tax revenue of five million taels of silver compared with the year before, plus the countries of the Southern Regions, the financial revenue of the imperial court last year only decreased by a total of 10 million taels of silver, and the Europa countries are much lighter.

According to the analysis of the Ministry of Household Affairs and the Cabinet, the main reason for the decline in fiscal revenue and slow economic growth in the current Dazhou is not in the countries of Europa, but in the Dazhou itself.

Dazhou has the largest market in the world, but the domestic economy has always been a small peasant economy, and even the consciousness of small farmers is currently the dominant consciousness in China.

If His Majesty wants to break this economic slowness in a short time, he must break the small-scale peasant mentality that is so popular in the country.

In this way, the purchasing power of the country will increase, and the economic growth of our big week will also increase significantly, and the fiscal revenue will also increase significantly. ”

Regarding the views put forward by Zheng Yongji, Zhang Lingyang deeply agrees.

The Great Zhou has 50,000 people, but the purchasing power of the domestic people has never been strong, and it can even be said that it is better than nothing.

In the Great Zhou, except for the upper class who were able and willing to buy goods, the remaining 99.9 percent of the people basically did not buy other goods except for a few unobtainable daily necessities such as necessary salt.

In this way, although the competitiveness of the goods of the Europa countries is limited, at the same time, the goods produced by the major merchants of the Great Zhou are also not sold.

This severely limited the economic development of the Great Zhou.

Especially in the vast rural areas, food. The vegetables were produced in their own fields, and the clothes were woven by their own hands, and except for the salt, which had to be bought, the rest of the goods, even if they were lacking, were obtained by bartering.

It's like melons, fruits, meat, and the like, they are all exchanged for food.

Over the past few years, with the substantial increase in grain production, the people's homes have basically had surplus grain.

And these surplus grains, usually the people store their own souls, and when necessary, by bartering for their own necessities.

In normal times, it is not particularly obvious, but once it is time for the New Year's holidays, especially meat and other things, people usually exchange their own food for it.

This has brought great restrictions to the economic development of the Great Zhou.

But in the face of this situation, the imperial court could not forcibly restrict the people from using money transactions, because although the people's families had surplus food every year, they were still stretched thin in terms of money.

In the vast rural areas, basically more than sixty percent of the people have never seen the silver medal. In this case, it is naturally difficult for the imperial court to make any coercive measures.

Zhang Lingyang is very clear about it, but there is nothing he can do about it.

Not to mention that in the era of the Great Zhou Dynasty, even in the eighties and nineties of the later generations, the vast rural areas were also carried out through this way of trading.

It is only in the 21st century that this problem can be completely solved.

Therefore, it is basically impossible to compulsorily require the people to trade goods through money in the era of the Great Zhou, unless the economic development of the Great Zhou reaches a particularly high stage.

But is this possible?

Today, the literacy rate for the entire Great Week is less than 10 percent, and ordinary people simply do not have the right concept of consumption.

Even if there was money left in the family, the people would keep it in the Royal Bank.

According to the statistics of the Royal Bank, in the past year, the deposits of the people in various parts of the Great Zhou were as high as more than 50,000 taels of silver, so if you want to stimulate the consumption of the people, you have to find another way.

Of course, if he adheres to the concept of acquired consumption, Zhang Lingyang can order to lend to young people at low interest rates to maintain the circulation of money in Da Zhou.

But Zhang Lingyang was the emperor of the Great Zhou, and it was impossible for the imperial court to make such a decision, because the Great Zhou was not founded on finance.

As for real estate, the people of Dazhou now have no savings at home, and even if they engage in real estate, the people can't afford to buy it.

Moreover, not to mention the people below, even the officials in the court, after they are honored, they usually build a courtyard in their hometown in the countryside to support their retirement, instead of buying a house in the city.

Under such circumstances, it is obviously impossible to stimulate economic growth through real estate.

In fact, in the final analysis, it is just a difference in consumption concepts!

In this regard, Zhang Lingyang put forward his own opinions, "In the current five-year plan of the imperial court, there should be no less than 10 million laborers involved, and most of these people are young and strong people from all over the country.

You can do this, and after a month, the imperial court will no longer provide food, clothing, shelter, and transportation in the construction of various places, and replace it with money, and give them the same amount of money every month. What kind of reaction do you think will be there? ”

Listening to Zhang Lingyang's words, Zheng Yongji's eyes lit up and said: "There is nothing to eat, clothing, housing and transportation, and the people of major projects are bound to rent houses, buy food, clothes and other items, so that they can indeed increase consumption."

But ......" Speaking of this, Zheng Yongji was still a little worried, "Although this has increased the wages of migrant workers, in the long run, in fact, the money is still earned by businessmen!" ”

"Aren't merchants still having to pay taxes to the imperial court?" Zhang Lingyang chuckled lightly and said, "Not only that, but the Royal Bank can further relax the lending conditions, like those poor students and ordinary people, the bank can provide them with student loans and medical loans, as long as they can repay the loan within the specified time, the bank can only charge a small amount of interest and lend to them." ”

The imperial court is not a black-hearted businessman, and does not take risks in order to earn that little money, so in Zhang Lingyang's plan, except for commercial loans, the interest on other loans will generally be very low, in order to promote the circulation of money in the market.

In particular, there is nothing for student loans in the future, but in the era of the Great Zhou, there are many people who can't afford to hurt the students.

As long as the court releases the news, there will definitely be a large number of people competing for the opportunity to educate their children.

In this way, the money in the hands of the people will naturally circulate......