After Li Chengqian finished the early dynasty, he left Du He, Xu Jingzong and other henchmen, and originally planned to let Li Zhi stay together to discuss major matters.

But Li Chengqian saw that Li Zhi looked absent-minded, so he didn't forcibly keep him and asked him to go back to take care of his wife.

"Your Highness! I don't know what the subordinates are to be left behind? Zhao Jie asked.

"Zhao Jie, don't be rude! Your Highness hasn't spoken yet, so it's your turn to talk more in this hall. Du He scolded.

"I'm just talking, what are you yelling about?" Zhao Jie muttered dissatisfiedly, among all the people here, Zhao Jie was not afraid of anyone except Li Chengqian, but some were afraid of Du He.

It was really Du He who reprimanded people, and that serious appearance brought his own majesty, which made Zhao Jie timid.

"This time, I left the secretaries and discussed with the secretaries of the people, and now my Tang Dynasty is prosperous, the country is peaceful and the people are safe, and the people can live and work in peace and contentment, but ......."

Everyone knows in their hearts that the words that the prince said earlier are polite words, only the latter ones are today's topic.

"As Datang's population continues to grow, the food grown on Datang's existing land may not be able to solve future population growth."

"In a disaster year, the grain harvest in the field is not good, which is likely to lead to no harvest and insufficient grain, which will cause social unrest and ......."

Everyone wondered in their hearts, not that a grain variety called hybrid rice had been developed in Sinong Temple.

If this hybrid rice is successfully grown, it will be able to harvest more than before, and even in a disaster year, it will be able to tide over the difficulties without worrying about food problems?

Why did His Royal Highness the Crown Prince leave them all here today, and as soon as he opened his mouth, he talked about the issue of food.

Shouldn't the problem of food be solved by the agricultural officials of Sinong Temple? What can I do if I look for them?

There was a big question mark on everyone's heads.

Li Chengqian left them behind, so naturally he would not tell them about how to produce grain.

Even if they did, they might not be able to understand it, and telling them something about food production was like playing the harp to a cow.

They were left because the prince had in mind the idea of opening a state-owned bank in the Tang Dynasty, and he specially asked them to discuss what to do.

"Since ancient times, money and food have been the top priority of the country, although my Datang is rich and the people are strong, but there are still many places where Datang wants to use money."

"The treasury has limited money, and there are many places where money needs to be used, and every single one must be carefully calculated."

"This is still a good year, if there is any natural disaster or the like, the treasury will be stretched!"

"The widow had the idea of opening a bank in Datang, so that he could solve the problem of money. Flash"

Li Chengqian laid the groundwork for most of the day, and finally got to the point.

How this prince thinks that it is a play, it is really unexpected.

"Your Highness! What kind of bank is this? What is it? How can the minister never hear of it? Isn't this bank an old hen that can lay golden eggs? Zhao Jie took the lead and asked the doubts in everyone's hearts.

Everyone looked at Li Chengqian, waiting for him to explain to everyone what a bank was, and to be honest, they had never heard of a bank.

Could it be true that as Zhao Jie said, the old hen who will lay golden eggs will not be successful, otherwise, where is the money in this bank? It's impossible to appear out of nowhere!

The crowd made up for the bank.

"Zhao Jie, can you really think that this bank is naturally not an old hen that can only lay golden eggs, you can also treat it as an old hen that can lay golden eggs." Li Chengqian said.

Now everyone is even more puzzled, since it is not an old hen that can only lay golden eggs, how can it be regarded as an old hen that can lay golden eggs?

What does this mean, Prince? This confuses them.

"Your Highness! The qualifications of the ministers are dull, and they really can't understand what His Highness said about the bank, and how it is produced, and please ask His Highness to give advice! Di Renjie saluted.

Everyone nodded, and Di Renjie's words expressed everyone's hearts.

"This bank! It is to let everyone in Datang deposit all their money into the widow industry, and then pay interest according to a certain percentage every month. Li Chengqian said.

"Your Highness! I think this bank is not proper! As soon as Li Chengqian's words fell, some people stood up to oppose it.

Everyone looked at it, and the person who spoke out against it was the prince's attendant Li Jingxuan.

"Oh! I don't know what Qing thinks is wrong? Li Chengqian asked.

"As His Highness said, the bank provides money to the subjects of the Tang Dynasty, and pays a certain percentage of interest to the person who saves the money every month."

"But has Your Highness thought about it, my Datang is vast, if everyone in Datang deposits a sum of money in the bank, the interest to be paid by the imperial court every month alone is astronomical."

"The treasury can't support this huge amount of interest at all, at that time, don't talk about raising money, what will the court do to pay the interest, the Tang Dynasty will also perish because of this bank, please think twice." Li Jingxuan said.

After Li Jingxuan said this, everyone was suddenly scared into some cold sweat, if you really do this, if you can't come up with the money to pay the interest at that time, the excited people will not fight with you.

"I'm too worried!" Li Chengqian smiled slightly, how can a bank only have one function to save money, this is not a foolish thing to commit suicide.

He, Li Chengqian, would not do such a stupid thing.

Everyone thinks that the prince is confused, didn't he see such an obvious thing, even if he didn't see it, Li Jingxuan said it so clearly, he should have woken up.

"Banks naturally don't just have the business of depositing money, we can also use banks to lend money to people who need it, and charge high interest."

"In this way, we will not be able to fill the gap in the payment of interest, not only can we pay the interest to the person who saves the money, but the bank can also take the opportunity to make a profit." Li Chengqian said.

Only with in and out can you make more money, and no one wants to put money in the bank.

There is no entry and exit, even if you have gold and silver, it is not enough for you to lose.

It's a win-win thing to lend money that someone else has deposited in the bank to someone who needs it urgently to charge a high interest rate, and then divide the interest to the person who deposited it.

It not only solves the problem of principal, but also drives the circulation of funds, making the entire currency market more active.

As for what if someone borrows money from the bank and doesn't pay it back?

Li Chengqian is not worried about this at all, no matter who dares to repay the debt, the iron cavalry of the Tang Dynasty will teach them what it means to repay debts, which is a matter of course.

Who dares not to pay back the money owed to the Royal Bank, eats the bear's heart and leopard gall, and is tired and crooked.

Whoever dares not to repay the money will go to anyone's house to collect debts with arms.

(End of chapter)