Zhu Youzhen felt that if he moved Dafa Qianzhuang, he would definitely provoke Zhang Xiude. The problem is that Zhu Youzhen doesn't want to provoke this group of mad dog-like imperial historians now. He's not good at fighting with words. What's more, Zhu Youzhen, the identity of the vassal king, was born with a mocking aura, and he was the favorite target of those imperial historians.

However, the main business of Dafa Money and the plan conceived by Zhu Youzhen are in serious conflict and cannot coexist at all. He also needs to think a lot about what kind of means to use to deal with it, and the conflict between the two sides is unavoidable. "Hey, I've got to think of a good way." Zhu Youzhen sighed and slapped the table.

The other four money banks are very small in scale and cover a small area, and the forces behind them are insignificant. These four banks are negligible. Now the main obstacle is concentrated in Dafa Bank. How do you kick this obstacle? Zhu Youzhen meditated.

"Send someone to assassinate Zhang Xiude, and then set fire to Dafa Qianzhuang. It's fun to think about. However, firstly, there is no such manpower, and secondly, he is not a cold-blooded underworld. Just think about it. Zhu Youzhen was thinking wildly.

Zhu Youzhen's plan was to establish a bank, which was called Qianzhuang in this era. He wanted to carry out all the savings and lending like in his previous life. Memories of his past life taught him how profitable it would be to open a bank.

However, Zhu Youzhen was a little hesitant that if he collected savings by paying interest, he would definitely be able to raise a large amount of cash in a short period of time. But he didn't have a clue how to find the right investment channel for cash and earn the interest promised to savers.

as to how the loan will be recovered; how to prevent bad debts; How to deal with the inevitable run on the future is something that Zhu Youzhen needs to consider. This is also the main reason why Zhu Youzhen has not launched it for a long time. After all, Zhu Youzhen is not operating in the name of the state now, and his personal strength is still a little smaller, and he is congenitally subject to many restrictions. Fortunately, now he is not fighting alone, he has successfully pulled Zhu Youxiao and Wei Zhongxian into the chariot.

After careful consideration, Zhu Youzhen finally ruled out the plan of paying interest and collecting savings. In terms of lending, he finally gave up.

Zhu Youzhen considered that the danger of lending at present was too great. At this stage, those who need large sums of money are often people with deep backgrounds. Money is lent out, and there is a high chance of bad debts. Not to mention bad debts, even if there is a delay in loan recovery, I am afraid that I will not be able to bear it. At the beginning of this establishment, it was better to be careful. It doesn't matter if you want to make less or even lose a little, as long as you hold up the stall first.

"The money lent should be used for your own industry first, and your own industry is easy to control. However, his Zhenmu Hall does not need funds now, on the contrary, it can provide a large amount of funds. What industry do you need to enter again? Zhu Youzhen pondered carefully.

Zhu Youzhen found that he needed to investigate the entire market in the capital as soon as possible to see that there were still huge profits in that industry, and it was suitable for him to enter.

"Well, the efficiency of the East Factory is very high, it is not the largest spy agency in the capital of the Ming Dynasty, and such a small thing as market research can be entrusted to them." Zhu Youzhen thought happily, "Fortunately, I have won over the first father-in-law Wei in the ages, and we are not afraid of anything difficult." It's a big deal to close the door and let Grandpa Wei go, you have to believe in Grandpa Wei's combat effectiveness, Grandpa Wei is definitely a good knife. Dafa Qian Zhuang can also be handed over to Grandpa Wei, and he doesn't have to worry about it. Zhu Youzhen thought things through and was in a good mood. Now there should be no big problem with the opening of the bank.

Zhu Youzhen stood up excitedly, stretched his body, and started broadcasting gymnastics on 1.2.3.4. Wang Chengen hurriedly prepared tea and towels. His Royal Highness Shin King attaches great importance to hydration after exercise.

Zhu Youzhen made up his mind in his heart, and while he was jumping up and down doing radio gymnastics, he ordered: "Wang Mian, you call someone to invite Wei Zhongxian." This king has something to look for him. ”

"Yes" Wang Chengen never asked too much, nor did he think too much, he couldn't guess the thoughts of His Royal Highness Xinwang.

Zhu Youzhen thought stingily: "I give Wei Zhongxian a dry share, he can't take it for nothing, and he can't do it if he doesn't work." ”

Wei Zhongxian, the governor of Dongchang, came quickly, and I don't know if he was tempted by money.

Zhu Youzhen and Wei Zhongxian were also not polite. Zhu Youzhen said directly to him: "Wei Daban, this king wants to open a money bank, but there are already 6 money houses in the capital. He pointed to the information on the table and motioned for Wei Zhongxian to look at it himself, and he continued: "Four of these six money banks are small in scale, so there is nothing to be afraid of. The remaining two have backstage support. What do you think this king should be? ”

Only then did Wei Zhongxian understand the intention of King Xin to invite him. He didn't look at the materials because he couldn't read at all. However, Wei Zhongxian has a very good memory, and he has memorized all the information of the 6 money banks in his head. As soon as King Xin mentioned it, he knew that King Xin was talking about those two families. He secretly despised King Bo Xin in his heart: "I thought it could be so powerful, but I still want to eat alone." Also, is it fattest to eat alone? ”

Wei Zhongxian thought carefully about the information of the two families, and frowned unconsciously. He said bluntly: "His Royal Highness King Xin, the old slave of Dafa Qianzhuang can deal with it." Dexing Qianzhuang is about the face of Wei Guogong, and it is not easy for old slaves to do it. ”

Zhu Youzhen's heart was relieved, Wei Zhongxian's words reassured him, he was afraid that Wei Zhongxian would not dare to provoke the imperial historian. Zhu Youzhen said with a smile: "Wei Daban, this king doesn't have to ask them to close their doors, as long as they don't make trouble for us." Wei Guogong's side is handled by the king, and Dafa Qianzhuang will be handed over to you. ”

"Yes, the old slave obeys." Wei Zhongxian bowed down to receive the order, but he was muttering in his heart, "Don't ask people to close their doors and close their businesses, what King Xin said is really good, don't ask people to close their doors and shut down, what are you looking for me to do." However, a small imperial history, even if it is taken away, it will not take much effort. ”

Zhu Youzhen was very happy that the main problem was solved. He smiled and said to Wei Zhongxian: "Wei Daban, this king still has something to ask for, can you give this king a copy of the estimated sales and sales prices of all walks of life in the capital over the years, and this king will do some research." Not too much, 2-3 years is enough. ”

Wei Zhongxian didn't understand what was the use of the estimated sales and sales prices of all walks of life in the capital over the years? How could Wei Zhongxian know that big data analysis is powerful.

"Yes, the old slave obeys." Although he couldn't figure it out, Wei Zhongxian still happily agreed.

The East Factory of Governor Wei Gonggong was really efficient, and the kung fu materials were sent to Zhu Youzhen in two or three days.

When the business information of the capital was in hand, Zhu Youzhen began to study it carefully. Just looking at this large amount of information, Zhu Youzhen has been reading it for 7 or 8 days. The data collection is very complete and detailed. These materials fully show that Dongchang's monitoring of the capital is very strict and terrifying.