Lu Lizhan continued without hesitation: "In addition, as for the funding problem of Yunnan Bank, there is no need to worry about this. First of all, our Yunnan Bank itself has abundant funds, and the savings funds it has absorbed are less than half of its own capital, and even if there is a run, it can completely cope with it. ”

"Again, of course, the Bank of Yunnan will continue to grow and develop, and of course it will absorb more and more funds, which may exceed the capital of the bank itself. But what you should know is that the property in the hands of the people of Yunnan is becoming more and more abundant, and most people will not choose to invest in business. ”

"Taking a step back, if there is really a capital run, we still have the income from selling land, and we can fully cope with it. Moreover, our Yunnan Bank should consider the risk more thoroughly, and the savings funds absorbed will not exceed twice its own capital, and this risk can be ignored. Therefore, the funds of the Bank of Yunnan are very safe, and the government will not be anxious about it. ”

"Therefore, with these two low-risk sources of funds, the expansion of the new city does not have to worry about the shortage of funds, and Mr. Qian can rest assured."

Qian Shitang listened silently, but it could be seen that he still had doubts. In fact, Li Yi also knew that some people would definitely not be able to figure it out because of the knowledge of people in this era, few people are used to borrowing money to live, not to mention such a huge amount of money, just looking at this number may make me dizzy.

In fact, this is indeed suspected of borrowing land to make money, and it should be not much different from the finance of land sales in later generations. Of course, Li Yi's original intention was to circulate the land in a limited amount so that the government could get income from the land, and only then could there be enough funds to gather the rolling funds needed for economic construction and development at the fastest speed. Then we should take this part of the funds from the people and use them for the people, and we will never engage in the ugly behavior of making profits for ourselves and a certain interest group.

However, at present, in order to eliminate the problem of imbalance of interests in land distribution, it can only be solved through auction. It's just that there are cars in front of and ruts in the back, and as soon as this measure comes out, the price of land in Yunnan in the future, especially the price of land in Ningzhou, may not be able to come down.

Li Yi smiled slightly and said, "You may still have doubts, feeling that the government's blatant sale of land is very inconsistent with the people-oriented image of the imperial court. In fact, if we want to develop the economy of Yunnan rapidly, the living standards of the people must be greatly improved. ”

Therefore, if the government wants to work for the welfare of the people, it must have money in hand. Where does the money come from? Most people don't have much money in their hands, and some rich people have money in their hands but have nowhere to spend it. People who don't have money want to have money in their hands, and people who have money want to be richer, and this means getting money in a variety of ways. How can we refuse to sell land to rich people and give them access to land and more money through commercial transactions? ”

"And the income from the sale of land can be provided to the poor, so that they can meet their basic living needs, let them improve their living conditions, improve their living standards, let their children go to school for free, let the old people have something to support, and let the widows and widows experience the joy of life."

"Therefore, the purpose of our doing this is not to gain benefits for ourselves, but to develop the economy and benefit the people through this kind of land sale. This is called 'taking from the people, using it for the people'. ”

"Of course, for the newly expanded land, it will be given free of charge, except for the land provided to low-income residents to live in. There is also a principle here, that is, to effectively assess the economic situation of each family according to the living conditions, sources of livelihood, and population of each family, and divide them into several categories as conditions for the allocation of free residential land. ”

"This classification criterion can also be used as the main criterion for screening the rich and the poor and whether or not to provide assistance in the future, and it will be completed as soon as possible by the Jiang's military organization, so as not to delay the distribution of places of residence."

"Regarding the standard of residential land allocation, there is no doubt that those with poor economic conditions can give priority to the allocation of residential land with better locations, and when building a house, they can also get the corresponding subsidies from the government, and this subsidy standard should also be formulated as soon as possible."

"Ordinary people with ordinary economic conditions can also get residential land free of charge, but they cannot get subsidies from the government to build houses. As for the wealthy households with good economic conditions, they can only bid for residential land according to the price and area set by the government. ”

Therefore, it is the most important task at present to formulate a classification standard for the economic conditions of residents. This work must be carried out in a hurry, and it is imperative to ensure fairness and justice, and there must be no favoritism and irregularities that arouse the dissatisfaction and opposition of the people. ”

Li Yi glanced at Jiang Hua with expectation, Jiang Hua hurriedly stood up and said, "Marshal, my lords, according to the Dashuai's earlier instructions, the lower officials have already begun to formulate this standard two months ago. Since we in Yunnan have been continuously improving the work of sorting out household registration for more than a year, the household registration of 10,867 households in Ningzhou City has been basically sorted out, and the work of classifying economic conditions is almost finished. ”

"According to the statistical verification of various aspects, we temporarily divide the economic situation of the people in Yunnan into three categories, the first category is that each household has the following conditions at the same time, that is, it has more than 15 residential houses, more than one large-scale shop, more than 100 acres of land, and there are families that have obtained a considerable amount of income through business or through cultivated land, they can be regarded as wealthy households, and this kind of family accounts for about one-fifth in our city of Ningzhou according to preliminary estimates."

"The second type is that the average household has the following conditions at the same time, that is, families with more than three residential houses, less than 15 houses, more than three acres and less than 100 acres of land, and a certain source of income can be regarded as flat households, and this type of family accounts for about 60% of all Ningzhou families, and it is also the largest category."

"The third type of family, that is, the family that owns less than three houses, or does not have its own house, or only owns less than three acres of land, or even no land, this type of family can be identified as poor households, and this type of family accounts for about 20 out of 5, and it is a family that urgently needs to receive government care subsidies."

"The specific classification and screening work has not yet been completed, the standards are not very mature, the specific details still need to be scrutinized, and there are still controversies among our deacons. However, I expect that within three months, the work will be fully completed, without delaying the start of the expansion of the new city and the allocation of land. ”

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