Chapter 187: Opening a Bank
Han Yuyan asked strangely: "Then what does he have to do with it?" ”
"Corn." Gao Junshan said, "Didn't you say that Ping'er would grow corn?" ”
"Yes, he can grow corn, but what's the use, corn can't be eaten."
"Corn is just something to eat." Gao Junshan said, "I want to promote the planting of corn throughout the country, and if I invite Ping'er to Beijing, I want to invite him to come to the Ministry of Agriculture to be a grain official." ”
Han Yuyan asked uneasily: "What ability does he have to be a grain officer?" ”
Gao Junshan said: "He is very capable, he is an expert in corn, I want to promote corn in the country, I want to invite him to do this work." ”
"Didn't you want him to enter Beijing because of me?"
"Of course not, make a decree quickly, my queen mother!"
Han Yuyan said happily: "Great! I'm going to call Ping'er into the palace, can Ping'er's mother come? ”
"Yes, of course they can come, their whole family can come." The high mountain should be inherited.
……
After solving the problem of food, Gao Junshan's mood suddenly relaxed a lot. He decided to plant corn in a large area in Shaanxi first, and with Cui Zhongping's (that is, Ping'er) experience in growing corn, he believed that he would soon have a good harvest.
At this time, it is still too late to plant corn, corn can be planted in spring and autumn, cultivated in spring, and generally transplanted with seedlings, and the seedling time is in two to three months, and it is harvested in June and July; It can also be cultivated in autumn and sown in June to August, because the temperature is high and the growth is fast, it can be harvested in September and October.
As a traverser, Gao Junshan is well aware of the reasons for the reduction in grain production, and he also knows that such a reduction will continue for a long time, maybe five years, maybe ten years, maybe longer, because of the impact of the Xiaoice period.
The effects of the Xiaoice Age, in addition to lower temperatures, also made the growing season shorter and the soil warmer, resulting in less food crop yields and famine.
Being able to grow maize on a large scale in the affected areas is the best way to alleviate local food shortages.
On this day, Gao Junshan was reading a book in the imperial study of the Chuanxin Palace, and Sun Kewang came to report that the Yangzhou Hall in the capital was as white as a cloud.
"Is that the silk merchant Bai Ruyun?" Gao Junshan asked.
"Exactly."
"Invite him to the Wenhua Palace, I want to see him."
Bai Ruyun is Dong Xiaowan's uncle, from Suzhou, under the guidance of Sun Kewang, he entered the Wenhua Hall and saw Gao Junshan sitting on the dragon chair.
"The grass people are as white as clouds to meet the emperor!" Bai Ruyun didn't dare to look at Gao Junshan seriously, knelt down in front of the hall and bowed his head and said, "Long live the emperor!" Banzai! Hooray! ”
"No rudeness!" After Bai Ruyun got up, Gao Junshan beckoned, "Boss Bai, please come close and speak." ”
"Oops! The emperor is really you," Bai Ruyun stepped forward to see the high mountain road clearly, "There were many offends in the words of the last meeting, and I also asked the emperor to Haihan." ”
Gao Junshan said: "I still want to thank you, if you know that I am the emperor, do you dare to tell me the truth?" ”
Bai Ruyun said honestly: "There are some things that I really dare not say nonsense, such as the matter of Caoyun charges. ”
Gao Junshan said: "Thanks to your reminder! We corrected our mistakes in a timely manner, rectified the phenomenon of indiscriminate toll collection, and restored the tranquility of the canal. ”
Bai Ruyun admired: "The emperor acted decisively and resolutely, and the grass people admired!" ”
"How? Are you planning to open a silk village in the capital? ”
"Yes, this one has to be opened." Bai Ruyun replied, "In the second phase, I plan to open another tea shop and a ceramic shop." ”
Gao Junshan gave him a reassuring pill to eat: "You can rest assured that your business will become bigger, I encourage businessmen to get rich, and when you get rich, your taxes will be guaranteed!" ”
Bai Ruyun was still not at ease, and asked, "The business tax will not increase, right?" ”
"Don't worry, how the previous dynasty collected it, and how it is still collected now." Gao Jun said, "The imperial court will not add additional taxes to merchants. When the court collects the money, it will do things for you, provide you with a trading platform, and crack down on profiteers who maliciously inflate prices. The most critical one is that all those who do business, whether you are a talent or an official eunuch, must pay taxes, and no one can evade taxes. ”
Bai Ruyun said: "If it is very good, we will be saved if we do small business." ”
"Yes," Gao Junshan said kindly, "no matter what your identity is, put it on the same level, so that the trade can be fair!" Therefore, you can do business in the capital with confidence, and the better your business is, the more taxes the imperial court will collect. ”
Bai Ruyun said: "The rising tide lifts all boats, of course the grass people understand this truth." It's just that we want to make the transaction bigger, and I'm afraid that the silver two won't be able to turn over. ”
"I have good news for you." Gao Junshan beckoned Bai Ruyun closer, "We are going to open a bank, and when the bank opens, you can borrow money from the bank." ”
"Banks?"
"That's what you call a bank."
Bai Ruyun was very surprised: "The imperial court runs a money bank? ”
"Do you have any suggestions?" Gao Junshan asked.
Bai Ruyun said: "Of course, the private money bank run by the imperial court is safe, but what if the money can't go out?" ”
"Boss Bai rest assured, since the imperial court has opened this bank, there will be rules and regulations to bind both parties. Once the bank is open, you'll be able to understand how it works. ”
"It seems that the time has come for us to make a big difference!"
Gao Junshan stood up from the dragon chair: "I hope that after you go back, you will do more propaganda for us, transport all the good things in Suzhou to the capital to sell, and tell the merchants that the imperial court encourages merchants to do business." ”
Bai Ruyun said goodbye: "The grass people must do it." ”
Gao Junshan said: "Don't be a grass farmer in the future, I will give you a position now, from now on, you will be the president of the Suzhou Chamber of Commerce in Beijing." ”
"Thank you for the emperor's grace!"
Gao Junshan further explained: "Your title of president of the Chamber of Commerce is not false, how to do it, you go to Huang Yunfa, director of the Trade Department, and he will give you specific guidance." ”
Bai Ruyun said: "Mr. Huang and the grass people know him. ”
Gao Junshan corrected: "You are now the president of the Chamber of Commerce, don't grass people anymore." After he finished speaking, he said loudly to Sun Kewang, "Sun Kewang, you take President Bai to meet Director Huang." ”
"Yes!" Sun Kewang received the holy decree and took Bai Ruyun out of the Wenhua Hall to see Huang Yunfa.
At the end of the Ming Dynasty, its commodity economy has had a great development, the accumulation of commercial capital has been very strong, and there are many local merchant capital groups, such as Shanxi merchants, Huizhou merchants, Guanshan merchants, Dongting merchants, Jiangxi merchants, Fujian and Zhejiang maritime merchants, Longyou merchants, Wu'an merchants, etc., these merchant capital groups are very active, footprints throughout the north and south and the border, and even overseas, do not avoid the dangers and obstacles, and the scales are radiating in various markets, and the traders include the harvest of acres of land, the need for cloth, all kinds of utensils and treasures, and the treasures of mountains and seas. These merchant groups have accumulated considerable capital, for example, those who have a capital of one million in Huizhou can only be called Zhongjia if they have two or three hundred thousand. During the Jiajing period, there were 17 richest people in the world, of which seven were businessmen.
Gao Junshan opened the bank in order to absorb the funds of these wealthy businessmen and make full use of these funds to build the country of China.