Chapter 377: The loan is gone, we pay in full
Chapter 377: No Loan, We'll Pay the Full (Page 1/1)
Actually, it's not that Han Li knows what, it's just that he knew some things about this before. The main source is from the parents at home, as well as when they chatted with Shen Chi and Fan Xiaoya.
Shen Chi and Fan Xiaoya all want to buy a house, so they are very concerned about where to buy and what they are particular about, plus their hometown has also bought two houses, so Han Li knows some of these things.
Why not eighteen floors, there is a saying in this, or a calculation. That's because there are eighteen floors of the prefecture, so some people who buy houses are somewhat taboo.
Although some people don't believe this, they don't want to be told by others, so they rarely choose this place. There is also a large item after all, which is very expensive, so people who buy a house want to buy a perfect house. So even a little superstition can't exist in the eyes of these people.
So over time, there is such a plan in the real estate circle.
calculated on the calculator, and then said to the two of them: "Mr. Han, Miss Qi, the low price per square meter of our high-rise here is six thousand eight, starting from the ninth floor, and each floor will add fifty per square meter."
You choose twenty-one layers, that is, you want to add six hundred to this base, which is seven thousand four per square meter. One hundred and fifty-five planes, plus twenty percent of the shared area, this is calculated to be one million three hundred and seventy-six thousand four hundred, and after deducting fractions, the total is one hundred and seventy-six thousand.
You can provide your CPF account and relevant proofs, and we can handle the loan procedures for you. According to the current mortgage policy, you only need to make a minimum down payment of 30%, and the rest can be paid off in the next 20 or 30 years. In this way, your monthly repayment ......"
Hearing Xu Jie's introduction, Han Li waved his hand and said, "No need, we pay in full, is there any discount?" ”
Yes! Xu Jie was surprised for a while, and then looked at Han Li again, and then sorted out his thoughts and said, "Mr. Han, in fact, there is not much difference between the full payment and the loan. Of course, for our company, the payment is faster, so we have some discounts in this regard.
If you choose a discount, we can give you up to 98% off. ”
Han Li shook his head when he heard this: "It's too high, let's talk about the real price." When I get high, I will go to another house, and I can settle down immediately when it is suitable. ”
originally thought that Han Li and Qi Ran would bargain with her, but they didn't expect Han Li to say this, and all the pressure was on Xu Jie.
So after thinking about it, Xu Jie didn't say anything, but said to the two: "In this way, Mr. Han, we have met very few full-payment customers like you, so I don't have enough experience in this area." I'm going to ask our manager to see how much I can give you the most discount, you wait a minute. ”
Seeing Han Li nodding, Xu Jie walked out quickly.
After a while, I saw Xu Jie and a middle-aged man in his thirties walking over.
Mr. Han, Miss Qi, this is the manager of our sales department. Xu Jie introduced to the two.
Hello two, I am the manager of the sales department, this is my business card. The manager in a suit and leather shoes handed the business card to Han Li with both hands and said with a smile.
Han Li took a look at the business card, and then said with a smile: "Manager Huang, fortunately." ”
Mr. Han, I heard that you want to buy a house in full. After leading everyone to sit down again, Manager Huang said to the two.
Han Li nodded and said, "That's right, that's right." Also, Miss Xu, help me add another garage to enter. ”
Uh, okay. Xu Jie was stunned for a moment, and then nodded hurriedly in response.
Seeing this, Manager Huang looked at Han Li, and then said with a smile: "There are fewer and fewer people like you who buy houses in full these years." ”
Well, I heard that people from northern Qin came to buy a few sacks of money. Han Li said with a smile.
Manager Huang waved his hand and said: "It was when the coal business was booming in the early years, there were one or two financiers, but they were very few, and I don't know how they were regarded as the representatives of the boss of Qinbei Coal."
Although the property market is still growing, the speed has slowed down a lot, and the sequelae of the economic crisis are still very large. ”
Han Li smiled and replied, "Don't worry, it will pass." With such a large population and such a rapid urbanization rate, the property market will not decline in a short period of time. ”
That being said, but for us practitioners, it's really hard. Manager Huang said a word, and then said to the two: "Mr. Han, Miss Qi, in fact, the full amount is not much different from the loan, that is, it is just a little troublesome to reverse the account from the bank."
But after all, there is a lot less trouble, so we still have some discounts for full-payment buyers, but the amplitude is not too high. ”
Oh, so how much can you give, reveal a reserve price. If appropriate, I can sign and pay immediately. If it's not suitable, that's fine, maybe we still have a chance to work together in the future. Han Li said with a smile.
What he said was clear, that is, to tell this Manager Huang, don't go around the corner, just give a real price quickly. If it is suitable, buy it, and leave if it is not suitable.
Faced with Han Li's being so direct and rude, this Manager Huang also smiled bitterly, and then said to him: "Okay, since Mr. Han is so direct, I will give you a real price." Ninety-six fold, this is the lowest I can come up with as a manager. ”
Han Li stared at this Manager Huang for a while, and then asked him, "Including the garage?" ”
Manager Huang nodded and said, "Yes." ”
Han Li nodded, then turned to Qi Ran and said, "What do you think?" ”
Okay, that's all. Qi Ran nodded and smiled.
Han Li nodded, then looked at Manager Huang and said, "Okay, then prepare the relevant contracts." ”
Okay, that's it, you wait. Saying that, Manager Huang turned his head to Xu Jie and said, "Xiao Xu, what are you doing in a daze, hurry up and prepare." ”
Oh, good, good! Xu Jie, who came to her senses, responded and hurriedly went to prepare.
Manager Huang breathed a sigh of relief, and then said to Han Li: "Otherwise, you two go to my office to do it, I have good tea." ”
Han Li shook his head and said, "Forget it, just leave it, don't bother." ”
Oh good! Manager Huang nodded, and then sat down and chatted with Han Li.
Xu Jie's movements were fast, and it didn't take long for her to come over with a file bag. Immediately, the relevant agreement was spread out in front of Han Li and Qi Ran.
Han Li didn't need to care about this, because Qi Ran helped him check it. Although she majored in business administration, she also minored in law, so she still knows more about contracts, at least better than Han Li.
In total, 1,376,000 plus 135,000 parking spaces make a total of 1,511,000. The total is 1,450,460,000 minus the four percent discount, and 1,450,000 minus fractions.
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