Chapter 53 Financing of Industrial (1)
I went home and changed into pajamas, fell asleep on the bed. A pair of small hands pinched his nose to wake him up from his deep sleep, and Carotta stood in front of the window with a small bag on her back and looked at him with a smile, he felt strange how he didn't feel a trace of guilt in his heart.
"Pig up, it's noon, how much wine did you drink yesterday? The suit smells of wine, I have sent it to the laundry to wash it, and Liu's mother will wrinkle when she washes it by hand. Carrotta placed the bag next to the table clock on her bedside table.
"Last night, Lao Yi drank with an Englishman, got drunk at Wilton's house, and tossed him all night to send him home, and it is estimated that he is still asleep. It's only ten o'clock, so go to bed and sleep with your man for a while. ”
"What a shame on you to drink down at Wilton's house, go and sleep with you when the sun is so high? They will laugh at us when they come to dinner, and I will go down now and see what is made at noon. Hurry up. She took the teacup from his bedside table downstairs and washed it.
At lunchtime, these people couldn't help but come over to eat, this time there was one more Yang Siliang, Yang Siliang came prepared, brought a basket of cooked vegetables and dozens of bottles of wine, Wang Xihai smiled and said that the next month's salary was exploited by the proprietress.
Yang Siliang said that several engineers in our factory raised funds to send to the boss, and thanked the boss for his usual guidance. After a long time, Yang Si thought that you are borrowing flowers to send Buddha, this time it is not counted, Wang Xihai has a rare opportunity to fall into the well.
Yesterday, Yang Siliang took the propeller to the Jiangnan Shipyard and introduced the factory's 100-ton hydraulic press, the Jiangnan Plant was very interested, several responsible persons and engineers rushed to the factory to see the hydraulic press overnight, and after seeing the work of the hydraulic press, the money was not a problem, but it was necessary to transport one back to try the effect, if you were satisfied, you were ready to buy two, the Jiangnan Factory had four orders for American transport ships in its hands, and there was no small hydraulic equipment. The factory has received more than a dozen mold orders from the Jiangnan factory, and the contract was signed last night.
Lunch turned into a company business seminar, and Lao Yi was stopped by Carrotta as soon as he picked up his wine glass, saying that the two men were embarrassed to be thrown into the French last night and still drank. Lao Yi put down the wine glass and opened a bottle of beer, Lao Shi said that the proprietress was still mighty, and Lao Yi should not give wine if he lost the wine battle.
Now the most important thing for the company is whether the funds can keep up, Lao Shi said that there is no problem for the time being, but he is afraid that the pledge company will occupy too much, and it will be too late to withdraw it when needed. This house price is rising visibly day by day, and the profit of the pledge company is particularly amazing. The pledge that expired in the early stage was resold to the real estate company and the profit reached 40% after being sold.
Hu Wenkai decided that all the profits in the early stage would be transferred to the pledge company under the condition of ensuring the normal operation of Tianfen, and the pledge period should pay attention to most of it, and it is best to end before March next year. Lao Shi wants to draw out elite soldiers and strong generals, strictly supervise the operation of the pledge company, prevent fornication inside and outside, and report directly to the official when encountering this situation, and expose the incident in the newspaper, so that the people involved will never turn over.
Yang Siliang explained that the next step of the company's Tianfen factory is to produce 99.9% pure copper electrolytic copper, which requires a large amount of copper raw materials, pure copper is a hot-selling industrial raw material on the market, wires and cables, shipbuilding, and electrical appliances are inseparable, and the price is outrageously high.
There is no factory that can produce pure copper on a large scale. If our Tianfen electrolytic copper plant starts, it can be said that the supply exceeds demand. The owner's intention is to buy slowly, which does not affect the global price of raw copper, and the factory has set up a scrap copper purchase station next to the gate, and has purchased about a meal of scrap copper at a very low price.
Although James is concerned about Tianfen's affairs, he is not enthusiastic, he is particularly concerned about the operation of the pledge company, and a lot of the pledge company's business flows from him. People who are engaged in finance like to see benefits in a short period of time, and the future generations are also like this, Hu Wenkai does not take it to heart. On the contrary, Lao Yi, Lao Shi, Yang Siliang, and Wang Xihai revealed their yearning for the development of Tianfen. But James never refuted Hu Wenkai's decision, but kindly reminded him to pay attention to the rhythm, and it was undesirable to have a sober partner to remind him, and the last time James reminded him to seek the endorsement of the local government, he was particularly timely and far-sighted.
Hu Wenkai assured that Tianfen would not take up too much of the company's funds, and that the factory would develop gradually, first putting the power plant into operation, using the power plant's electricity to produce electrolytic copper, and then investing in the construction of ironmaking and steelmaking plants after the electrolytic copper was sold to form a stable income.
James was only interested in Hu Wenkai's plan from the beginning, and the investment evolved into a major part of his work, and he has not come back to his senses since watching Hu Wenkai expand Xingye Industrial like a trick. This Hu Wenkai has a mysterious aura on his body that he can't see, everything is so coincidental and operates at the right time, like predicting the result, this Tianfen factory will definitely be a world-renowned success in James's opinion. I was still a little worried that according to Hu Wenkai's assumption, the scale would be too big, and if there was a mistake, it would all fall in, which is why James was not very enthusiastic.
Hu Wenkai knocked on the table and said, a year ago, our company will publicly absorb deposits of 3 million yuan in the Industrial Pledge Company, which is called investment to the outside world, which is 30% higher than the bank deposit interest rate, and priority is given to the company's internal employees to subscribe.
There was silence on the table, everyone was pondering, thinking about the company's capital interest and repayment ability, James looked up and asked, "How many years?" ”
Hu Wenkai said, "Two years, we only need two years." ”
"It's better to use 5 million, so that the funds are used more easily." James said
Lao Shi suggested that the interest rate should be maintained at 20% to absorb 5 million yuan, 30% is too high, and the company's assets are far higher than 5 million without any risk.
Yang Siliang said that there is no risk, the factory will save far more than 5 million yuan in two years, furniture and flooring have been saved more than 100,000 yuan, plus machine tools, hydraulic press should be close to 300,000 yuan profit by the end of this year.
Hu Wenkai said that a word that surprised them, an enterprise that does not borrow money is not called an enterprise, and a bank that does not lend is not called a bank. The second step in preparing the pledge company to gradually transform the pledge company into an industrial bank is to let the pledge company absorb deposits. With a high interest rate, I am afraid that I will not be able to absorb deposits in the future.
This matter is implemented by James, Lao Shi, and Lao Yi, and the speed should be extended first within the company and then outward. James said that the bank has a ready-made format text, and it will be passed by the company meeting next week. The interest rate is higher than 20% of the deposit, not too high.
After eating, James, Lao Shi, and Lao Yi went to Lao Yi's house to discuss the operation of the march, Hu Wenkai lay on the sofa and read the newspaper, which described at length the first plenary meeting of the League of Nations, and Hu Wenkai sighed that without the United States participating in the League of Nations, it would still be considered the League of Nations.
On the Carrota strip table, she was busy writing letters to the old liar, praising Hu Wenkai like a flower, urging her parents to return to Shanghai as soon as possible to hold the engagement ceremony, and telling her parents that she and Hu Wenkai would leave for the United States after New Year's Day to ask her parents if they had anything to do. After writing the letter and showing it to Hu Wenkai, he grinned happily, walked to the table, grabbed a pen, and wrote three pages of love for Carotta in English, asking the old liar to promise him to marry his daughter to him. Carrotta smiled and patted him and said, "How can you propose like this, or put these three pages in the envelope.
Carrotta took out a beige sweater from the paper bag behind the sofa and asked him to stand up and gesture on him, Hu Wenkai knew sweetly in his heart that this was the sweater that Carrota knitted for him, and there was no girl knitting a sweater for him in the two lifetimes.
Carrota put down her sweater and said that the size was just right, and she was not very good at receiving the collar, and she had to ask Sister Meixiang for help. Now when he heard the name Mei Xiang, his scalp was numb, and he said that you wouldn't ask the girls in the company for help. She put a sweater in a paper bag and said that she didn't want to ask the company girls for help, and almost all the women in the company loved him. Hearing him, he became proud, heartthrob Hu Wenkai.
In the afternoon, Hu Wenkai was busy drawing the drawings of the coke plant, and Carrotta was beside him to make tea and pour water for him to accompany him. Carrotta said that it was better to go to Nanjing Road in the rain, and he nodded in agreement. Hu Wenkai is very experienced in the structural drawings of coke plants, and later generations spent several years on the iron project, which he can draw with his eyes closed, and he transmits the gas produced by coking to the power plant as an additional energy source to burn power generation in the most optimal way in later generations, and the advantage is that it does not need to be purified and directly combusted, and the utilization rate is high.
Carotta loved watching him work, and she was particularly attracted to the way he looked so focused. There was an indescribable sense of tranquility around him, watching him fiddle with the T-ruler on the drawing board one by one, and the factories and machines were displayed on the drawings. Sometimes she stopped to calculate on the paper, sometimes she picked up a cigarette and handed her a lighter. She was thinking about Mei Xiang's words, Chinese men can only be sure if you have his child in your belly, although she felt that Hu Wenkai was not like this, she still wrote to her parents to return to Shanghai early to hold the ceremony.
After having dinner early, the two drove to Nanjing Road to go shopping. Shopping is also an art, Carrota only looks at the mall and doesn't buy it, every time Hu Wenkai tricks her into trying on the clothes first to see the right ones and secretly pays for them. There was a period of time in Shanghai where acquaintances began to increase, and it didn't take long for the mall to meet a few acquaintances, and they chatted for a while and were about to leave.
Originally, the two of them were happily shopping, but now a soy sauce player squeezed him away, and he couldn't say the hatred in his heart with his clothes in his hand. The two women were chattering in front of them, ignoring him at all. What's even more hateful is that Mei Xiang stuffed the clothes in her hands into his hands, and became a legendary porter, carrying full of both hands, and her biceps muscles bulged out.
When I got to the car, I opened the door and put the items in my hands still in the back seat, and shook my sore hands. Carrotta said that she was going to go to North Sichuan Road for supper together, and Meixiang introduced that the water-milled rice balls over there were particularly delicious. It was impossible for Carrotta to refuse his request, and there was an extra woman in the carriage and it immediately became lively.
Hu Wenkai preemptively attacked: "Meixiang, why don't you see you when you come back from West Lake, it's okay to go shopping with Carrotta." ”
"You two are very busy, I am free every day, let's get together again when you are free, anyway, you are not outsiders, you are right" Meixiang's answer made Hu Wenkai speechless.