Zhu Cijiong has been busy dealing with all kinds of enemies, and rarely has time to pay attention to his private property, and now the enemies around the Ming Dynasty have almost been cleaned up, and he has to wait for the ship to be renovated when he goes to Europe, so he finally has time to take care of his private property.

I really don't know it, I'm shocked, Daming Western commerce is okay, because there are so many luxury consumers, there has not been much change for so many years, and it has been maintained at an annual income of about 20 million or 30 million taels, in recent years, in addition to Zhu Cijiong embezzled most of it to use it for public funds, there are more than 100,000 taels of gold and more than 20,000,000 taels of silver.

In the first few years, when the people of Daming were still relatively poor, the annual income of the Xinglong business was not as good as that of Western commerce, but in recent years, as the people of Daming have become richer and richer, Rixinglong has also snowballed in development, and now the semicolon has spread all over the state capitals and even counties of Daming, not to mention, the silver tickets alone have been issued out more than 300 million taels!

Although Zhu Cijiong took out most of the profits of the Rixinglong firm as public funds, the gold and silver in the secret treasury of Rixinglong were still very scary, of which the gold in stock had reached more than 5 million taels, and the silver in stock had reached a terrifying more than 200 million taels! Of course, most of these are the principal of the silver bills, if there is a run, most of these will be exchanged, but this is already quite terrifying, with such a stable situation in Daming, coupled with the name of the royal Daming Royal Rixing Bank, there is no possibility of a run at all, that is to say, these gold and silver are already Zhu Cijiong's!

How do you manage so much money? Luo Yangxing used the most old-fashioned method, that is, to lend money out and use money to make money, so that wealth will grow slowly, which is also beneficial to the development of the private economy, Zhu Cijiong used to agree with this method, but now he doesn't think so, there is so much principal, why not occupy the whole world's financial market!

Of course, this financial market is hidden, not real, to be specific, to occupy the current world financial market is to let all countries in the world now use the money of the Ming Dynasty as the currency for mutual settlement.

How can all countries in the world use Daming's money? The issuance of paper money is certainly unrealistic, the merchants of the Ming Dynasty believe in the name of the Sun Xing Long, or the Ming Royal Bank of the Sun Xing Bank, before using the silver bills issued by the Sun Xing Long to facilitate the exchange, if the paper money is issued directly, it is estimated that no one dares to use the Ming Dynasty, because the common people are used to using copper coins and silver ingots, and the vast majority of people can not accept paper as money at this time.

Daming is still like this, other countries are even more, people know you Daming what the hell bank, issue banknotes, people take it to wipe their butts is too hard!

Can't issue paper money, then can only make an article on metal currency, the emperors of the Ming Dynasty have the habit of issuing copper coins and silver ingots, there is an allusion here, that is, in order to avoid Zhu Yuanzhang's Yuan word, the previous ingots in the Ming Dynasty are not called ingots, but called Tongbao.

Chongzheng Dynasty also issued Chongzheng Tongbao, mainly square hole round copper coins and boat-shaped silver ingots, it is worth mentioning that Chongzheng Tongbao in the square hole round copper coins are very exquisitely made, not only the handwriting is clear, but also the moire as a shading, so that the popular counterfeit copper coins in the past dynasties are gone, and the market circulation is all Chongzheng Tongbao made by the Ming Dynasty!

This actually has a lot to do with the development of technology, before the Chongzheng Dynasty, copper coins and silver ingots are cast with molds, the processing method is simple, so it is easy to be counterfeited, to the Chongzheng Dynasty is different, copper coins are all stamped and formed with copper plates by a large punch, the folk do not have this kind of equipment at all, so there is no imitation at all.

This situation gave Zhu Cijiong a great inspiration, he decided to unify the production of silver coins and gold coins as the circulation currency, gold coins and silver coins are made and copper coins about the same size, the front is Chongzheng Tongbao four big characters, the back is the sun and moon Qi Hui plus dragon pattern, and the shading is in the language of various countries to express the 'Ming Chongzheng Tongbao', what Western, Portuguese, English, French, German, Russian, etc., etc., anyway, as long as you understand any kind of language of the powers, you will know at a glance with gold and silver coins, this is the Chongzheng Tongbao made by the Ming Empire!

Now there is no popular currency in the world, as long as the Chongzheng Tongbao made by the Ming Dynasty is of good quality and quantity, and cannot be imitated, it is likely to become the currency of the whole world in one fell swoop!

As soon as this idea appeared in Zhu Cijiong's mind, it could not be contained, and he immediately summoned Luo Yangxing and Cheng Guoxiang, the head of the household department, to discuss the manufacture of Chongzheng Tongbao.

In fact, the production of this currency is mainly a matter of monetary value, for example, with silver taels as the main monetary unit, how many taels of silver is worth a stone of rice, and how many copper coins are equivalent to one tael of silver, these must have a benchmark, otherwise the currency cannot be issued. Like any pattern, shading is a very simple thing, no matter how complex the pattern, no matter how fine the shading, it is just a matter of a few more days for the craftsman to carve the mold, and it basically has little to do with the issuance of currency.

The current currency conversion standard of the Ming Dynasty is approximately: one stone of rice is about equivalent to one tael of silver, and one tael of silver is about worth a thousand copper treasures, and one tael of gold is about worth more than forty taels of silver.

According to this conversion relationship, Zhu Cijiong finally determined to use silver coins as the benchmark of currency, one tael of silver to make ten silver Chongzheng Tongbao, that is to say, one silver coin is equivalent to one hundred copper coins, and the specific gravity of gold is just about twice the density of silver, if one or two gold is made into four gold Chongzheng Tongbao, the size is similar to the silver Chongzheng Tongbao and the copper Chongzheng Tongbao, and it is worth exactly one hundred silver Chongzheng Tongbao.

According to this standard to make gold coins and silver coins, then the conversion of this currency is very easy to calculate, one hundred copper Chongzheng Tongbao is exactly equal to one silver Chongzheng Tongbao, one hundred silver Chongzheng Tongbao is exactly equal to one gold Chongzheng Tongbao, ten silver Chongzheng Tongbao is one or two silver, it's as simple as that!

After this exchange ratio was determined, Zhu Cijiong immediately ordered the household department and the Daming Rixing Bank to jointly manufacture gold and silver Chongzheng Tongbao, keep making, how much can be made, and all gold ingots and silver ingots in the future will be recycled and unified into Chongzheng Tongbao, and in the future, in addition to the use of silver tickets for the exchange of large amounts of currency, only one currency is allowed to be used on the market, that is, Chongzheng Tongbao!

Zhu Cijiong also decided that this time he would go to Europe with countless gold, silver and copper coins, all the way over, the expeditionary force, the officials of the allied countries, the civilians of the European continent, and the royal family of the European continent.