Bai Liyan boarded the carriage and got into the carriage, and the coachman drove the carriage all the way to the Xuanting Marquis Mansion, Jiang Jie and the others followed closely with Feiyu.

In the car, there was a candle produced in Yongxing City, which was as thick as sugar cane, and it was very bright. Lan Yuan looked at his son-in-law, and the more he looked at it, the more he liked it, so he smiled and said:

"I just went to your house and learned that you were not there, so I came to the palace to look for you."

"Mother-in-law, is there something urgent?"

"Fu'er told me a few days ago, and said to your father-in-law, I think it's good for you to pay attention to it for two days, this afternoon I went into the palace and told Brother Wang about it, Brother Wang and Luhou also discussed for a long time, saying that it was to be considered, it seems that it is not at ease, so I asked you to go to my house tonight to discuss again, whether there is anything wrong."

"So, my mother-in-law agreed?"

"Cheng'er, Fu'er, and your father-in-law all said that they could make money, but who will be in charge of this money shop at that time, can you decide?"

"Taxes and coinage are contracted by the Department of Taxation, after the Gongsun Yue, the Department of Taxation is now classified as the Department of Taxation, and now although it is transferred to the name of Si Nong, it is still the king who is in charge, but if you want to open your own money in the future, you can also make your own decisions. But at present, everything is given priority to state affairs, and the national money bank will be set up first, and when the time is ripe in the future, as long as it complies with the regulations, it can also open a money bank on its own. ”

"In this way, the largest dividend of the new money shop is still the treasury?"

"Pretty much."

As a new thing, the bank must conform to the current production relations and the material basis of social production, and all the articles and regulations need to be started from scratch, as a multi-party funding structure for individuals and officials, and it is not a national bank in the strict sense, but a mixed bank.

However, as far as the present situation is concerned, the core group of political bureaucrats headed by the four highest strata of Luhou, Xuanting, Yongxing, and Xianwang represents the rights of the state, and is both state-owned and privately owned by the aristocracy, and it is difficult to distinguish between public and private in nature.

Princess Lan Yuan's ambition is not small, she only thinks that it is a private bank, waiting for the eggs to make money, but she doesn't know that the bank itself will not make money.

The dinner that night unsurprisingly revolved around who would be the "president", and Lan Yuan hated to push his sons and daughters to the position of president, completely taking advantage of the benefits.

The next day in the morning dynasty, the news has not yet spread, the early dynasty as always, except for a few people, including the Ding Yang Hou father and son including the internal and external cabinet members are still in the dark, after the end of the court meeting, King Xian summoned Gao Xun, Lu Gao, Bailiyan in the inner hall of the Guangyuan Palace.

"Yongxing Hou......" King Xian paced back and forth and said: "The widow has heard the matter from the Marquis of Lu and Wang Mei, and after discussing it with Gao Qing, the widow also thinks it is feasible. However, there are a few things, the widow still can't rest assured, can Yongxing Hou relieve the widow's doubts? ”

"Speak, my lord."

"This Luhou, Xuanting Hou, Yongxing Hou, and the widow are preparing to build a money workshop, how will the money be subdivided in the end?"

"In principle, it is the money of the imperial court and the king, so whether the money is lost or earned, it is because it is handed over to the treasury and the king, but if this is the case, the money issued by the Marquis of Lu, Xuanting, and Yongxing has become a pledge, and in the final analysis, it is the minister who deceived the Marquis of Lulu and the Marquis of Xuanting.

Therefore, Luhou, Xuanting, and Yongxing should share the profits, but considering the current situation of the national treasury, at least until the national strength is stabilized, the profits should not be shared, and the accumulated profits can be exempted in the first few years, and will be divided in the future. ”

At this time, Gao Xun asked:

"Is the treasury and the money fang subordinate, or will the treasury and the money fang eventually become one?"

"The treasury will supervise the money mills, whether it is the money shops of the imperial court or the private money houses in the future, they will be supervised by the imperial court, but unless it violates the law and the constitution of the money houses, the court should not interfere with the operation of private money houses in the future.

As for whether it will be united, it will not, the money of Qianfang, except for the initial construction principal, the rest of the deposits are not owned by the imperial court, so there is no possibility of unity between the two. However, if the treasury has surplus money that can be used for the money mill, if the treasury loses money, it can temporarily borrow from the money and repay it when the money is available in the future, which is also the original intention of the minister to prepare for the money mill. ”

"But the foolish brother thinks about it, there is little gold and silver in this world, and there is a lot of copper and iron, if you mix gold and silver to cast copper coins, the gold and silver in the treasury will flow out in large quantities, has Yan Gongzi ever thought about it?"

"I've thought about it, but there are pros and cons, and you can't have both fish and bear's paws. It is true that gold and silver are scarce in the Central Plains, and once gold and silver are added to the copper coins, even in the territory of Xianguo, it will be a very surprising amount, but it will also increase the value of the new coin, which is convenient for foreign transactions and outflows.

Moreover, the price of money is not easy to depreciate, so it is more convenient for our new currency to be exchanged for gold and silver in other vassal states, because the new money of my Xianguo country contains gold and silver, plus the original price of copper, and it is profitable for our country to exchange new currency for gold and silver.

In this way, on the one hand, the new currency flows into other vassal states, and at the same time, with the strength of our new currency, it is exchanged for gold and silver in other countries and returned to China to mint new currency, so that the new currency of our Xianguo will occupy the initiative in the Central Plains transaction. ”

"In the future, other countries will follow suit, will my new currency damage my country's national capital?"

King Xian asked worriedly, and Bai Liyan said truthfully:

"In what the king asked, I think that when the other vassal states find out the benefits of my new currency, they will definitely follow suit. However, the minister has three strategies to deal with, and please rest assured. ”

King Xian and Gao Xun looked at each other, and Gao Xun hurriedly asked:

"Yongxing Hou, I think about it with the king, with the national strength of my Xianguo, no matter how prosperous the national strength will be in the future, it will be far inferior to the four kingdoms of Wei, Zhi, Changsun, and Jin, if the four kingdoms also cast copper coins with gold and silver, the Xianguo will be defeated by it, how can it win."

"What Mr. Gao said is that once the benefits of the new currency are discovered by various countries, they will follow suit. But they only know one thing and don't know the other. ”

King Xian's eyes lit up, and he hurriedly asked:

"What does Yongxing Marquis mean?"

"My lord, this gold and silver coins are no different from those of gold and silver, but after adding copper, tin, lead, and even iron, it is not so easy. However, the craftsmanship of our Xianguo is strong, and there is no obstacle to minting this alloy new coin, so the new coin is of excellent quality and is a good coin.

The second is that gold and silver are added to copper coins need to be discounted and matched with metal, gold, silver, tin, copper, lead, and iron have their own proportions, who has more copper coins may be valuable, but coins are difficult to mint, less money is easy to mint, but the value of the currency falls, so it is necessary to carefully calculate its proportion.

Third, presumably the Marquis of Lu also told the king that the new coin is difficult to mint and smelt, and if gold, silver and copper are obtained by smelting, it will cost a lot of charcoal and coal, and it will not be cost-effective. However, there are other ways to reduce the cost of refining money, once other countries also follow our country's example of casting copper coins with gold and silver, our country can collect new coins from the princes of various countries, and return to the furnace to refine gold, silver, copper, etc., for the use of our country, so the minister has a variety of ways to counter other countries. ”

Casting alloy coins, smelting formula and smelting process, directly determines the fusion degree of metal components, as well as the final molding, gold, silver, tin, copper, lead, iron and other elements have their own metal characteristics, not a brain into the smelting furnace can be done in one go, need to add simple or complex smelting agents, so that it spreads evenly, furnace temperature is also very important.

If the smelting and formulation technology cannot be solved, the color and shape of the formed coins are not good, and eventually the formation of bad coins, even if they contain gold and silver, but the subjective aesthetic influence of people tends to accept good things.

If the princes compete to follow suit and mint bad money, when the price is stable and the value of the currency fluctuates greatly, the expulsion of good money from bad money will continue to occur, and it is irreversible.

But when prices soar and money depreciates rapidly, it is reversible for bad money to drive out good money. In the end, whoever has the better quality of the coin will choose more users.

For example, when the country's paper money depreciates, it will be easier to trade foreign exchange and gold and silver jewelry, because the hard foreign exchange and gold and silver have the credibility of foreign governments and the guarantee of the historical attributes of gold and silver.

The Central Plains war continued for many years, and the copper coins of the vassal states depreciated like a tide, and even the copper coins of the Liang State, which had the strongest currency value, also lost a lot of gold and silver due to the war, and the purchasing power of copper coins was only equivalent to two-fifths of ten years ago.

At the same time, the large foreign transactions will force other vassal states to accept the new currency transactions of the Xianguo before issuing alloy coins, and actually import the domestic inflationary pressure and financial system of the Xianguo into other countries, which not only shares the domestic pressure, but also plunders resources from foreign markets through monetary advantages to regulate and control the country.

Therefore, the minting and issuance of precious metal alloy currency not only stabilized the domestic finance, but also hedged against the outside world, so it was also an economic war.

King Xian was worried about two things, one was that in the future, a large number of new coins would be issued, and the gold and silver hoarded by the treasury and the small treasury would decrease, and his heart would always be unstable. The second is that his money was plundered by other vassal states, resulting in the loss of precious metals in the Xian country.

But at the end of the day, no amount of money is stored in it, and it has no value.

The value of money comes from the productive forces and material base, and if money is only hoarded and not spent, it will eventually inhibit the development of the productive forces and the commodity market, so that where there is no shortage of money, there will be more money, and where there is no money, there will be no money.

"So the king, although the money is flesh and blood, but it is also a more dangerous contest than the two armies, if the Xianguo can not take the lead in stabilizing the country, and wait for the recovery of the princes of other countries in the future, then my Xianguo will be doubly damaged, so it is imperative to mint new coins, the sooner, the more beneficial it is to the Xianguo."

"In that case, the widow will be appointed."

King Xian was pleased with the promise, and then Gao Xun said:

"The king, the prince has been an assistant to the government, and the coinage is related to the country, if the prince does not participate in the discussion, only the king and the ministers and a few other people will discuss privately, and the internal and external dynasties may have criticism."

"This ......" King Xian hesitated for a moment and said, "Let's discuss it, but since the matter of minting coins cannot be delayed, Yongxing Hou should do it immediately." ”

"Obey orders!"

The crown prince is the prince, and the prince should participate in major national decisions, even if he opposes the implementation of the decision, the will of the monarch can still forcibly promote the implementation of the policy.

Cabinet in the Tai Lieutenant, Da Sima, Da Sima envoy in charge of the military power, and has no right to ask about finance, and the long history is now held by Gao Xun, the prime minister is in the air, the power of the Xian King monopolized, the governor Chen Shangshengyuan passed away in 632, first in the actual supervision by the prince, the big Si Nong is in charge of the agricultural industry and commerce economic administration, in the long history, the prime minister, the big Si Nong, the Xian Wang Quartet have no objections, the crown prince supervises the Zaizhi, even if the opposition is invalid, as long as the Xian Wang is determined to promote the policy, theoretically can not be stopped.

But the reality is often very complicated, after Gao Xun conveyed the meaning of King Xian to the prince, the state political supervisor exploded, especially the original Dasi Nong's team, Bai Liyan intended to leave the palace in advance, let this trend blow up first, and see where the wind is going.

At the same time, the news quickly spread to Xihuan's ears:

"What, you want to use gold and silver to cast copper coins, King Xian and Bailiyan are crazy about money!"

"Your Royal Highness Princess, the amount of gold and silver coins cast with copper is not the point, the point is that once the Xianguo country casts copper coins with gold and silver, the price of the copper coins in the Xianguo country will rise sharply, and it will bring huge benefits to the Xianguo at that time." Ji Jinsheng said.

Ji Jinsheng said that Xihuan knew half of the truth, and she was not interested in understanding it, she only knew that gold and silver were good things:

"So, King Xian wants to use the treasures of the Southern Expedition to cast copper coins to boost the national strength?"

"It's not impossible. However, if the Xian State minted money with gold and silver, it would no longer be conducive to our Jin State and other vassal states to trade with the Xian State, and this matter must be guarded against. In addition, I also heard that Bailiyan wants to set up a money shop to raise money from rich people all over the country, but anyone who deposits money in the money shop can sit back and receive its profits, which is really unheard of. ”

"How can there be such a good thing in the world, deposit money in the money shop, sit and wait for interest, and the money can still make money!" Xihuan Road.

"But in this way, the financial resources of the whole country can be gathered into the money workshop and used by the imperial court, which is true."

"There are countless treasures in the Southern Expedition, what does King Xian want to do when he gathers wealth! And who would be foolish enough to deposit his silver and gold elsewhere, and tell others how much he has to do, and lead a wolf into his house? ”

Xihuan Yin discovered the clues, but he couldn't figure out the reason. At this time, the attendant steward Gu Chen hurriedly came:

"Her Royal Highness Princess Qiqi, the prince has just received news, and he will return to the house a little later tonight, let the princess eat first."

"Is it for coinage?" Xihuan asked hurriedly.

"The prince went to the Yongxing Marquis Mansion, Xu for this matter."