Li Zhong continued to say worriedly: "What's even more worrying is that these people like to cellar gold and silver. They kept the silver dollars themselves, and the silver dollars we minted were in vain. There will be fewer silver dollars available in the market, and the price of silver dollars will rise, and not only these rich families, but also the common people, will also know to hold the silver dollars in their hands. In the future, there may be privately minted inferior silver dollars, just like the proliferation of privately minted copper coins. ”

Li Yan thought for a while before he said: "It seems that there are not many people who borrow silver yuan, only a few military family members use their family's fields to borrow a small amount of silver yuan to build brick houses. However, this is only an isolated case, and most of them, even military families, are reluctant to mortgage their fields. On the contrary, some small merchants are willing to exchange their silver ingots for silver yuan, after all, there is no need to look at the fineness, set the price, weigh the cumbersome measures. As for the big caravans, they prefer to cast the silver into a large piece of hundreds or thousands of catties to prevent it from being robbed by bandits along the way. ”

"What do you mean~" Li Zhong didn't understand what Li Yan thought.

Li Yan then said with a smile: "In other words, the current impact of Yinyuan is not great, even if some extraordinary measures are used, it will not be disadvantageous to the place." ”

"So what are you going to do?" Li Zhong asked puzzledly:

"Let the local guards talk to the rich and don't always think about making several times the profits. Two or three percent, four or five percent are also profits. Li Yan said with a light smile: "As for whether there will really be movements, it depends on the comprehension ability of these super-rich people." Although the influence of the silver dollar is still limited, it will be the main currency in the future, so the silver dollar must not be destroyed. And the lending banks are a measure to curb land annexation in the future, and they cannot be crushed by them. Although I have never wanted to use drastic methods, these gentry and rich people only pursue personal interests and do not know justice, so they can only use drastic methods to make them rein in. ”

"There's no business." Li Zhong reminded: "The world's wealth depends on the circulation of merchants. The impact on the merchants will also affect the people. Although there are government-run shops, they are only a guarantee for necessities, and other commercial goods still have to be sold by merchants. If you take this as an example, it will not be a good example for future generations. In particular, if the army intervenes, there will be even greater hidden dangers in the future. ”

Li Yan still said firmly: "It's okay, this time I personally issued a military order, and I explicitly ordered the guards to talk to the rich businessmen who have a huge amount of money, and there should be no hidden dangers." And it's just a conversation, as for the actual actions later, it depends on the situation. ”

"I hope these salt merchants will understand what it means." Li Zhong still said worriedly.

Li Yan continued: "Another notice was issued to all localities, starting from April 1, within three months, no, within two months, those who go to local banks to exchange silver ingots for silver yuan will be charged half of the fire. If it is exchanged after the deadline, the fire consumption will be 10%. Since October, the circulation of all kinds of silver ingots has been completely banned, and the same is true for local banks, and the exchange of flying tickets must also be silver dollars. At that time, all silver ingots circulating in the market will be confiscated, and there will be another penalty for users. ”

"The matter of the lending bank has not been negotiated yet, so I will issue this notice, I am afraid that there will be an accident." Li Zhong reminded: "Our silver deposit is only 15 million yuan, and the silver mines in various places can only mine more than 20,000 taels per month. If everyone comes to exchange it, we still won't have enough silver dollars. ”

Li Yan said confidently: "It's going to be fine." Ordinary people don't know, but those rich merchants can definitely see that our silver dollars are not pure silver, and they will not trade at a loss. So they will start to wait and see, and after two months, they will feel that they will suffer more and be more reluctant to lose half of the fire. The silver that is hidden in their cellars is to be hidden in their hands for a while. After that, through taxes, trade, and the confiscation of inferior silver dollars, the silver in the treasury should also be sufficient. Moreover, this decree also let the wealthy businessmen know the strong position of the imperial court. ”

He paused for a moment and said coldly: "If they don't understand the intent of this decree, they still want to be obsessed with squeezing out the lending bank and want to monopolize the pawnshop business, then they will have to copy a few." At that time, there will be no shortage of money. ”

Li Zhong heard that Li Yan had made up his mind, so he didn't say anything. He was just worried that the silver yuan would not be enough and he would lose a little credit of the imperial court. As for other big messes, there is nothing to worry about. It has been chaotic for more than ten years, and people everywhere are determined that no one will want to return to the chaotic times. As for those who have financial and material resources, at most it is only to let the local garrison conduct a drill.

Liang is discussing economic construction, but Zheng Zhilong of Quanzhou is facing a difficult choice.

By this time he had received news that his men had been ambushed on land. Not one team, but six teams were ambushed in a short period of time, and thousands of men were captured. At this time, he knew that those maritime merchants in northern Fujian had finally stood on the side of Daliang, and he had to deal with it.

However, half of his manpower was arranged on the south bank of the Minjiang River, and what was even more infuriating was that he actually let some of Li Zicheng's men and horses rush over, and he had to spend men and horses to clear them. And some of the people, who were sent by him to attack and harass northern Fujian, have now ended in failure, and if they want to fight back, they will need more men and ships. But the rest of the men continued to trade at sea.

Although he was a pirate at sea, his job was actually commercial trade, and it was only a punishment for merchant ships that did not pay protection money. It would be an exaggeration to say that he had 200,000 people under his command, and many of them were just collaborators who listened to his orders. When there are common interests, it's okay to come and do a favor, but like now, stop business and work against the big beams, and there are not many people who can come.

And his men, ships, and armies are to be kept with money. If the business is stopped, his income will be reduced immediately, even if his family is rich, he will not be able to support it for long. However, in view of Da Liang's strong land strength, he can only attack and harass along the coast, and this method must be insisted on for a long time if he wants Da Liang to accept his conditions. It's really hard to do.

"Is there any news from the two Guangzhous?" Zheng Zhilong asked anxiously.

Zheng Hongkui shook his head and said helplessly: "There is no news." Liangguang is clamoring to elect an emperor, and no one cares about our affairs. If Li Yan's troops hadn't stopped moving south, those civil and military people would have surrendered long ago. ”

Liangguang is more strange there, and a farce of electing the emperor is being staged. The ministers had thought about the addiction of the auxiliary ministers, and they were anxious to find someone to be the emperor. However, whether it was King Gui or King Huai, or even King Lu who fled to Guangzhou, they all refused to be the emperor of the Ming Dynasty. Now the ministers are busy mobilizing, and no one pays attention to the affairs of Fujian. As for the generals, they are all busy looting for money, and they are not interested in other things.

Zheng Zhilong glanced at Zheng Zhibao, Zheng Cai and other brothers who didn't have any ideas, and knew that no one could help him with ideas. Can you fight or not? It was a difficult choice.