Due to the inherent shortcomings of large weight, high price, easy wear, inconvenient and unsafe handling of precious metals, with the continuous expansion of economic and financial transactions and the development of the commodity market, the circulation of traditional metal coins lags behind the development of the commodity economy, which gives rise to bill finance, which is the early paper money and silver bills or loan bills.

With the continuous development, paper money came into being, which is also to meet the needs of economic development and meet the inevitable results of commodity circulation.

If you want to talk about the use of silver tickets, Bai Liyan really ignored them, at least in his opinion, such a thing as silver tickets should not appear at the moment.

However, the development of the economy has greatly promoted the efficiency of economic circulation, prompting the need for more efficient and safe means of currency payment and circulation.

As far as technology is concerned, there is nothing wrong with making high-grade paper containing cotton and linen, what is problematic is the purity of precious metals.

At present, silver is divided into two colors, and gold is divided into four colors, which is why there are gold and silver collars, and inch gold and silver.

At present, due to the constraints of smelting technology, precious metals contain impurities. At present, the purity of silver in circulation is 85 percent, and the purity of silver collar is 92 to 95 percent.

Because the former is slightly dark, the folk call it gray silver, and the latter has high purity and whitish, so it is called bright silver. The so-called snowflake silver is named for its high purity.

The fineness of gold is mixed, and the inch gold with a content of less than 80% is called 70% blue, because there is a hidden cyan color under the light. About eighty percent because of its golden yellow, called eighty percent yellow, the purity of more than 90 percent of the gold is slightly purple yellow, called nine purple, the purity of 95 percent of the gold, the gold with red, so called ten barefoot gold.

At present, no one in any country dares to brazenly use gold with a purity of about 70%, so seventy percent green is extinct, and the most is eighty percent yellow. Gold with a purity of more than 90 percent is made into gold collars and traded.

Therefore, the fineness of precious metals in different countries is different, and the economic impact brought by unified pricing is very huge.

In addition to industrial technology issues, Bailiyan is also worried about the hyperinflation caused by the indiscriminate issuance of banknotes, as well as the recognition of domestic and foreign markets and politics.

Because paper money is linked to precious metals, and the total amount of precious metals is small, when the ruling class uses information monopoly and lag to issue paper money indiscriminately, the outside world does not know the total amount of precious metals held by the state, and paper money can be issued indefinitely, if it is not curbed, when the printing of paper money far exceeds the limit capacity that the economy can carry, inflation will inevitably occur.

Of course, theoretically, the issuance of banknotes can be regulated through the system, but even in modern society, the issuance of banknotes is controlled by the will of the state, and the issuance is still excessive. What's more, under the current monarchy, the will of the individual is above all else.

On this issue, Bailiyan did not make a direct statement, but it is necessary to make technical and policy reserves as soon as possible, and the issuance of banknotes linked to precious metals is the general trend, and the later it is disposed of, the more serious the market consequences may be.

That night, in the prince's mansion, Fang Dan failed to get Bai Liyan's promise, which made Fang Bo very annoyed, and the result was a lawsuit in front of Xihuan:

"Niece, you see, Baili Yan is obviously bullying us, if it goes on like this, your uncle will lose all his money this year."

"It's that serious!" Xihuan said with a straight face, she didn't just ask about money, but there was a shortage of two catties, she was a woman, where could she have any ideas.

At this time, Fang Dan said:

"Cousin, my father's annual turnover of gold and silver in Xianguo is more than 300,000, and the profits from it are 50,000 or 60,000. More than half of them are given to China, and the rest is ours. Now more than 300,000 gold and silver, not to mention the shortage of two small 30,000 catties, my father not only did not earn a penny, but also had to post it upside down, cousin, what do you say about this! ”

"There can be so many!" Xihuan was also taken aback.

She is very aware of the situation of the Jin Kingdom, in the heyday, the treasury wrote off the annual expenditure for a year, and if she could save sixty or seventy thousand gold and silver a year, it would be a good harvest, and it would be the heyday of the wind and rain.

Now guarding the cornucopia of Xianguo, the Jin State can have 150,000 or 60,000 gold and silver precious metal income a year, and now it is less than 30,000 yuan in one breath, and it is set aside 40 years ago, when the economy of Xianguo was at its worst, the treasury could not save 30,000 gold and silver in two years.

Thinking of this, Xihuan hurriedly asked Ji Jinsheng:

"General Ji, can you get some precision balances from Brother Wang for urgent use?"

"I'm afraid not. Although his subordinates are not in the country all the year round, they still know something about the affairs in the palace. The balance scales used by the tax department cannot be imitated by the people, and there is none. The scales used to weigh gold and silver were very sophisticated, and the quantities that could be made each year were limited, and in many cases they had to be purchased from the Gong Gong faction and the Liang Kingdom.

As far as his subordinates know, the fine scales that can be used to weigh gold and silver in the palace of the King of Jin will not exceed sixty, and they are not as good as those of Xianguo. ”

"So little!" Xihuan was surprised, and hurriedly asked: "But my cousin said that the Xianwang Palace only has more than 120 balance scales in the Tax Division, the Tax Undertaking Division, the Inner Government, and the original balance scales of each division, all of which can weigh gold and silver, not counting all the scales in Qianfang, Department Store and Yongxing City and Ruitian, Guangxin, and Lincheng, and today Bailiyan sent fifty balance scales in one go, and Bailiyan's balance scales fell from the sky!" ”

"Your Highness, this is where Baili Yan is powerful."

Ji Jinsheng said helplessly, Xihuan was puzzled and asked:

"What does General Ji mean?"

"Your Highness, don't you think that Baili Yan has been in Yongxing City for 20 years, as if she is doing everything, but she doesn't know its intentions. Back then, Bailiyan engaged in hundreds of craftsmen in Yongxing City, and we only thought that Bailiyan was secretly making weapons, but today, all Yongxing commodities are all made by hundreds of craftsmen.

Now this balance scale seems simple, but it is actually very exquisite, Bailiyan easily took out fifty frames, which is enough to reach the power of my Jin country. And as far as my subordinates know, the balance scales and scales of the Xianguo Kingdom can be refined to a trace, while the balance scales of my Jin Kingdom and even the Liang Kingdom are only one millimeter, ten times the difference.

The subordinates thought that it was easy to make scales in Xianguo, but it was not easy to get its essence. Therefore, it is very difficult for my Jin Kingdom to obtain such a fine instrument. ”

"Speaking of which, it's not the workers who are helping out."

Xihuan said disdainfully, and Ji Jinsheng answered:

"But as far as the minister knows, the Ligong faction has helped Xianguo, but today's Yongxing City, Baili Yan has made great contributions, and the Ligong faction is just helping from it."

"According to this, you still have to ask Bailiyan for the balance scale."

"Yes, but according to the current situation that is getting worse, the whole Central Plains is in urgent need of sophisticated scales, no matter how high the productivity of Yongxing City is, I am afraid it will be difficult to meet the needs of Xianguo in a short period of time, and it is not easy to give some to Yin Yangjun, and Baili Yan will not want Her Royal Highness the princess to suffer some losses."

Ji Jinsheng's voice fell, and Fang Dan proposed:

"Cousin, my cousin-in-law has been busy checking the treasury in the palace these days, I think it is better to let my cousin-in-law go to the palace to ask for twenty sets, so as not to look at Bailiyan's face."

"Bastard!"

Xihuan reprimanded, Fang Dan was taken aback:

"Cousin, aren't I in a hurry?"

"You don't use your brain, the prince finally straightened it again, and asked for the scale for his own selfishness, so that King Xian knew what to think."

The increasingly stable status of Xihuan in the Jin State and the increasingly close trade between the two countries also indirectly promoted the rise of Xihuan's status in the Xian State, which to a large extent became a weight to curb the ambitions of the King of Jin.

First, use Xihuan's influence to better balance the Jin Kingdom. Second, the signs of rebellion of the Gongliang clan are becoming more and more obvious, and it is not allowed to start a war against Zhiguo one day, and the Jinxian Alliance will work together to attack Zhi, which is better than Xianguo alone and Zhiguo.

Xihuan reprimanded, but Uncle Fang did not stop him, if there was no Xihuan, there would be no Fang family today. Fang Dan said the wrong thing, and he was always responsible for his words and deeds.

"Niece, it's not a way to go on like this, why don't you give your uncle some attention."

"Aren't I thinking? These god-damn dog thieves, who are so lacking in virtue, scrape off a layer of skin from gold and silver. General Ji, do you have any news on this matter? ”

"Not yet, but I remember that in the early years, the Black Turban Army used divine water to turn silver away, and it was broken by Baili Yan after this operation. Now that I think about it, the Black Turban Army has been plagued for so many years, and this technique may have been obtained by others and used for profit.

And such a huge amount is definitely not done by individuals, if it is not done by the vassal states, it is sinister intentions, I think this matter still has to find Bailiyan. Why don't I go to the Yongxing Marquis Mansion tomorrow to talk to Bailiyan. ”

"Well, in the name of this palace, invite him to the house, and this palace will ask him face to face."

Early the next morning, without waiting for Ji Jinsheng to rush to the Yongxing Hou Mansion, Bailiyan only took more than 20 people out of the West Gate and went straight to Yongxing City, and Ji Jinsheng pounced.

Soon after leaving the city, the horse team galloped on the road, and Huang Che was galloping to the Lingling, not for anything else, but to find Bailiyan. The two met head-on, and Bai Liyan had already guessed that Huang Che was also here for the short catty.

"General Huang, this is also for the short of two catties of gold and silver."

"Hey, Yongxing Hou, you have spoken to the old man's heart. Recently, I have earned much less gold and silver than before, and in the past two days, I have heard that gold and silver are five or six out of ten catties short of two, am I not busy going to the capital to ask you. It's unfortunate that I met Yongxinghou on the road, so as not to scatter my old bones.

Since this matter has been spread to Chenling, does King Xian have a saying? ”

"To tell the truth, the king was very angry about this, but there was no way to deal with it. I am rushing to Yongxing City to discuss this matter with the master of the Ligong faction, and it is difficult to find a solution in a short time. ”

"Wouldn't that be waiting for a loss?"

"The loss is not only General Huang, up to the treasury money square, down to my Yongxing Marquis Mansion, the loss of tens of thousands of gold and silver is less, I am afraid that it is enough to buy one or two counties!"

Huang Che was stunned when he heard the news:

"Obedient to me, so much! Who the hell did this sin, Lao Tzu had to pick his skin. ”

Huang Che was stationed in Dekang until the end of 643, and after Wei Guo took over Dekang, he retreated to Ganfu and stayed there for another year. However, his son Huang Biao went to Chenling in early 642 to accept the reward for Huang Che, and established a household in the royal village, and opened a casino.